Best international money transfer apps

Money transfer apps make sending money internationally convenient, but which app is the best? Depending on where you’re sending money and how fast you need it to arrive, you may find what you need in these highly rated apps.

We looked not only at customer reviews on both the Apple App and Google Play stores but also considered the features of each of the services when picking the best money transfer apps.

At a glance: The best international money transfer apps of 2024

1. Remitly — Money-back guarantee
2. OFX — Great for large transfers
3. Wise — Best exchange rate
4. WorldRemit — Diverse delivery options
5. Xe Money Transfer — Tracking currency pairs
6. MoneyGram — Massive global network

1. Remitly

With the Remitly app, you’ll be given an exact date and time for when your money will be available for your recipient. If your transfer is late, Remitly has a money-back guarantee. Learn more about this and other features before downloading the app to make sure it’s the right fit for you.

Data from November 22, 2022	Apple Store	Google Play
Rating	4.9	4.8
# of reviews	918,037	64,217

Calculate your transfer with Remitly

Select the Go to site button for more information about transferring cash with Remitly.

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2. OFX

With OFX’s mobile app, send money transfers of $1,000 or more to 195 countries worldwide. You can also use the app to register for an OFX account, monitor current and historical exchange rates, track your transfers and set rate alerts. Transactions are free, but OFX takes a slight margin on currency exchange rates.

Data from November 22, 2020	Apple Store	Google Play
Rating	4.8	4.6
# of reviews	3,622	3,396

Calculate your transfer with OFX

Select the Go to site button for more information about transferring cash with OFX.

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3. Wise

Send payments to friends, family and businesses in 30 countries with the Wise app. It includes a calculator you can use to get exchange rates and fees for specific transfers and offers an easy way to upload a photo of any personal ID needed to get started with Wise.

Data from November 22, 2020	Apple Store	Google Play
Rating	4.6	4.1
# of reviews	26,572	231,736

Calculate your transfer with Wise

Select the Go to site button for more information about transferring cash with Wise.

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4. WorldRemit

With the WorldRemit app, you can send money to more than 150 countries for bank deposit, mobile airtime top-up and even cash pickup. WorldRemit has no minimum transfer amount, but its maximums vary depending on the destination country. Learn more about WorldRemit before downloading the app to make sure it’s the right fit for you.

Data from November 22, 2020	Apple Store	Google Play
Rating	4.8	4.4
# of reviews	152,053	130,673

Calculate your transfer with WorldRemit

Select the Go to site button for more information about transferring cash with WorldRemit.

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5. Xe Money Transfer

The Xe Money Transfer app lets you exchange money at a more competitive exchange rate than you’d find at the bank and makes tracking multiple exchange rates a breeze. It also offers low fees and low minimum transfer amounts.

Data from November 22, 2020	Apple Store	Google Play
Rating	4.3	3.6
# of reviews	‎5,219	110,953

Calculate your transfer with Xe

Select the Go to site button for more information about transferring cash with Xe.

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6. MoneyGram

Use MoneyGram’s app to send money to more than 200 countries and territories around the world. You’ll also get access to a map of worldwide agent locations and their directions and hours for cash pickups.

Data from Nov 22, 2020	Apple Store	Google Play
Rating	4.9	4.6
# of reviews	378,200	79,700

Calculate your transfer with MoneyGram

Select the Go to site button for more information about transferring cash with MoneyGram.

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Sending money domestically?

The best apps for sending money domestically within the US are all free. The only reason you’d need to pay to send money within the US is if you’re sending it to someone who wants to pick up cash in person or doesn’t have access to a bank account and a smart device.

• Visit our guide on sending money within the US to find fee-free options for your domestic transfer.

How can I compare money transfer services?

A key factor in choosing an app is the service behind it. Compare these features before making your decision.

Bottom line

If you want to send cash on the go, a money transfer app may be for you. Always compare the exchange rates, transfer fees and other details of money transfer specialists to ensure you get the best deal for your needs.

Frequently asked questions

• Where can I send money with a mobile app?

  The countries to which you can send money vary by provider. Some specialize in certain geographic areas, while others provide services to hundreds of countries.

• How fast will my money get there?

  Some providers get your money to its destination in minutes after payment, especially if you pay with a debit card. Others require a few days to get to your recipient. Confirm the transfer speeds of your service before putting any cash down.

• Are international money transfers safe?

  Yes. When processed through a reputable bank or company, your funds are safely tracked until they are in your recipient’s hands. And if you’re sending money internationally, federal protections are in place that require banks, credit unions and money transfer companies to, for example, disclose all fees upfront and give you 30 minutes to cancel a transfer, assuming it hasn’t yet been picked up or deposited.