GO2bank is an app backed by Green Dot Bank that offers convenient digital banking services, especially for people with limited access to traditional banking. The GO2bank app offers features like a high-interest savings account, no monthly fees with eligible direct deposits, plus access to a large network of free ATMs.
GO2bank also offers overdraft protection and early access to wages for customers who have paychecks automatically deposited into their accounts. This is a great feature if you’re running low on cash, but it may not be enough to cover larger or unexpected expenses. Thankfully, there are cash advance apps that work with GO2bank to bridge the gap when you need additional help.
6 top cash advance apps that work with GO2bank
To help GO2bank customers access the cash they need, we’ve reviewed cash advance apps you can connect to your GO2bank account, evaluated their pros and cons and identified the top six options. Let’s check out what each of these apps has to offer.
Albert is a popular cash advance app, but it does so much more than that. Albert also offers a wide range of financial tools to help you better manage your money. Through its “Genius” subscription, you can access tools for budgeting, saving and investing to help you reach your financial goals. And, of course, you can borrow cash whenever you need it, up to $250 with no interest or credit check.
Loan amount
$25 - $250
Turnaround time
Instant
Costs
$14.99 monthly subscription to access overdraft protection
Available in all states
Albert is a popular cash advance app, but it does so much more than that. Albert also offers a wide range of financial tools to help you better manage your money. Through its “Genius” subscription, you can access tools for budgeting, saving and investing to help you reach your financial goals. And, of course, you can borrow cash whenever you need it, up to $250 with no interest or credit check.
Pros
No interest or fees on cash advances
Wide-ranging financial management tools
Doesn't required a credit check
Cons
$14.99 monthly subscription required to use all features
Maximum cash advance of $250
Frequent complaints about poor customer service
Loan amount
$25 to $250
Loan Term
Within 6 days of overdraft, with possible 7-day extension
Turnaround time
Instant
Loan amount
$25 - $250
Turnaround time
Instant
Costs
$14.99 monthly subscription to access overdraft protection
Brigit is a cash advance app that helps users avoid overdraft fees through its small, short-term loans. The app tracks your spending and transfers funds automatically when your bank balance doesn't cover an incoming expense, allowing you to borrow between $50 and $250 with no interest or hidden fees.
Loan amount
$50 - $250
Turnaround time
2 to 3 business days or instant with a Premium subscription or for a fee.
Brigit is a cash advance app that helps users avoid overdraft fees through its small, short-term loans. The app tracks your spending and transfers funds automatically when your bank balance doesn't cover an incoming expense, allowing you to borrow between $50 and $250 with no interest or hidden fees.
Pros
No credit check required
Prevents overdrafts automatically
Extend your due date up to three times
Cons
$14.99 monthly subscription fee for premium features
Free and Plus members pay for instant cash transfer
Cash advances capped at $250
Loan amount
$50 to $250
Loan Term
Until your next payday, but can extend
Turnaround time
2 to 3 business days or instant with a Premium subscription or for a fee.
Loan amount
$50 - $250
Turnaround time
2 to 3 business days or instant with a Premium subscription or for a fee.
Cleo is a cash advance app that works on a subscription basis. When you sign up for its Plus membership, you're automatically eligible for cash advances up to $100 and up to $250 over time. Membership is just $5.99 a month and includes additional features such as credit coaching and personalized savings goals. But the best part is your ability to set your own due date for cash advances and take out another advance just 24 hours after repaying your last one.
Loan amount
$20 - $250
Turnaround time
3 to 4 days or instant for a fee.
Costs
$5.99 monthly membership fee to access cash advances
Available in all states
Cleo is a cash advance app that works on a subscription basis. When you sign up for its Plus membership, you're automatically eligible for cash advances up to $100 and up to $250 over time. Membership is just $5.99 a month and includes additional features such as credit coaching and personalized savings goals. But the best part is your ability to set your own due date for cash advances and take out another advance just 24 hours after repaying your last one.
Pros
Additional advances allowed after 24-hour waiting period
Option to extend repayment
No interest or credit check
Cons
Cash advances limited to $250
Advances only available to Plus members
Subscription required for additional features
Loan amount
Up to $250
Loan Term
Next deposit
Turnaround time
3 to 4 days or instant for a fee.
