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Top Rollover IRA accounts for 2025

Here's a list of the top IRA accounts for an IRA rollover.

Invest in alternative assets, with tax advantages

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  • Choose from a variety of self-directed retirement account options
  • Invest in alternative assets like real estate, crypto, private businesses and more
  • Take advantage of tax benefits to grow your retirement savings

Best for financial guidance

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  • $0 annual fee and no stock or ETF commissions
  • Robo-advisor and financial planning sessions
  • Access private credit, venture capital and other alternative asset funds

Personalized Financial Planning

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Terms apply.
  • Personalized financial plans
  • Unlimited video or phone check-ins with a fiduciary advisor
  • Get matched to expert-built portfolios

Best Rollover IRA accounts

We’ve curated 5 standout platforms to help you find the best IRA accounts for an IRA rollover.

Best for financial guidance

SoFi IRA

8.2 Great

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SoFi Invest® provides access to credentialed financial planners, a valuable service that often costs hundreds of dollars per session. SoFi Plus members can enjoy as many appointments with financial planners as they like during their eligibility period, while non-SoFi Plus members are limited to one appointment.

Connect with a SoFi financial planner and discuss anything from investment strategies to paying off debt to tax planning. Trade stocks, ETFs and options with a broker that makes investing approachable and professional financial guidance accessible.

Minimum deposit$0
Retirement account typesRoth, Traditional, SEP, Rollover
Annual fee$0 per month
IRA matchN/A

J.P. Morgan Personal Advisors

7.2 Great

Financial planning, advice and portfolio management
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Terms apply.
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A personalized, expert-built portfolio is what you'll get with a Roth IRA through JP Morgan Personal Advisors. For investors with a minimum of $25,000 to invest and who want to hand the reins over to a team of fiduciary advisors, get a custom-built portfolio with ongoing advice and access to J.P Morgan's industry insights and exclusive research. Get a free one-on-one investment consultation to see what JP Morgan Personal Advisors has to offer. And if you already bank with Chase, you'll get the convenience of managing your banking and investments all under one roof.
Minimum deposit$25,000
Retirement account typesRoth, Traditional
Annual fee0.6% on balances of $25,000 to $249,999
0.5% on balances of $250,000+

Acorns Later

8.4 Great

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With recommended IRA plans and automatic investing, stashing away money for retirement couldn't be easier. Get a recommended portfolio based on your age and timeline to retirement and put your savings on autopilot with recurring investments. Acorns will automatically rebalance your portfolio as you age, keeping you on track toward your investment goals.

Get a 1% match when you subscribe to Acorns Silver or a 3% match with Acorns Gold.

Minimum deposit$0
Retirement account typesRoth, Traditional, SEP
Annual fee$3 per month
IRA match1% or 3% depending on your subscription

Best for mobile trading

Interactive Brokers IRA

9 Excellent

Pro-grade mobile trading tools
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In addition to receiving high marks from both Apple and Android users, Interactive Brokers' (IBKR) main mobile trading platform, IBKR Mobile, offers the powerful trading tools that many brokers reserve for their web and desktop trading platforms. These include advanced, interactive charts with over 90 indicators, analyst ratings and price targets, earnings estimates, company financials and more. In other words, there's little you can't do with IBKR Mobile. What's more, Interactive Brokers offers the more beginner-friendly IBKR GlobalTrader and IMPACT mobile trading platforms for those looking for a more simplified investing experience.

IBKR Mobile is the most feature-rich mobile platform according to Finder's analysis, while IBKR GlobalTrader is a solid option for beginners. Tack on its wide range of investment options, low trading costs and access to global markets and you can see why IBKR is not only the best IRA for mobile trading but also one of the best brokerage accounts on the market.

Other winning categories: Best for international trading

Minimum deposit$0
Retirement account typesRoth, Traditional, SEP, Rollover
Annual fee$0 per year
IRA matchN/A

Compare brokerages that offer Rollover IRA accounts

1 - 5 of 5
Product Finder Score Minimum deposit Annual fee Retirement account types
Sofi Invest logo
Finder score
$0
$0 per month
Roth, Traditional, SEP, Rollover
Trade stocks, options, ETFs, mutual funds and alternative asset funds, with complimentary financial advice.
IRA Financial
IRA Financial logo
Finder score
Not scored yet
$0
$495 per year
Self-Directed IRA, Checkbook IRA, Solo 401(k), SEP IRA
Open a self-directed retirement account and unlock greater flexibility over your retirement funds. Invest in alternative assets including real estate, private businesses, crypto and precious metals
Acorns logo
Finder score
$0
$3 per month
Roth, Traditional, SEP
Automatic ETF investing with as little as $5. Annual fee of $3, $6 or $12 per month depending on subscription.
Interactive Brokers IRA
Interactive Brokers logo
Finder score
$0
$0 per year
Roth, Traditional, SEP, Rollover
Choose from 6 IRA account options, with access to stocks, ETFs , futures, currencies and more.
Vanguard logo
Finder score
$0
$20 per year
Roth, Traditional, SEP, Spousal, Rollover
Save for retirement with Vanguard's commission-free stocks, ETFs and 160+ no-transaction-fee mutual funds.
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What is the Finder Score?

The Finder Score crunches 147 key metrics we collected directly from 18+ brokers and assessed each provider’s performance based on nine different categories, weighing each metric based on the expertise and insights of Finder’s investment experts. We then scored and ranked each provider to determine the best brokerage accounts.

We update our best picks as products change, disappear or emerge in the market. We also regularly review and revise our selections to ensure our best provider lists reflect the most competitive available.

Read the full Finder Score breakdown

Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.

Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

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