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Find a money transfer location near me

Discover brick-and-mortar stores and why sending online may be a better option.

Money transfer companies allow you to send funds from one country and have your recipient pick it up in cash in another. It may be that you want to find your nearest money transfer location in order to pay in cash, ask an agent questions or send money for cash pickup. However, not all providers will offer a fair exchange rate, and you may find that visiting a location in person will cost you more in fees. Let’s take a look at how to find money transfer locations near you, and why it may be a better option to use an online provider.

How to find a money transfer location near you

You can search online to find a provider with agent locations in your neighborhood.

    1. Use our table below to find a provider that offers agent locations.
    2. Visit the provider’s website for extra details.
    3. Look for a link to the Find a location page, typically located on the homepage.
    4. Enter your ZIP code or address to confirm the hours of operation for the location nearest you.
    5. Visit the agent location in person, making sure to bring identification and enough money to cover fees.

Who offers in-person money transfers?

There are many national chain retailers and grocery stores which have exclusive areas dedicated to providing money transfers using MoneyGram or Western Union. Lots of popular money transfer services also have brick-and-mortar locations.

There is also the option of your local bank. But while an international bank transfer is a reliable option, you will most likely end up paying more in fees, and receive a weaker exchange rate than if you were to use a money transfer service.

Location guides for popular brands

For your convenience, we’ve compiled location guides for the top money transfer services and their brick-and-mortar locations worldwide.

Who offers 24-hour locations for transfers?

It may be that you need to make an urgent money transfer. If this is the case, then some of the larger money transfer networks like MoneyGram and Western Union offer 24-hour agent locations in most major (and even some smaller) cities.

Make sure to check online or call ahead to confirm opening hours before visiting, especially if you are going in the middle of the night.

What do I need to send money in-person?

What you will need to send money will depend on how you’re transferring money. However, in general you will need to take the following with you:

  • Photo ID. A driver’s license, a passport or another other official government-issued ID should work. If you are unsure about your type of ID, call ahead to ask whether or not it will suffice.
  • Recipient information. The name and contact information of the person receiving the money. The name provided must exactly match their ID.
  • Amount. Work out the amount you want to send ahead of time, keeping in mind that fees will be added on top of your sending amount.
  • Payment method. Most agent locations will accept credit and debit cards, but may also allow you to use cash, checks or bank transfers.

To send money to a bank account, you’ll also need:

  • Recipients bank information. You will need to provide the receiving bank’s name, address and SWIFT code, in addition to your recipient’s account and routing numbers. Learn more about SWIFT and IBAN bank codes if you’re having trouble locating this information.

How do I keep my cash safe?

When you find a money transfer service near you, it’s important to keep in mind some safety tips when picking up your money:

  • Call ahead. Call to confirm an agent’s location and opening hours.
  • Be aware. Avoid agents in high-crime or unsafe areas.
  • Bring a friend. Ask a friend to come along for the pickup.
  • Hide it. Keep your cash hidden and avoid carrying it around for longer than necessary.
  • Secure it. Deposit your funds into an account as soon as possible.

Compare money transfer services with agent locations

Use our table to compare services which have in-person locations, and click Go to site to find a money transfer location near you.

Name Product USFMT Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
WorldRemit  logo
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
MoneyGram  logo
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
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Can you save money by sending your transfer online?

Usually you can save yourself money by using an online money transfer service, compared to visiting a physical location.

  • Fewer fees. Agent locations typically add on extra fees, which helps them to keep their doors open. Online providers offer the same services without the additional cost.
  • Zero transit costs. When you transfer money from your mobile or desktop, you avoid having to spend anything on gas, bus fares or subway tokens to travel to the agent location.
  • Wider range of providers. Visiting in person means you are limited to the rates and fees of agent locations. But shopping around often leads you to a better deal on your transfer.
  • Easier comparison. You can compare any of the services in our comparison table to find the best deal for your transfer.

Frequently asked questions

Kelly Suzan Waggoner's headshot
Editor-in-chief

Kelly Suzan Waggoner is a Personal Finance Editor at AOL and the former US editor-in-chief at Finder, where she worked with a talented team of expert writers and editors focused on helping readers to save money, earn money and grow their wealth. She joined Finder in 2016 as an editor, germinating the site from money transfers to include the wide scope of personal finance. Kelly has worked with publishers, magazines and nonprofits throughout New York City to develop best practices around editorial, SEO, plain language and accessibility, including Black Dog & Leventhal Publishers, HauteLife Press and Queerty. She is quoted on such sites as Lifehacker and CertifiKid, and ghostwrote Copyediting and Proofreading for Dummies, published by Wiley. Kelly earned a BA in English from Russell Sage College and a Poynter ACES Certificate in Editing from Poynter News University. She is trained in digital and website accessibility and plain language, and is a member of ACES: The Society for Editing and the Center for Plain Language. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma’s world domination. See full bio

Kelly Suzan's expertise
Kelly Suzan has written 40 Finder guides across topics including:
  • Plain Language Consultant
  • Editorial SEO
  • Digital and website accessibility

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12 Responses

    Default Gravatar
    AnonymousApril 27, 2018

    Where can I find the nearest worldremit office that accepts cash for money transfers to Ghana

      AvatarFinder
      JhezelynApril 27, 2018Finder

      Hello there,

      Thank you for your comment.

      When you send money to Ghana via Worldremit, you can just pick it up from your preferred bank.

      Regards,
      Jhezelyn

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