Loan amount
$20 - $250
Turnaround time
3 to 4 days or instant for a fee.
Costs
$5.99 monthly membership fee to access cash advances
Dave is an online banking app that offers an ExtraCash feature to its members. You can borrow up to $500 to help cover expenses when you find yourself short on cash, but a small membership fee may apply. With Dave, you also get access to a checking account, savings account, budgeting tools and side gig opportunities directly in the app.
Loan amount
Up to $500
Turnaround time
Up to 3 business days or instant for a fee
Costs
Undisclosed
Available in all states
Dave is an online banking app that offers an ExtraCash feature to its members. You can borrow up to $500 to help cover expenses when you find yourself short on cash, but a small membership fee may apply. With Dave, you also get access to a checking account, savings account, budgeting tools and side gig opportunities directly in the app.
Pros
High advance amount compared to competitors
Offers multiple features
Cons
ExtraCash feature requires a subscription
Fee charged for instant access to funds
Fee required for transferring advance to outside account
MoneyLion is a mobile banking app that offers a wide range of features, including investment tools, high-yield savings accounts and credit-building services. But perhaps its most popular feature is its Instacash service that allows users to access up to $500 of their earned wages before payday at no charge.
However, standard transfers can take a while. You'll have to wait between one to five business days or pay an instant transfer fee that ranges from $1.99 to $8.99 ($.89 to $6.99 for RoarMoney account holders).
Loan amount
$50 - $500
Turnaround time
Up to 5 days or instant for a fee of $0.49 to $8.99
Costs
$19.99 monthly fee if you have a Plus membership
Available in: Alabama, Arizona, California, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Louisiana, Maryland, Michigan, Missouri, New Mexico, North Dakota, Oklahoma, South Carolina, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming
MoneyLion is a mobile banking app that offers a wide range of features, including investment tools, high-yield savings accounts and credit-building services. But perhaps its most popular feature is its Instacash service that allows users to access up to $500 of their earned wages before payday at no charge.
However, standard transfers can take a while. You'll have to wait between one to five business days or pay an instant transfer fee that ranges from $1.99 to $8.99 ($.89 to $6.99 for RoarMoney account holders).
Pros
No charge for Instacash service
Offers a wide range of features
Repayment can be extended
Cons
Advance limit based on bank transaction history
Can take up to 5 days to receive funds
Many negative reviews on BBB site
Loan amount
Up to $500 or $1,000 with RoarMoney account
Loan Term
Due by your next pay date
Turnaround time
Up to 5 days or instant for a fee of $0.49 to $8.99
Loan amount
$50 - $500
Turnaround time
Up to 5 days or instant for a fee of $0.49 to $8.99
Beem is a cash advance app that allows users to borrow anywhere from $5 to $1,000, with no credit check necessary. This borrowing range is much broader than what you'll find with most cash advance apps. You also won't have to pay any interest on advances through Beem since the app earns its money by charging users a subscription fee that ranges between $9.99 and $99.99 per year.
Loan amount
$5 - $1,000
Turnaround time
Within 3 days or instant for a fee of $2 to $4
Costs
$0.99 to $12.97 per month
Beem is a cash advance app that allows users to borrow anywhere from $5 to $1,000, with no credit check necessary. This borrowing range is much broader than what you'll find with most cash advance apps. You also won't have to pay any interest on advances through Beem since the app earns its money by charging users a subscription fee that ranges between $9.99 and $99.99 per year.
Pros
Cash advances between $5 and $1,000
No credit check or interest
Wide range of features
Cons
Requires a subscription fee
Limited flexibility on repayment terms
Poor reviews on Trustpilot
Loan amount
$5 to $1,000
Loan Term
Until your next deposit.
Turnaround time
Within 3 days or instant for a fee of $2 to $4
Loan amount
$5 - $1,000
Turnaround time
Within 3 days or instant for a fee of $2 to $4
Costs
$0.99 to $12.97 per month
How we chose these providers
To compile this list, we looked at all the cash advance apps that work with GO2bank and evaluated each based on its loan limits, fees, turnaround time and additional features.
