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The average insurance costs for a Volvo XC60 is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Volvo XC60 starts at a base price of $40,950. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.4%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| S60 | $227.00 | $33,950 |
| S60 Cross Country | $227.00 | $44,200 |
| S90 | $220.00 | $46,950 |
| V60 | $227.00 | $36,150 |
| V60 Cross Country | $227.00 | $41,700 |
| V90 Cross Country | $220.00 | $55,300 |
| XC60 | $220.00 | $40,950 |
| XC90 | $220.00 | $45,750 |
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The Volvo XC60 costs more to insure because it has a higher than average base car price with the possibility of costly repairs. While it might not be the most expensive luxury vehicle to insure, it still requires luxury parts and service.
The Volvo XC60 has been around since 2008 and it is currently in its second generation. The compact luxury SUV is known for its excellent fuel efficiency, strong engines, largest cargo room in its class. In 2016, there were over 20,000 sales in the United States.
You could save money on car insurance for your Volvo XC60 if it comes equipped with these safety features.
The 2017 Volvo XC60 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA). The rollover crash test received a four star safety rating, out of five. All other crash tests performed by the NHTSA received a five star safety rating, the highest possible rating. The Insurance Institute for Highway Safety (IIHS) also named the Volvo XC60 as a Top Safety Pick+ car. All crash tests performed by the IIHS received good safety ratings, the highest possible rating.
The Volvo XC60 model includes blind spot monitoring, adaptive cruise control and brake assistance.
From a price standpoint, the Volvo XC60 ranks right in the middle of our list of the 360 priciest car models to insure.
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