"https://www.finder.com/redirect/us/savings-accounts/uphold-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a856a7a6-1a6c-4ad0-aa08-796dddc360a2%22%2C%22product_name%22%3A%22Uphold%2BUSD%2BInterest%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.4
★★★★★
Uphold USD Interest Account
- Earn 4.4% APY on balances of $1,000+
- Earn 2% APY on balances lower than $1,000
- USD Interest Account available in 47 states
- $0 monthly fee
- Up to $2.5 million FDIC insurance
"https://www.finder.com/redirect/us/savings-accounts/uphold-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22a856a7a6-1a6c-4ad0-aa08-796dddc360a2%22%2C%22product_name%22%3A%22Uphold%2BUSD%2BInterest%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.4
★★★★★
"https://www.finder.com/redirect/us/savings-accounts/wealthfront-cash-account-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224afdf092-e863-48e7-a9f2-e58eb0a7b56b%22%2C%22product_name%22%3A%22Wealthfront%2BCash%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.7
★★★★★
Wealthfront Cash Account
- Earn 4.00% APY on all your cash
- A cash account lets you pay bills, set up direct deposit and access ATMs
- $0 account fees
- $1 balance to earn interest
"https://www.finder.com/redirect/us/savings-accounts/wealthfront-cash-account-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%224afdf092-e863-48e7-a9f2-e58eb0a7b56b%22%2C%22product_name%22%3A%22Wealthfront%2BCash%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.7
★★★★★
"https://www.finder.com/redirect/us/savings-accounts/american-express-personal-savings-high-yield-savings-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2278c71d0a-f01d-4cc5-acab-e6a6d19ba04d%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BHigh%2BYield%2BSavings%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.9
★★★★★
American Express® High Yield Savings Account
- 3.80% APY as of December 17, 2024
- $0 monthly fee
- $0 balance to earn interest
"https://www.finder.com/redirect/us/savings-accounts/american-express-personal-savings-high-yield-savings-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2278c71d0a-f01d-4cc5-acab-e6a6d19ba04d%22%2C%22product_name%22%3A%22American%2BExpress%25C2%25AE%2BHigh%2BYield%2BSavings%2BAccount%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.9
★★★★★
"https://www.finder.com/redirect/us/savings-accounts/barclays-tiered-savings-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%222f9a7093-17a7-43c1-bf09-dc739fd6bc4b%22%2C%22product_name%22%3A%22Barclays%2BTiered%2BSavings%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.2
★★★★★
Barclays Tiered Savings
- Up to 4.50% APY with qualifying balances
- $0 monthly fees
- $0 opening deposit
"https://www.finder.com/redirect/us/savings-accounts/barclays-tiered-savings-us-secure.html?nb=1&src_country=us&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%222f9a7093-17a7-43c1-bf09-dc739fd6bc4b%22%2C%22product_name%22%3A%22Barclays%2BTiered%2BSavings%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.URL_GRABBER%22%2C%22niche_code%22%3A%22USFSA%22%2C%22post_id%22%3A%221649007%22%2C%22post_path%22%3A%22compare-compound-interest-savings-accounts%22%2C%22post_country%22%3A%22us%22%2C%22partial%22%3A%7B%22id%22%3A1796786%2C%22name%22%3A%22usfin-product-selection-dropdown-menu-multi-param%22%2C%22country%22%3A%22us%22%7D%7D"
4.2
★★★★★
{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"savings_calculator_table","nicheCode":"USFSA","fields":[{"name":"PERIOD","value":"1","options":"","label":"Years to save","suffix":"","useSuffixAsPrefix":false,"useDropDownOption":false,"tooltip":""},{"name":"INITIAL_DEPOSIT","value":"1000","options":"","label":"Initial deposit","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":"Select Calculate to see your estimated total balance based on the current APY for each product below"}]}
What is the Finder Score?
The Finder Score crunches over 250 savings accounts from hundreds of financial institutions. It takes into account the product's interest rate, fees, opening deposit and features - this gives you a simple score out of 10.
To provide a Score, Finder’s banking experts analyze hundreds of savings accounts against FDIC-reported national averages as a baseline. Accounts with rates well over the national average are scored the highest, while accounts with rates well below are scored low.
Read the full Finder Score breakdown