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Alternatives to Western Union

Is Western Union’s extensive network worth the extra fees and less competitive exchange rates?

Western Union is a global brand with physical locations and cash pickup hubs in more than 200 countries, but its high fees and weak exchange rates may be driving you to seek out alternative options. Finding better exchange rates may be what brought you here, but these competitors have even more to offer than that.

We’ve listed out some of the more popular alternatives and highlighted what features they have that Western Union doesn’t.

PROMOTED

Xe

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Xe offers individual transfers in addition to its business account services, so you can use it for more than just sending money to friends and family abroad.
Maximum Transfer Amount$500,000
PROMOTED

OFX

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OFX typically beats out Western Union with its fee-less transfers. You can also send a lot more money in one transaction with OFX.
Maximum Transfer AmountUnlimited
PROMOTED

Wise (TransferWise)

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Wise uses a peer-to-peer exchange system that allows you to exchange your funds with others seeking to convert their money to your currency.
Maximum Transfer Amount$20,000,000
PROMOTED

CurrencyTransfer

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CurrencyTransfer services fewer countries than Western Union, but it's best-price guarantee and zero fees make it a serious competitor.
Maximum Transfer AmountUnlimited
PROMOTED

WorldRemit

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WorldRemit supports a large number of countries, currencies, payment and transfer options.
Maximum Transfer Amount$9,000
PROMOTED

MoneyGram

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Like Western Union, MoneyGram has a large global reach and may offer cheaper fees depending on your sending destination.
Maximum Transfer Amount$25,000
PROMOTED

Instarem

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Instarem is one of very few money transfer services to offer the mid-market currency exchange rate for some of its transfers during certain trading hours. It also offers a straightforward fee schedule to make calculating costs a breeze.
Maximum Transfer AmountUnlimited

Xoom

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Xoom is a PayPal service and is one of the few money transfer services in the industry to back its transfer times with a money-back guarantee. This is useful when you need the money to get there by a certain time or not at all.
Maximum Transfer Amount$2,999

Still looking for other options?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Alternatively, learn more about Western Union in our review.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

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Editor

Leah Fallon is a freelance journalist and editor, specializing in personal finance and small business. She owns Birch Tree Bookstore in Leesburg, Virginia. See full bio

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8 Responses

    Default Gravatar
    PapeMay 14, 2019

    I need expert help. I need someone who will assist me to transfer money.

      Default GravatarFinder
      JoshuaMay 15, 2019Finder

      Hi Pape,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      If you need help in transferring money, you may refer to the table that allows you to conveniently compare international money transfer service providers. You can compare based on the minimum transfer amount, transfer speed, and others. Moreover, you can also specify how much you want to send and which currency. Please note that our table’s calculator is only an estimate and you would need to check directly with the provider for the exact amount you will receive. Once you found the right one for you, click on the “Go to site” green button to learn more or start sending money.

      If you need further help, please click the chat icon found on the lower right corner of this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!

      Cheers,
      Joshua

    Default Gravatar
    WilliamMarch 29, 2019

    I need to transfer $6700 to court in New Jersey and I’m being refused by western union and RIA BECAUSE OF SOMEONE WHO HACKED ME AND STOLE MY IDENTITY. HOW CAN I DO IT I’VE TAKEN CARE OF THE HACKING THRU POLICE AND COURT BUT I CAN’T USE WU AND RIA. How can I transfer money?

      Default GravatarFinder
      JeniMarch 31, 2019Finder

      Hi William,

      Thank you for getting in touch with Finder.

      Sorry to hear about your trouble with sending money to a court in New Jersey.

      Our list of international money transfer services has various money transfer companies like Western Union. You may know more about their money transfer service by clicking their name as you will be redirected to their review page. Banks also process money transfers. I suggest that you contact your bank to help you transfer money to a court in New Jersey without any hassle.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    OwomugishaJanuary 24, 2019

    How about Global Money Transfer Service, are they there or not?

      Default GravatarFinder
      ValJanuary 28, 2019Finder

      Hi Owomugisha,

      Thank you for leaving a question. There are 14 options for Global Money Transfer on the page that you are checking like XE Money Transfer, World First, WorldRemit, Western Union. TransferWire, Xoom, MoneyGram, Ria and many more. If you are pertaining to a particular one you may click on more info and get in touch with them. If not, you may want to consider checking on the fees and transfer rates they offer.

      Hope this helps.

      Regards,
      Val

    Default Gravatar
    RichardOctober 10, 2018

    Please, can you please give me an online transfer site which is user friendly…which make transfers very easy.

      Default Gravatar
      nikkiangcoOctober 12, 2018

      Hi Richard,

      Thanks for reaching out!

      We are unable to give you specific recommendations however, there are several international money transfer services you can use to send money online, from the US.

      As of this time, we don’t have access to service providers that allows you to send money from Ukraine. You might want to check the money service providers available in Ukraine.

      I hope this helps.

      Regards,

      Nikki

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