Moomoo Promotions and Bonus Offers for February 2026

As an independent brand of Hong Kong’s FUTU Holdings, Moomoo boasts 24 million global users with nearly $90 billion in client assets and $500 billion in annual trading volume. It is also one of the best brokers when you want promotions and bonuses with your brokerage account, but do not delay.^{(1) (2)}

Moomoo’s best bonus offer

It is a challenge to choose the best Moomoo bonus offer because there are simply so many. New customers can benefit from a 3.85% APY Sweep Base Rate with a one-time 4.25% coupon to help further your portfolio. Current customers can benefit, too, with referral bonuses you can use multiple times.

Eligibility for Moomoo promotions and bonus offers

Each rewards program has a set of eligibility requirements that account holders must meet to qualify for Moomoo promotions and bonus offers.

For all offers except the International Student promotion, you must be a US resident 18 or older with a valid Social Security number to open an account.

Compare more broker account bonuses

There is no shortage of Moomoo bonuses and promotions, appealing to a wide variety of customers and budgets. However, there is a limited time frame for most promotions, so it is important to act quickly if you want to take advantage of a particular program.

If Moomoo is not the right match for you, compare the best brokerage accounts like SoFi® or Robinhood. An alternative to Moomoo may better fit your needs if you miss out on Moomoo’s time-sensitive promotions or you find a better promotion elsewhere.

• SoFi terms and conditions

  INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
  
  Other fees, such as exchange fees, may apply. Please view our fee disclosure to view a full listing of fees.
  
  Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (www.finra.org) /SIPC(www.sipc.org).
  
  There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.
  
  Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire investment Before trading options please review the Characteristics and Risks of Standardized Options
  
  Utilizing a margin loan is generally considered more appropriate for experienced investors as there are additional costs and risks associated. It is possible to lose more than your initial investment when using margin. Please see https://www.sofi.com/wealth/assets/documents/brokerage-margin-disclosure-statement.pdf for detailed disclosure information
  
  SoFi Plus members can schedule an unlimited number of appointments with a financial planner during periods in which the SoFi Plus member meets the eligibility criteria set forth in section 10(a) of the SoFi Plus Terms and Conditions. SoFi members who are not members of SoFi Plus can schedule one (1) appointment with a financial planner. The ability to schedule appointments is subject to financial planner availability. SoFi reserves the right to change or terminate this benefit at any time with or without notice. Advisory services are offered by SoFi Wealth LLC, an SEC-registered investment adviser. Information about SoFi Wealth’s advisory operations, services, and fees is set forth in SoFi Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon request and at www.adviserinfo.sec.gov.
  
  Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longerqualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.
  
  Terms and conditions apply*. For 401k rollovers, existing SoFi IRA members must complete 401k rollovers via this link See full terms and For SoFi members without a SoFi IRA, a SoFi IRA must first be opened, and 401k rollover must be completed utilizing Capitalize via this link. SoFi and Capitalize will charge no additional fees to process a 401(k) rollover to a SoFi IRA. SoFi is not liable for any costs incurred from the existing 401k provider for rollover. Please check with your 401k provider for any fees or costs associated with the rollover. For IRA contributions, only deposits made via ACH and cash transfer from SoFi Bank accounts are eligible for the match. Click here for the 1% Match terms and conditions.
  
  Must be a SoFi Plus member at the time a recurring deposit is received into your SoFi Active or Automated investing account to qualify. Bonus calculated on net monthly recurring deposits made via ACH and paid out as Rewards Points. See Rewards Terms of Service. SoFi reserves the right to change or terminate this promotion at any time without notice. See terms and limitations. https://www.sofi.com/sofiplus/invest/#disclaimers

Frequently asked questions

• Can I receive all: the account opening bonus, transfer-in bonus and deposit bonus at the same time?

  Yes, you may benefit from all bonuses as long as you meet the eligibility requirements. This may require you to be a new account holder or mandate that no deposits be made before redeeming a Moomoo promotion.

• What are the disadvantages of Moomoo?

  While Moomoo has made a name for itself with commission-free trading, you will not have as many choices when it comes to the type of accounts you can open. For example, there are no IRAs and no cryptocurrency.

• Does Moomoo really give free stock?

  Yes, you can earn free stock when you take advantage of the deposit bonus or free stock promotions. This will require you to make a qualifying deposit. You will also need to maintain a minimum average balance to be eligible for the deposit bonus promotion.

To make sure you get accurate and helpful information, this guide has been edited by Matt Miczulski as part of our fact-checking process.

Written by

Lena Borrelli

Contributor

Lena Borrelli is an experienced finance writer with a deep understanding of personal finance, investing and consumer banking. Her work has been featured in top-tier publications such as Forbes, TIME, Bankrate, Moneywise and Annuity.org, where she provides expert insights on financial trends, smart money management and emerging fintech solutions. With a background in personal finance and content strategy, Lena specializes in breaking down complex financial topics into clear, actionable advice for readers. When she is not writing or scanning the news for the latest headlines, she is happiest spending time in the Florida sunshine with her husband and two pups. See full bio