If your debts have been handed over to a collection agency, you may question if the company is legit. Here’s a list of agencies around the country, their contact information and rating with the Better Business Bureau.
Account Management Systems |
PO Box 13374 Tampa Florida 33681 |
888-643-7779 |
A+ |
Afni |
PO Box 3097 Bloomington, IL 61702-3427 |
866-352-0479 |
A+ |
Alexander, Miller & Associates, LLC |
7710-T Cherry Park Drive, Suite # 120, Houston, TX 77095 |
832-430-1651 |
A+ |
Alliance One |
3000 Ames Crossing Road, Ste. 750 Eagan MN 55121 |
800-858-4472 |
NR |
Allied Interstate |
PO Box 361477 Columbus, OH 43236 |
800-811-4214 |
A- |
Alltran |
5800 North Course Drive Houston, Texas 77072 |
800-568-0399 |
A+ |
Alorica |
5 Park Plaza, Suite 1100, Irvine, California 92614 |
866-256-7422 |
A+ |
Aspen National Collections |
PO Box 10689 Brooksville FL 34603 |
800-981-9420 |
A+ |
Asset Compliant Solutions |
3842 Harlem Road, Ste 341, Buffalo, NY 14216 |
888-995-4227 |
A+ |
Baltimore Credit & Collection Services, Inc. |
6400 Baltimore National Pike, #469 Baltimore, MD 21228-3915 |
410-549-6444 |
NR |
Benjamin Michael & Associates, Inc |
P.O. Box 41 Coram NY 11727 |
631-944-6730 |
A+ |
Capital Collections, LLC |
1221 Van Ness, 2nd Floor, Fresno, CA 93721 |
559-485-2127 |
A+ |
Capital Management Services L.P. |
698 1/2 S Ogden Street Buffalo New York 14206 |
800-457-8220 |
A+ |
Client Services, Inc. |
221 Point West Boulevard Street Charles Missouri 63301 |
800-521-3236 |
A+ |
Commonwealth Financial Systems |
20 N. Keyser Avenue Scranton Pennsylvania 18508 |
800-848-2170 |
B |
Convergent (formerly ER Solutions, Inc.) |
800 SW 39th Street, Suite 100 Renton, WA 98057 |
800-444-8485 |
B+ |
Credit Management Company |
2121 Noblestown Road Pittsburgh, PA 15205 |
800-472-1483 |
A+ |
Debt Recovery Resources |
209 West 2nd Street, Suite 322 Fort Worth, TX 76102 |
866-746-5389 |
NR |
Debt Recovery Solutions |
6800 Jericho Turnpike, Suite 113E, Syosset NY 11791 |
800-851-9592 |
A+ |
Enhanced Recovery Company |
8014 Bayberry Road Jacksonville, FL 32256 |
800-383-5979 |
B |
EOS CCA Debt Collection Services |
700 Longwater Drive Norwell, Massachusetts 02061 |
877-395-5997 |
A+ |
FirstSource Advantage, LLC |
205 Bryant Woods South Amherst, NY 14228 |
800-486-9164 |
A+ |
General Revenue Corporation |
4660 Duke Drive Suite 300 Mason, OH 45040-8466 |
855-85-5336 |
A- |
Hunter Warfield |
4620 Woodland Corporate Blvd. Tampa, FL 33614 |
888-486-8927 |
B |
IC System |
444 Highway 96 East, PO Box 64378 St. Paul Minnesota 55164-0378 |
800-279-3511 |
NR |
Leib Solutions LLC |
20 Clementon Road, East Suite 203, North Gibbsboro NJ, 08026 |
856-439-1179 |
A+ |
Martini, Hughes and Grossman |
955 NW 17th Avenue, Building A, Delray Beach, Florida 33445 |
866-763-9700 |
A- |
National Credit Adjusters |
327 WEST 4TH, PO Box 3023 Hutchinson Kansas 67504 |
888-768-0674 |
B- |
National Recovery Agency |
PO Box 67015 Harrisburg, PA 17106 |
800-773-4503 |
A |
Nationwide Credit |
PO Box 14581 Des Moines, IA 50306-3581 |
800-456-4729 |
A+ |
Nationwide Recovery Systems |
501 Shelly Drive #300 Tyler, TX 75701 |
800-458-6357 |
A+ |
Niagara Credit Solutions |
1212 Abbott Road, Suite D, Lackawanna, New York 14218 |
888-841-3131 |
A+ |
Pioneer Credit Recovery |
325 Daniel Zenker Drive Horseheads, New York 14845 |
855-284-4891 |
A- |
Portfolio Recovery Associates, LLC |
120 Corporate Boulevard Norfolk Virginia 23502 |
800-772-1413 |
A+ |
Prestige Services, Inc. |
21214 Schofield Drive Gretna (Omaha), NE 68028 |
800-523-2797 |
A+ |
Progressive Financial Services |
1919 West Fairmont Drive, Building 8, Tempe, AZ 85282 |
866-484-0204 |
A+ |
Rapid Recovery Solution |
25 Orville Drive Bohemia NY 11716 |
866-944-8610 |
F |
Regional Adjustment Bureau |
