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Capital One Venture Rewards Credit Card vs. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.4 / 5.0

★★★★★

4.1 / 5.0
Best for
Best for
  • High unlimited mile-earning rate on all purchases
  • American Airlines rewards and perks
Welcome offer
Welcome offer

Enjoy 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

50,000 miles after spending $2,500 in the first 3 months

Rewards
Rewards

2X miles per dollar on every purchase, every day, 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel

2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases

Purchase APR
Purchase APR

19.99% - 29.49% variable

21.24% to 29.24% variable

Annual fee
Annual fee $95 $0 intro annual fee the first year, then $99
Cash advance
Cash advance

APR: 29.49% variable

Fee: $5 or 5% of the transaction, whichever is greater

APR: 29.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $41
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare Capital One Venture Rewards Credit Card vs. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Product USCCF Finder Score Welcome Offer Rewards Annual fee
Finder score
Enjoy 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Up to 5x miles
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening, equal to $750 in travel. See rates & fees
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® image
Finder score
50,000 miles after spending $2,500 in the first 3 months
Up to 2x miles
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.
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How the Finder Score helps you find a better credit card

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each credit card in our database of hundreds based on a data-driven methodology with 3 main criteria: Does the card offer rewards? Does the card have an annual fee? What's the card APR%?

Megan Horner's headshot
Written by

Publisher

Megan Horner is editorial director at USA TODAY Blueprint and former head of publishing at Finder, where she lead a team focused on publishing personal finance guides and reviews that help readers make informed financial decisions. She's passionate about helping you find the best financial accounts to meet your needs — whether that's earning great rewards or improving your credit score.  Megan's expertise has been featured on Lifehacker, CreditCards.com, American Banker and news broadcasts across the country. She has a longstanding background in surfacing the best deals and helping people make decisions, including a start as a writer at a comparison website and editing credit card and credit score content at Credit Karma. She earned a degree in English and editing from Brigham Young University. See full bio

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