Three card providers issue Amazon credit cards: American Express, Chase and Synchrony. The card activation process is simple with all three providers and shouldn’t take more than a few minutes.
Key takeaways
Card activations typically only take a few minutes.
Amex, Chase and Synchrony offer Amazon credit cards.
Most card issuers let you activate cards online, over the phone or with the bank’s app.
How to activate your Amazon card with American Express
American Express offers three ways to activate your Amazon credit card:
Visit the americanexpress.com/confirmcard, enter your credit card number and 4-digit card ID on the back of your card. Click Confirm.
Call the number on the back of your card.
Download and use the Amex mobile app on iOS or Android, enter your card numbers or scan the card.
There are two ways to activate your Amazon credit card with Chase:
Go to chase.com/personal/credit-cards/verify-credit-card, log in or sign up with your Social Security number and your card, account or application number.
Call 800-432-3117 and follow the prompts.
Amazon credit cards by Chase
Amazon Rewards Visa Signature Card
Amazon Prime Rewards Visa Signature Card
How to activate your Amazon card with Synchrony
If your Amazon card is issued by Synchrony, here’s how to activate it:
If you have a sticker on the back of your card, call the number written on the sticker.
Otherwise, call the number on the back of your card.
Amazon credit cards by Synchrony Bank
Amazon Store Card Credit Builder
Amazon Store Card
Amazon.com Store Card
Amazon Prime Store Card
Getting started with your Amazon credit card
Once you’re approved for your Amazon credit card, you’ll want to do a few things to set yourself up for credit success.
Download the mobile app. Getting the Chase mobile app or the Synchrony mobile app — depending on which Amazon card you got — can simplify your finances in many ways. For example, the Chase app lets you set up autopay, monitor your accounts and spending, make payments or activate the Chase Offers program.
Set up digital wallets. Chase supports digital wallets, meaning you can add your Amazon card to Apple Pay, Google Pay, Garmin Pay and more.
Enroll in online banking. Visit Chase’s website to enroll in online banking. You need to provide personal information, such as your SSN or tax ID, your bank account and your mobile phone. Once you set it up, you can monitor your accounts, activate autopay, redeem rewards and more. Amazon also has an online banking service for cards issued by Synchrony Bank.
Add your card on Amazon.com. Make sure you have set your Amazon credit card as a preferred payment method on Amazon.com to earn your cashback rewards.
Set up a PIN. It’s likely that your card will already have a personal identification number (PIN), but in case you don’t have one — or you want to reset your old one — call 800-297-4970. Simply follow the automated instructions and you should be all set. Having a PIN number is important, especially for those who travel abroad.
Set up autopay. To set up autopay, you need to access your Chase online account or your mobile app. From there, select the card you want, select Set up next to automated payments, chose the amount and from which account you wish to pay. You can also set up autopay for cards issued by Synchrony Bank.
Bottom line
Amazon credit cards are issued by three different card providers. However, the card activation process generally remains the same — by phone and online. American Express is the only provider of the three that lets you activate your card via the bank’s mobile app.
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Kliment Dukovski was a personal finance writer at Finder, specializing in investments and cryptocurrency. He's written more than 700 articles to help readers compare the best trading platforms, understand complex investment terms and find the best credit cards for their needs. His expert commentary has been featured in such digital publications as Fox Business, MSN Money and MediaFeed. He’s also well-versed in money transfers, home loans and more — breaking down these topics into simple concepts anyone can understand. In another life, Kliment ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies. See full bio
Kliment's expertise
Kliment has written 86 Finder guides across topics including:
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