6504 International Parkway, Suite 2100, Plano, TX 75093 |
800-580-0491 |
A+ |
Regional Finance |
Greer, South Carolina |
844-303-3980 |
A+ |
Resolution Financial Services Corporation |
4337 Montgomery Avenue Bethesda, MD 20814 |
301-986-5770 |
A+ |
Resurgent Capital Services, LP |
PO Box 10497, Greenville, SC 29603 Main Office NMLS ID#2301 |
888-665-0374 |
A+ |
Revenue Assurance Partners |
19399 Helenberg Road, Suite 5, Covington, LA 70433 |
866-322-3328 |
A+ |
Rozlin Financial Group |
1628 Dekalb Avenue Sycamore, IL 60178 |
866-217-9080 |
A+ |
Southwest Recovery Services |
17311 Dallas Parkway #235, Dallas, TX 75248 |
866-558-3328 |
F |
Summit Account Resolution |
12201 Champlin Drive Champlin MN 55316 |
888-222-0793 |
A+ |
TSI |
PO Box 15630 Wilmington, Delaware 19850 |
877-865-7686 |
A+ |
Tucker, Albin & Associates |
1702 North Collins Boulevard, Suite 100, Richardson, TX 75080 |
877-455-4572 |
A+ |
United Consumer Financial Services |
865 Bassett Road Westlake, OH 44145 |
800-338-6507 |
A+ |
Vericore |
10115 Kincey Avenue, Suite 100, Huntersville NC 28078 |
800-995-0384 |
A+ |
Your Collection Solution |
1755 N University Drive Pembroke Pines, FL 33024-3601 |
888-378-8100 |
A+ |
Bottom line
Remember that you have rights when it comes to paying your debts. All debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA). If you’re unsure what to do if an agency contacts you, read about how to deal with debt collectors, or if you find your debts too overwhelming to handle on your own, consider debt relief options.
Frequently asked questions
Is a creditor a debt collector?
No, a creditor is someone who lends you money — like a bank or a credit card company. A debt collector is a third party, hired by a creditor to collect debt.
How do I find out which creditor has my debt?
To find out which company has your debt you can check your credit report or contact your creditors.
How do I know if a debt collector is legit?
If you get a phone call from someone saying they’re a debt collector, be sure to ask them questions. Ask them their name and the company they represent and check a directory to confirm. Be sure to ask which creditor sent them your debt. Don’t give any money until you’re certain your debt is being paid and you’re not being scammed.
Who is most likely to be researching debt collection agencies?
Finder data suggests that men aged 35-44 are most likely to be researching this topic.
Response | Male (%) | Female (%) |
---|---|---|
65+ | 5.98% | 4.68% |
55-64 | 7.42% | 8.44% |
45-54 | 8.37% | 8.73% |
35-44 | 12.00% | 10.13% |
25-34 | 10.31% | 8.90% |
18-24 | 7.60% | 7.42% |
More guides on Finder
-
Best tax relief companies
IRS woes? These top 4 tax relief companies may be able to help.
-
ClearOne Advantage review
Learn if ClearOne Advantage’s debt settlement service and payment structure is right for you.
-
Americor Debt Relief Review
See if Americor Debt Relief’s settlement services are aligned with your financial needs.
-
Optima Tax Relief Review
Optima Tax Relief: A detailed review of its services, customer feedback and risks.
-
Consolidated Credit debt relief review
Struggling with debt? Find out how this nonprofit can help you get back on track.
-
Freedom Debt Relief review
This service has settled more debt than the competition and earns positive customer reviews.
-
National Debt Relief review
National Debt Relief can help you lower your debt or provide a debt consolidation loan.
-
Accredited Debt Relief review
Make sure you vet whatever debt relief company you’re matched with.
-
The debt collection process
If you have debt collectors contacting you about overdue accounts, learn what rights and options you have to work through the process in a suitable way for you.
Ask a question