Does my cash advance app work with GO2bank?
Here’s a quick reference chart to help you determine if your cash advance will work with a GO2bank account.
Cash advance app
Works with GO2bank?
Albert
Yes
B9
No
Beem
Yes
Branch
Yes
Brigit
Yes
Cash App borrow
Yes
Chime
Yes
Cleo
Yes
Credit Genie
Yes
Current
Yes
DailyPay
Yes
Dave
Yes
EarnIn
No
Empower
Yes
Empower finance
Yes
FloatMe
No
Go2Bank
Yes
Grid
No
Klover
Yes
MoneyLion
Yes
ONE@Work
No
Payactiv
No
Possible finance
No
SoLo Funds
Yes
Super.com
No
Varo
Yes
Vola
No
Wisely
No
Should I stick with GO2bank?
GO2bank is a mobile app backed by Green Dot Bank. It offers users a wide range of benefits including fee-free banking with direct deposits, early access to paychecks, overdraft protection and an extensive network of ATMs. With all these perks, it’s no wonder GO2bank has been downloaded from the Google Play store more than a million times.
However, reviews from customers tell a different story. Out of the 354 reviews provided by GO2bank members on Trustpilot, 93% give the company just a single star rating out of five. Reviews on the Better Business Bureau (BBB) website are no better. In fact, the BBB has issued an alert noting a pattern of complaints against GO2bank’s parent company.
The decision to stick with GO2bank or move on to another banking app comes down to whether you’re satisfied with the service.
Alternatives to cash advance apps for GO2bank customers
Cash advance apps provide quick access funds when you fall a little short, but they’re not the only solution available. Here are a few more options for you to consider:
Borrow from friends or family. If they’re open to it, you might consider borrowing money from family or friends to cover your budget shortfall. Just make sure you outline a repayment plan and honor it to keep the relationship intact.
Personal loans. A personal loan is a great option, especially if you need more than a couple hundred dollars. However, it’s not as convenient as a cash advance app, as you’ll need to supply documentation and authorize a credit check to qualify.
No credit check loans. If you don’t qualify for a standard personal loan because of a low credit score or limited credit history, you could take out a no credit check loan. But look the terms over carefully before accepting the loan since interest rates and fees can run pretty high.
Bottom line
Cash advance apps are a great option when you’re running short on funds. You’ll get convenient access to cash right from your phone without the need for a credit check. This feature is an obvious perk, especially for customers who use an online bank.
There is a wide range of cash advance apps available on the market, and each has its own features and benefits, but not all sync with GO2bank. Before you download any cash advance apps, make sure they work with your GO2bank account.
Frequently asked questions
Does GO2bank offer its own cash advance feature?
Not technically, but GO2bank offers a similar service that provides cash when your bank balance runs low. Customers with direct deposits qualify for $200 in overdraft protection to cover account shortfalls. You can also access your paycheck up to two days early with qualifying direct deposits.
Can I use multiple cash advance apps with my GO2bank account?
Yes, you can use multiple cash advance apps, as long as each one is compatible with your GO2bank account. Just make sure you keep track of advance amounts and due dates so you don’t end up overdrawing your account.
Who do I contact if a cash advance app isn’t connecting to GO2bank?
If you can’t seem to connect a cash advance app to your GO2bank account, try contacting customer service for the particular app you’re using. They should be able to troubleshoot the issue and determine how to fix it.
Christi Gorbett is a freelance writer with more than eight years of experience and a master's degree in English. She’s created a wide range of content for banks, financial product comparison sites, and marketing companies on topics like small business loans, credit cards, mortgages, retirement planning, lender reviews, and more.
As a former teacher, Christi excels at making complex financial topics accessible and easy to understand. Her interest in finance grew when she returned to the U.S. after living in South Korea for nearly a decade.
This shift was driven by several personal financial challenges: rebuilding her financial base after the move home, starting her own business, and catching up on retirement savings. These experiences deepened Christi’s practical understanding of finance and intensified her interest in the field. See full bio
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