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Alternatives to Walmart2World
Here are the best money transfer providers like Walmart2Walmart or Walmart2World.
Walmart operates two types of transfers: Walmart2Walmart powered by Ria, and Walmart2World powered by MoneyGram. Both of these services allow you to send money, though they could both benefit from lower fees, more competitive exchange rates and higher maximum limit caps.
Use this list of alternatives to Walmart to discover how other companies can provide more trading tools and better rates.
1. Xe Money Transfer
Xe Money Transfer helps you transfer your funds to a bank in a foreign currency. If you’re working abroad, Xe is ideal for transferring money to family or a bank account overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business users.
Why pick Xe Money Transfer instead?
- Low or no transfer fees
- Max transfer is per transaction
- Support for over 55 currencies
Downsides
- Exchange rates not available until you create an account
- Adds a small markup to the exchange rate
2. WorldRemit
WorldRemit matches Walmart by providing transfer options to more than 130 countries through online, bank-to-bank and cash transfers. They both have low maximum transfer limits, but WorldRemit’s flat low fees and competitive rates make it a viable alternative.
Why pick WorldRemit instead?
- Easy three-step transfer process
- Transfer to mobile wallet accounts
- Mobile airtime account transfers supported
- Transparent fees and exchange rates
Downsides
- Relatively small daily maximum transfer amount of $9,000
- Government-issued ID required
- Mobile airtime, cash pickups and door-to-door transfer not available in every country
3. Western Union
Western Union has been in the money transfer business since 1871 and has over 500,000 agent locations worldwide, making it a serious competitor for cash pickup and in-person transfers. However, like Walmart, it suffers from weak exchange rates and fees that are often bested by smaller companies.
Why pick Western Union instead?
- Trusted money transfer provider for 150+ years
- Low minimum transfer of $1
- 500,000+ agent locations
Downsides
- Weak exchange rates that can be almost 5% higher than the mid-market rate
- Higher fees compared to other companies on this list
4. OFX
OFX has no maximum transfer limits, which makes it a good option when you need to send more than Walmart’s $2,500 limit. OFX also charges no fees and offers competitive exchange rates. However, a high minimum yearly transfer requirement may deter some senders from using OFX.
Why pick OFX instead?
- No maximum transfer limit and no transfer fees
- Can set up scheduled and recurring transfers
- Hedging options such as forward contracts and limit orders
Downsides
- Can only send to a bank account
- Must verify new accounts by phone
- High minimum transfer amount of $1,000
- Doesn’t use the mid-market rate
5. Xoom
Xoom has a smaller reach than Walmart, so make sure your destination is on the list before starting a transfer. Both companies offer low minimum transfer amounts, but Xoom has a higher maximum transfer limit. Xoom stands out with its money-back guarantee if your transfer doesn’t arrive on time — a rare perk in the money transfer industry.
Why pick Xoom instead?
- Money-back guarantee if your transfer is late
- Integrates with your PayPal account
Downsides
- Smaller network
- Low maximum sending limit
- Transfer fees vary depending on sending method, amount and destination
Still looking for other options?
Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Alternatively, learn more about Walmart Money Transfers in our review.
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Ask a question
I had money sent about two months ago Wal-Mart to Wal-Mart I never went and picked it up would it still be there? I don’t have a number to pick it up.
Hi Rachelle,
Thanks for leaving a question on finder.
The transfer will still be there but it wouldn’t hurt to clarify it with Walmart first. Please note that depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount. The service charge conditions are described on the back of the money order.
Ask your sender for the reference number for the transaction. This number is on the receipt and included in confirmation emails for online transfer and bring a valid ID when claiming the money. It is also a good idea to give Walmart Money Transfer a call at 1-800-689-8307 to get a more direct answer.
Please send me a message if you need anything else. :)
Cheers,
Joel