Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Best Compound Interest Savings Accounts 2025

Increase your earnings exponentially with a compounding account.

4.4 ★★★★★
Account APY

4.40%

2.00%

Go to site

4.7 ★★★★★
Account APY

4.00%

Go to site

4.9 ★★★★★
Account APY

3.80%

Go to site

4.2 ★★★★★
Account APY

Up to 4.50%

Go to site
{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"savings_calculator_table","nicheCode":"USFSA","fields":[{"name":"PERIOD","value":"1","options":"","label":"Years to save","suffix":"","useSuffixAsPrefix":false,"useDropDownOption":false,"tooltip":""},{"name":"INITIAL_DEPOSIT","value":"1000","options":"","label":"Initial deposit","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":"Select Calculate to see your estimated total balance based on the current APY for each product below"}]}
1 - 4 of 4
Product USFSA Finder Score Account type Annual Percentage Yield (APY) FDIC or NCUA insured amount Minimum balance to earn interest Minimum deposit to open Offer Estimated total balance
Uphold USD Interest Account
Uphold logo
Finder score
Savings app
Up to

4.40%

Up to $2.5 million
$1
$0
$1,044
Finder score
Cash management account

4.00%

Up to $8M FDIC insurance
$1
$1
$1,040
Finder score
Traditional savings

3.80%

Up to $250,000
$0
$0
$1,038
Barclays Tiered Savings
Barclays logo
Finder score
Traditional savings
Up to

4.50%

Up to $250,000
$0
$0
Get a $200 Bonus when you deposit $25,000 or more within 30 days and maintain that balance for 120 days. Available to new bank customers.
$1,045
loading

What is the Finder Score?

The Finder Score crunches over 250 savings accounts from hundreds of financial institutions. It takes into account the product's interest rate, fees, opening deposit and features - this gives you a simple score out of 10.

To provide a Score, Finder’s banking experts analyze hundreds of savings accounts against FDIC-reported national averages as a baseline. Accounts with rates well over the national average are scored the highest, while accounts with rates well below are scored low.

Read the full Finder Score breakdown

Ask a question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Go to site