CurrencyFair
Citibank Global Transfer lets you transfer money from a Citi® account to another Citi® account, domestic or international, for free. Account holders can also send a Citi® international wire transfer to almost anywhere in the world, but this transfer will cost you.
All information about these products has been collected independently by Finder.
Citi® offers two options for you to send money: Citibank Global Transfers and international wire transfers.
Citibank Global Transfers can be sent to any Citi® account in more than 20 countries around the world at no charge. To send:
With a wire transfer, you can send your money to more than 7,000 banks worldwide.
For international wire transfers, you’ll need to provide:
Whichever transfer option you choose, you’ll need a Citi® checking, savings or money market account. International money transfers are sent the same business day if received before 5:15 p.m. ET.
The cost you’ll pay for making a transfer with Citi® depends on the type of account you have with Citi®. Here is a breakdown of the costs:
Fees accurate as of January 16, 2023.
| Domestic | International | Incoming fee | Outgoing limit | |
|---|---|---|---|---|
| Citigold® | Waived | Waived | Waived | None |
| Citi Priority | $17.50 | $25 | Waived | None |
| Citi Private bank | Waived | Waived | Waived | $50,000 per day |
| Cit International Personal | $18.75 | $30 | Waived | $250,000 per day |
| Citigold® International | Waived | Waived | Waived | None |
| Citigold® Private Client | Waived | Waived | Waived | None |
| Citi Global Executive | $18.75 | $30 | Waived | $250,000 per day |
| Citi Global Executive Preferred | Waived | Waived | Waived | None |
| All other accounts | $25 | $35 | $15 | $50,000 per day |
The Citi® exchange rate that you’ll get will depend on whether you are buying or selling currency through the bank. When we checked on September 14, 2020, Citi®’s currency exchange both bought and sold currency at an average 1.75% markup compared to the mid-market rate.
Here are some example buy-and-sell rates the Citi® Currency Exchange offers:
| Currency | Code | Buys at | Sells at |
|---|---|---|---|
| Australian dollar | AUD | 1.3953 | 1.3473 |
| Canadian dollar | CAD | 1.341 | 1.2949 |
| Euro | EUR | 0.8575 | 0.828 |
| Great British pound | GBP | 0.7907 | 0.7635 |
| Hong Kong dollar | HKD | 7.8857 | 7.6145 |
| Indian rupee | INR | NA | 71.9312 |
| Philippine peso | PHP | NA | 47.4884 |
| South African rand | ZAR | NA | 16.34 |
| Thai baht | THB | NA | 30.6639 |
Because it’s a global bank, Citi® can typically offer more competitive exchange rates than US-based banks.
As with the fees, the transfer limits also vary depending on the type of Citi® account you have.
Citibank Global Transfers
| Online daily limit | Online daily limit and transfers after 60 days | Citi® branch or ATM daily limit | Weekly limit | |
|---|---|---|---|---|
| Citigold® | $2,000 | $50,000 | $5,000 | $5,000 |
| Citi Priority | $2,000 | $50,000 | $5,000 | $50,000 |
| Citi® Account, Basic Banking | $1,000 | $10,000 | $3,000 | $10,000 |
Online Wire Transfers
Citi® transfer limits for online wire transfers start at $50,000 per business day and go up from there. Refer to our fees table to see a complete list of Citi® wire transfer limits.
Use Citibank Global Transfers to transfer funds to the following countries. (More countries are available for Citi®’s Wire Transfer service.)
Citi®’s primary SWIFT code is CITIUS33, while the ABA number you’ll use differs based on what region you bank in.
