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Compare 1-year certificates of deposit

Lock in rates higher than the national average regardless of whether the Federal rate falls.

4.7★★★★★
verified_user FDIC Insured
Account APY

3.95%

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5★★★★★
verified_user FDIC Insured
Account APY

4%

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3.8★★★★★
verified_user FDIC Insured
Account APY

4%

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1 - 6 of 16
Product USFSA-CDS Finder Score 6-month APY 1-year APY 5-year APY Minimum deposit to open Offer
Western Alliance Bank 12 months CDs through Raisin
Raisin logo
Finder score
N/A
3.95%
N/A
$1
New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Finder score
N/A
N/A
N/A
$1
New customers can earn $100 with a deposit of at least $5,000 when using code NEWYEAR. See site for important details.
Alliant Credit Union CDs
Alliant Credit Union logo
Finder score
4.10%
4.25%
3.65%
$1,000
Valley Direct Online CD
Valley Direct logo
Finder score
N/A
4.00%
N/A
$500
SkyOne FCU 48-month callable CD through Raisin
Raisin logo
Finder score
N/A
N/A
N/A
$1
Bask Bank CDs
Bask Bank logo
Finder score
4.45%
4.25%
N/A
$1,000
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What is the Finder Score?

The Finder Score analyzes hundreds of CDs from more than 100 institutions. It takes into account the product's interest rate for available terms and opening deposit requirements - this gives you a simple score out of 10.

Different banks and credit unions offer CDs for various lengths of time, ranging from as short as seven days to as long as 20 years. For our ratings, we consider the term lengths that the FDIC uses in its monthly updates on national rates.

If a bank or credit union doesn’t offer a CD for a specific term used by the FDIC, we don’t penalize it: Instead, we simply don’t rate it. Each of the standard term lengths has its own APY rating based on the FDIC’s average rates.

Read the full Finder Score breakdown

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