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La Nacional money transfer review

Fees, transfer minimums and exchange rates.

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Founded in 1984, La Nacional is a money transfer service that specializes in moving funds to Latin America, including Mexico and the Dominican Republic. You’ll find its retail locations in more than a dozen US states.

Details

Product nameLa Nacional
Min/max transfer, methods, options, speed, exchange ratesVaries by retail/agent location
Available currenciesCurrencies of more than 85 countries, including MXN, GTQ, NIO, HNL and NGN
FeesVaries by retail/agent location
Customer service optionsPhone, email, online form

You won’t find transparent info about fees and rates online. Instead, for specific information about the currencies you want to transfer, visit a La Nacional retail location.

Available countries

You can use La Nacional to transfer money to more than 85 countries that include the Dominican Republic, Mexico, Guatemala, Ecuador, El Salvador, Nicaragua, Honduras and Nigeria.

La Nacional is particularly widespread in Latin America, but it also serves countries in Europe and West Africa.

How do I send money through La Nacional?

To send a money transfer through La Nacional, visit a retail or agent location.

Consider calling the retail or agent location beforehand to verify the information you’ll need for a transfer. Depending on your agent, you could need to supply your bank account number, ID and your recipient’s bank account details.

What to look out for

  • Physical locations only.
    La Nacional isn’t an online money transfer service. To send money, you must visit a physical location.
  • Exchange rates and fees aren’t set in stone.
    Rates and fees vary depending on the retail or agent location.

Pros and cons

Pros

  • Transfer to many countries.
    You can transfer money to a wide collection of countries — more than 85 — with many in Latin America.

Cons

  • No online transfers.
    If you don’t live close to a La Nacional retailer, you’ll need to look elsewhere.
  • Opaque website.
    You won’t find much info on La Nacional’s website. You must visit a retail or agent location to get specifics on transfers.

Next steps

To get started with La Nacional, visit one of its retail or agent locations. Take along your funds, ID and recipient details to make a money transfer.

If you have specific questions, contact La Nacional’s customer support at 1-800-381-1008 or info@lanacional.com.

Compare La Nacional money transfers with other global brands

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
1 - 12 of 12
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
MoneyGram
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
$0
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
$0
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
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Bottom line

La Nacional isn’t your provider if you’re looking to send money online. However, you’ll find many La Nacional retail and agent locations for in-person transactions.

Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
Xe
Within minutes
From $0
Xe has fast transfers with low fees and a range of foreign currency tools.
MoneyGram
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Remitly
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
WorldRemit - 4free
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
PayPal (business)
Within minutes
$0
Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.
Wise (TransferWise) International Money Transfers Business
Within minutes
From $8.16
Enjoy high maximum transfers into more than 40 currencies, while saving up to 90% over local banks.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
WorldRemit
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
PayPal
Within minutes
From $0
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Try 3 months free of Spotify Premium when you sign up with PayPal.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
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Kevin Chen is a personal finance expert and a former writer at Finder. His expertise has been featured in CNN, U.S. News and World Report, Lifehacker and CreditCards.com, among other top media. See full bio

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4 Responses

    Default Gravatar
    OlaAugust 2, 2019

    How long does it take to send money to Nigeria account

      Default Gravatar
      nikkiangcoAugust 2, 2019

      Hi Ola,

      Thanks for leaving a question on one of our pages! The transfer speed in sending money to Nigeria varies by transferred amount, methods used to transfer, country, agent location.

      As for Nigeria, the country accepts cash pick up or bank deposit. If you opt for a bank deposit, you would want to ask the receiving bank how long it will take them to process a money transfer. If it is a cash pick up at an agent location, call up the agent and ask how long until they receive the money transfer. When sending money – it’s important to check the exchange rate beforehand to maximize the funds to be exchanged. Also, read through the transfer process of the provider such as transfer fees, transfer options and transfer speed to set expectations for the receiver. Take note of any reference or tracking numbers should any transaction delays come up during the transit.

      Hope this helps and feel free to message us back if you have questions.

      Best,
      Nikki

    Default Gravatar
    NeneOctober 12, 2018

    Why have you locked up your rate at 355 when as at today,October 13 2018 the exchange rate to Naira is 362 naira to a dollar?. Do I smell fraud of what?. I’ve been watching and monitoring you guys closely. If I blog it, be rest assured that you will lose thousands of customers from Nigeria. There’s another company giving the current rate. Why is yours different?.

      AvatarFinder
      johnbasanesOctober 12, 2018Finder

      Hi Nene,

      Thank you for your question.

      You have reached finder. We are a comparison website and not La Nacional. I understand that you have concerns about the locked rates being used for this provider. There are a lot of factors that may affect this. If you wish to know the specifics please call La Nacional at (917) 529-0700. Hope this helps!

      Cheers,
      Reggie

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