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Volvos can be expensive cars to insure, and the XC90 SUV isn’t any different. The average insurance costs for a Volvo XC90 is $220 a month — or $2,640 a year, about double the national average. With a base price of $45,750, the annual insurance cost–to–base car price ratio is a slightly high 5.8%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| S60 | $227.00 | $33,950 |
| S60 Cross Country | $227.00 | $44,200 |
| S90 | $220.00 | $46,950 |
| V60 | $227.00 | $36,150 |
| V60 Cross Country | $227.00 | $41,700 |
| V90 Cross Country | $220.00 | $55,300 |
| XC60 | $220.00 | $40,950 |
| XC90 | $220.00 | $45,750 |
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The Volvo XC90 has been around since 2002 and its is currently in its second generation. The midsize luxury SUV is known high fuel economy, upscale interior, large cargo room and spacious seating. In 2016, the Volvo XC90 won the Motor Trend’s SUV of the Year award.
You could save money on car insurance for your Volvo XC90 if it comes equipped with these safety features.
The 2017 Volvo XC90 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The rollover crash test received a four star safety rating, out of five. All other crash tests performed by the NHTSA received a five star safety rating, the highest possible rating. The Insurance Institute for Highway Safety (IIHS) also named the Volvo XC90 as a Top Safety Pick car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.
The Volvo XC90 model includes blind spot monitoring, adaptive cruise control and brake assistance.
From a price standpoint, the Volvo XC90 ranks right in the middle of our list of the 360 priciest car models to insure.
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