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Do any cash advance apps work with Albert?

Here are five cash advance apps that work with Albert.

According to Albert’s Genius customer service, the company “does not support integration with other cash advance apps.” Cash advance apps often require users to link with a bank account so the cash advance app can automatically withdraw the funds you borrowed once your paycheck hits.

Although Albert allows integration with accounts like Chime or MoneyLion to track your spending, it doesn’t allow integration with cash advance features because it offers Albert Instant – an instant cash feature that allows you to access up to $250 in overdraft coverage.

If you already have a Genius subscription with Albert, you may not need another cash advance app to access extra funds thanks to Albert Instant.

You can still get a cash advance app

You can still access cash advance apps even if you have a Genius subscription or bank with Albert. You just won’t be able to link it to your Albert account. If you already have another bank account, or you’re opening a new bank account just be sure that the cash advance app you choose can link to that bank account. Most cash advance apps integrate with all the major banks.

When choosing the app, you’ll want to consider factors like the cost of the service, your desired advance amount, or your unique situation. We’ll take a deep dive into your options and the related costs, advance amounts and turnaround time in the next section.

Other reliable cash advance apps

To make your search easier, we’ve compiled a list of noteworthy cash advance apps, including the advance amount you can expect to borrow, costs, and turnaround times for each app.

Cash advance appAdvance amountStandard turnaround timeSubscription feeInstant transfer feeOptional tips
Albert$25 to $250Instant$14.99FreeNo
B9$30 to $500Instant$9.99 or $19.99FreeNo
Beem$5 to $1,000Undisclosed time for free, instant for a fee$2.47 to $12.97$1 to $4No
BranchUp to 50% of paycheck, up to $1,000Within 3 business days, instant with delivery feeFree$2.99 to $4.99No
Brigit$50 to $2502 to 3 business days or instant with a Premium subscription or for a fee.$9.99 to $14.99 monthly membership fee$3.99No
Cash App Borrow$20 to $200Same dayFreeNone, but 5% fee for advanceNo
Chime MyPayUp to $500Within 2 days or instant for a feeFree$2Yes
Chime SpotMeUp to $200InstantFreeFreeYes
CleoUp to $2503 to 4 days or instant for a fee.$5.99$3.99No
Credit GenieUp to $1001 to 3 business days or i day or instant for a fee$4.99UndisclosedYes
Current$50 to $500Within 3 business days, instant with delivery feeFreeUndisclosedYes
DailyPayUp to 100% of earned wages, $1,000 daily limitNext business day or instant with a DailyPay card or for a feeFreeUndisclosedNo
DaveUp to $500Up to 3 business days or instant for a feeUndisclosedUp to $25Yes
EarnInUp to $750 per pay period, but only $150 per day1 to 3 business days or instant for a feeFreeUndisclosedYes
Empower Cash Advance$10 to $300Next day or instant to Empower Card or for a fee$8$1 to $8Yes
Empower Thrive (line of credit)$200 to $1,000Instant for a fee$8Up to 3%Undisclosed
FloatMe$10 to $1001 to 3 business days or within 8 hours for a fee$3.99$3 to $7No
Go2BankUp to $200Instant from bank or participating financial institution for fees$5 but may be waived$10 or 5%, plus possible fees from ATM or bank and 26.99% interestNo
GridUp to $200Within 8 hours for $2.99 or 1 to 3 days for free delivery$10$2.99No
KloverUp to $200Within 3 days or within hours for a fee$3.99Up to $20.78Yes
MoneyLionUp to $500 or $1,000 with RoarMoney accountUp to 5 days or instant for a fee of $0.49 to $8.99Free (or $1 to $5 for RoarMoney account)Up to $8.99Yes
ONE@WorkUp to 50% of earned wagesSame day if employer has configured this benefit. If not, small fee appliesNo membership fee.UndisclosedNo
Payactiv$200 minimum per pay period or 50% of earned wages, whichever is greaterWithin 1 to 3 or days or instant onto Payactiv card or for a feeFreeUndisclosedNo
Possible FinanceUp to $500As fast as 1 business dayFreeN/A but charges $15 to $20 per $100 borrowedNo
SoLo Funds$20 to $575As soon as same day or instant for a feeFree1.75% of loan amountYes
Super.com$20 to $200Express transfers for a fee$15UndisclosedYes
VaroUp to $500Instant but charges a feeFreeUp to $40No
VolaUp to $300As soon as same day or instant with Vola card$1.99
WiselyUndisclosed, based on earned wagesInstant to Wisely cardFreeUnclearNo

Alternatives to cash advance apps for Albert customers

If you want to stay with your Albert account or don’t want to download yet another app, here are some alternative forms of quick funding.

  • Credit card cash advances. Interest rates on credit card cash advances are higher than for regular purchases, but it’s a hassle-free way to get a fast influx of cash in an emergency.
  • Personal loans. If you need a larger loan amount than cash advance apps offer, an online personal loan might be a good option. However, you’ll need a good credit score to qualify for the best rates.
  • Payday alternative loans (PALs). Many federal credit unions offer small PALs to members at competitive interest rates and reasonable loan terms. You’ll typically need to be a member for at least 30 days to qualify.
  • Secured loans. If you have something of value as collateral a secured loan may have interest rates compared to unsecured loans.
  • Advance from employer. Check if your employer offers cash advances as a benefit to its employees. Or, some bosses may advance small loans and then deduct that amount of your next paycheck.
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To make sure you get accurate and helpful information, this guide has been edited by Megan B. Shepherd as part of our fact-checking process.
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Gabriel Vito is a freelance personal finance writer for Finder. With over four years of experience, he has crafted helpful guides and articles covering various personal finance topics, including credit cards, investing and banking. Gabriel's work has been featured on Yahoo Finance, NASDAQ, GoBankingRates, and more. He has a Bachelor's Degree in English and is passionate about helping others navigate their financial journey. See full bio

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