Do any cash advance apps work with Albert?

According to Albert’s Genius customer service, the company “does not support integration with other cash advance apps.” Cash advance apps often require users to link with a bank account so the cash advance app can automatically withdraw the funds you borrowed once your paycheck hits.

Although Albert allows integration with accounts like Chime or MoneyLion to track your spending, it doesn’t allow integration with cash advance features because it offers Albert Instant – an instant cash feature that allows you to access up to $250 in overdraft coverage.

If you already have a Genius subscription with Albert, you may not need another cash advance app to access extra funds thanks to Albert Instant.

You can still get a cash advance app

You can still access cash advance apps even if you have a Genius subscription or bank with Albert. You just won’t be able to link it to your Albert account. If you already have another bank account, or you’re opening a new bank account just be sure that the cash advance app you choose can link to that bank account. Most cash advance apps integrate with all the major banks.

When choosing the app, you’ll want to consider factors like the cost of the service, your desired advance amount, or your unique situation. We’ll take a deep dive into your options and the related costs, advance amounts and turnaround time in the next section.

Other reliable cash advance apps

To make your search easier, we’ve compiled a list of noteworthy cash advance apps, including the advance amount you can expect to borrow, costs, and turnaround times for each app.

Cash advance app	Advance amount	Standard turnaround time	Subscription fee	Instant transfer fee	Optional tips
Albert	$25 to $250	Instant	$14.99	Free	No	Go to site
B9	$30 to $500	Instant	$9.99 or $19.99	Free	No	Read review
Beem	$5 to $1,000	Undisclosed time for free, instant for a fee	$2.47 to $12.97	$1 to $4	No
Branch	Up to 50% of paycheck, up to $1,000	Within 3 business days, instant with delivery fee	Free	$2.99 to $4.99	No	Read review
Brigit	$50 to $250	2 to 3 business days or instant with a Premium subscription or for a fee.	$9.99 to $14.99 monthly membership fee	$3.99	No	Go to site
Cash App Borrow	$20 to $200	Same day	Free	None, but 5% fee for advance	No	Read review
Chime MyPay	Up to $500	Within 2 days or instant for a fee	Free	$2	Yes	Go to site
Chime SpotMe	Up to $200	Instant	Free	Free	Yes	Go to site
Cleo	Up to $250	3 to 4 days or instant for a fee.	$5.99	$3.99	No	Go to site
Credit Genie	Up to $100	1 to 3 business days or i day or instant for a fee	$4.99	Undisclosed	Yes
Current	$50 to $500	Within 3 business days, instant with delivery fee	Free	Undisclosed	Yes	Read review
DailyPay	Up to 100% of earned wages, $1,000 daily limit	Next business day or instant with a DailyPay card or for a fee	Free	Undisclosed	No	Read review
Dave	Up to $500	Up to 3 business days or instant for a fee	Undisclosed	Up to $25	Yes	Go to site
EarnIn	Up to $750 per pay period, but only $150 per day	1 to 3 business days or instant for a fee	Free	Undisclosed	Yes	Go to site
Empower Cash Advance	$10 to $300	Next day or instant to Empower Card or for a fee	$8	$1 to $8	Yes	Go to site
Empower Thrive (line of credit)	$200 to $1,000	Instant for a fee	$8	Up to 3%	Undisclosed
FloatMe	$10 to $100	1 to 3 business days or within 8 hours for a fee	$3.99	$3 to $7	No	Read review
Go2Bank	Up to $200	Instant from bank or participating financial institution for fees	$5 but may be waived	$10 or 5%, plus possible fees from ATM or bank and 26.99% interest	No
Grid	Up to $200	Within 8 hours for $2.99 or 1 to 3 days for free delivery	$10	$2.99	No	Read review
Klover	Up to $200	Within 3 days or within hours for a fee	$3.99	Up to $20.78	Yes	Read review
MoneyLion	Up to $500 or $1,000 with RoarMoney account	Up to 5 days or instant for a fee of $0.49 to $8.99	Free (or $1 to $5 for RoarMoney account)	Up to $8.99	Yes	Read review
ONE@Work	Up to 50% of earned wages	Same day if employer has configured this benefit. If not, small fee applies	No membership fee.	Undisclosed	No	Read review
Payactiv	$200 minimum per pay period or 50% of earned wages, whichever is greater	Within 1 to 3 or days or instant onto Payactiv card or for a fee	Free	Undisclosed	No	Read review
Possible Finance	Up to $500	As fast as 1 business day	Free	N/A but charges $15 to $20 per $100 borrowed	No	Read review
SoLo Funds	$20 to $575	As soon as same day or instant for a fee	Free	1.75% of loan amount	Yes	Read review
Super.com	$20 to $200	Express transfers for a fee	$15	Undisclosed	Yes
Varo	Up to $500	Instant but charges a fee	Free	Up to $40	No	Read review
Vola	Up to $300	As soon as same day or instant with Vola card	$1.99			Read review
Wisely	Undisclosed, based on earned wages	Instant to Wisely card	Free	Unclear	No	Go to site

Alternatives to cash advance apps for Albert customers

If you want to stay with your Albert account or don’t want to download yet another app, here are some alternative forms of quick funding.

• Credit card cash advances. Interest rates on credit card cash advances are higher than for regular purchases, but it’s a hassle-free way to get a fast influx of cash in an emergency.
• Personal loans. If you need a larger loan amount than cash advance apps offer, an online personal loan might be a good option. However, you’ll need a good credit score to qualify for the best rates.
• Payday alternative loans (PALs). Many federal credit unions offer small PALs to members at competitive interest rates and reasonable loan terms. You’ll typically need to be a member for at least 30 days to qualify.
• Secured loans. If you have something of value as collateral a secured loan may have interest rates compared to unsecured loans.
• Advance from employer. Check if your employer offers cash advances as a benefit to its employees. Or, some bosses may advance small loans and then deduct that amount of your next paycheck.