Scroll through the list to see ABA numbers for New York, Florida, Texas and more.
| State | Region | ABA number |
|---|---|---|
| California | San Francisco, Northern California, Central California and Northern Nevada | 321171184 |
| California | Los Angeles, Southern California (including San Diego) and Nevada (except the four Legacy Citi® FCs and Northern Nevada) | 322271724 |
| Connecticut | All | 221172610 |
| Florida | All | 266086554 |
| Illinois | All | 271070801 |
| Maryland | All | 052002166 |
| Massachusetts | All | 221172610 |
| Nevada | All | 122401710 |
| New York | 153 East 53rd St. New York City | 021000089 |
| New York | New York Metro | 021000089 |
| New York | Legacy EAB Commercial/Consumer Accounts | 021001486 |
| Pennsylvania | All | 021272655 |
| Texas | Other | 113193532 |
| Texas | AmWest | 311972652 |
| Texas | Burkburnett | 111901962 |
| Texas | Texas Bryan | 113102329 |
| Texas | Security National | 111915686 |
| Washington DC | For all Washington, DC and Maryland accounts | 254070116 |
Founded in 1812 in New York City, Citi® has grown to become a leading global financial institution with more than 200 million customer accounts in 160 countries around the world.
A large global bank, Citi® offers a diverse range of products to its customers that include corporate and investment banking solutions, wealth management and securities brokerage. Its suite of personal banking solutions includes credit cards, mortgages and savings, checking and investment accounts.
When you need to send money overseas, Citi®’s two international money transfer options are quick, easy solutions.
However, before you commit to any international transaction, compare your available options to make sure you get the best value for your money.
Zelle, a peer-to-peer payment service, is available through the mobile apps Citi® Mobile and Citi® Online. To send money to other Zelle accounts you need to:
Yes. However, the exchange rate will include a fee Citi® charges for the currency conversion.
While you can set up a recurring domestic wire transfer with Citi®, this option isn’t available for overseas transfers.
You can send money overseas from your Citi® checking, savings or money market account.
No. While it’s possible to send Citibank Global Transfers and international wire transfers at select bank locations, you can also make Citi® international money transfers online from your Citi® online banking account.
Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.
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How long will it take me to send money from my citi bank account to Nigeria
Hi Jacob,
Thanks for your question!
With Citibank wires are generally sent the same business day if processed before 5:15 PM ET for international transfers. Please note that limits and fees will apply to Citibank international wire transfers.
If you are looking to send money to Nigeria from the US, there are other international money transfers to Nigeria that you can compare in terms of transfer fees, exchange rates and other features help you find a suitable option for you.
As a reminder, when sending money overseas, please take note of the exchange rates and fees as they are subject to change at any time and review the Terms and Conditions before making a decision on whether it is right for you.
Hope this helps!
Best,
Nikki
please i am trying to transfer money from my citi bank account to a first merchant bank account and an ABA was demanded, how do i go about this?
Hello Kris,
Thank you for contacting us.
ABA Number is a 9 digit bank routing number that identifies your US Bank. You may call CitiBank directly for their ABA Number – 021000089 as well as the one for your branch, where you opened your account.
I hope this helps.
Please do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash
How long the money wire transfer to African Kenya
Hi Joseph,
Thanks for leaving a question on Finder.
Citibank will usually send your international wire transfer to Kenya on the same business day that you request it, so long as you do it before their cut-off time: 5:15 pm ET. If you’re making a domestic wire transfer, you have until 6:00 pm ET.
You may also consider other options in sending money to Kenya.
Cheers,
Joel
Can I transfer money from a personal cìtibank account in the US to a personal account in Chile.?
Hi Carl,
Thanks for leaving a question on Finder.
Yes, you can transfer money from your personal Citibank account in the US to another Citibank personal account in Chile. The costs are on the table on this page. You may consider other options in sending money to Chile.
Cheers,
Joel
I am currently in Nepal and have just transferred from my other personal account online to Citibank account. How long does it take for funds to clear?
Hello, Kartini.
Thanks for posting your question here.
You didn’t specify if you are transfering funds from a local bank in Nepal to a Citibank account. If you are sending funds between Citibank accounts, they processes international money transfer on the same businiess day provided the transaction is made before the 5:15 PM ET cutoff.
Find more options to send money to Nepal safely and affordably in this article.
Hope that helps.
Regards,
Ric