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Toyota car insurance rates

Find your Toyota to see its insurance rates. Hint: Costs vary wildly by insurer, model and year.

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota can range from $119 to $235 — or, between $1,428 and $2,820 annually. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Avalon$131.74$108.54$161.45$137.27$134.75
2016 Toyota Avalon$152.08$124.54$182.95$154.52$153.52
2021 Toyota Avalon$161.75$148.23$209.72$186.42$176.53
2011 Toyota Camry$116.24$95.64$148.51$159.00$129.85
2016 Toyota Camry$153.41$108.07$171.50$173.47$151.61
2021 Toyota Camry$178.25$124.51$210.71$221.30$183.69
2018 Toyota C-HR$133.24$100.49$149.66$141.52$131.23
2021 Toyota C-HR$118.74$106.02$154.50$154.40$133.42
2011 Toyota Corolla$105.91$92.66$148.07$213.48$140.03
2016 Toyota Corolla$123.58$106.24$173.08$184.40$146.83
2021 Toyota Corolla$142.08$120.69$181.63$213.03$164.36
2011 Toyota Highlander$98.74$95.16$149.77$133.42$119.27
2016 Toyota Highlander$112.41$107.79$170.99$145.60$134.20
2021 Toyota Highlander$130.58$121.99$193.33$171.70$154.40
2011 Toyota Land Cruiser$123.74$127.99$209.68$146.13$151.89
2016 Toyota Land Cruiser$142.08$162.01$236.37$178.25$179.68
2021 Toyota Land Cruiser$166.42$189.21$301.50$204.98$215.53
2016 Toyota Mirai$132.91$116.06$242.81$212.72$176.13
2021 Toyota Mirai$136.64$322.00$244.52$234.39
2011 Toyota Prius$118.57$94.31$151.90$158.72$130.88
2016 Toyota Prius$163.92$103.79$182.74$178.77$157.31
2021 Toyota Prius$193.92$123.66$200.34$191.60$177.38
2011 Toyota RAV4$108.41$92.64$145.55$210.85$139.36
2016 Toyota RAV4$121.57$105.09$167.72$233.80$157.05
2021 Toyota RAV4$139.75$117.66$192.93$269.28$179.91
2016 Toyota RAV4 Hybrid$120.57$106.66$188.41$202.48$154.53
2021 Toyota RAV4 Hybrid$116.24$117.66$199.53$229.68$165.78
2011 Toyota Sequoia$121.07$109.76$161.95$196.55$147.33
2016 Toyota Sequoia$131.24$126.86$199.57$224.08$170.44
2021 Toyota Sequoia$150.91$145.04$226.23$263.78$196.49
2011 Toyota Sienna$89.57$96.89$151.55$178.92$129.23
2016 Toyota Sienna$112.74$111.51$174.26$195.68$148.55
2021 Toyota Sienna Hybrid$157.42$127.31$205.69$256.70$186.78
2020 Toyota Supra$197.09$164.93$244.78$297.00$225.95
2021 Toyota Supra$159.92$175.71$314.00$216.54
2011 Toyota Tacoma$100.90$90.99$138.24$197.77$131.98
2016 Toyota Tacoma$127.24$102.87$165.13$218.73$153.49
2021 Toyota Tacoma$146.41$118.54$192.86$254.93$178.19
2011 Toyota Tundra$112.57$99.07$175.83$206.87$148.59
2016 Toyota Tundra$133.58$113.33$215.37$227.53$172.45
2021 Toyota Tundra$175.09$132.01$225.01$264.82$199.23
2011 Toyota Yaris$104.07$86.79$139.26$199.22$132.34
2016 Toyota Yaris$123.41$97.54$146.01$216.58$145.89
2020 Toyota Yaris$142.41$107.86$180.22$241.73$168.06

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

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How much does it cost to insure a Toyota?

Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.

Toyotas do well in safety test and aren’t costly to repair or replace, but they are often targeted by thieves, which increases the cost of insurance.

Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.

Toyota roadside assistance

New Toyotas get free roadside assistance for up to two years with no mileage restrictions. The Toyota roadside assistance service includes:

  • Towing up to 25 miles to the nearest Toyota dealership or the nearest Toyota dealer of your choice within 25 miles
  • Battery jump start
  • Flat tire change if you have a spare
  • Gas delivery if you run out of fuel, including 2 gallons of gas or 5 gallons of diesel
  • Lockout if you lost your key

To use Toyota roadside assistance, call Toyota’s 24/7 roadside hotline at 800-444-4195 or use the Toyota Owners app. If you have the Enhanced Roadside Assistance feature on Toyota’s Safety Connect, your vehicle’s location will be sent automatically to Toyota when you use the SOS button.

New Toyota drivers can skip adding this coverage to a car insurance policy. Drivers with older Toyotas that no longer have roadside warranty coverage can add on roadside assistance to your car insurance policy to benefit from roadside help when you need it.

Pros and cons of insuring a Toyota

Pros

  • Great safety ratings
  • Cheap to repair or replace

Cons

  • High theft rates

About the Toyota brand

Toyota was created in 1933 under the Toyoda Automatic Loom Works umbrella. The Toyota Group still operates in the textile space today, although most consumers know it as a car manufacturer.

Toyota consistently ranks as the largest automobile producer in the world, buoyed by ever-popular models like the Camry and Corolla.

What’s Toyota Entune?

Entune is Toyota’s multimedia system. Features include an app suite, hands-free calling and navigation. With Entune drivers can get updates on their vehicle’s health, lock and unlock the doors remotely, and connect up to five devices to Wi-Fi.

Toyota car facts

  • Toyotas are excellent picks if you want a safe ride: The manufacturer’s vehicles generally score good safety ratings from the Insurance Institute for Highway Safety (IIHS). As you might imagine, this helps lower insurance premiums.
  • On the flip side, Toyotas are often targeted by car thieves. Two of the manufacturer’s models, the Camry and Corolla, are on the National Insurance Crime Bureau’s “Hot Wheels” list of the 10 most-stolen vehicles in the US. This theft data drives up insurance premiums.
  • Though insurance might be expensive, you can find a Toyota for a great price. 2018 models start at affordable MSRPs: $23,495 for a Camry, $24,410 for a RAV4 and just $18,550 for a Corolla.
  • Lexus is a sub-brand of Toyota, and some cars have been released under both brands. For example, the Lexus GS was sold in the 90s as the Toyota Aristo in Japan.

Bottom line

Because of the high theft rate of some Toyota models, you might pay more for insurance. But Toyotas’ good safety ratings help to temper costs. To find the best rates, compare all your car insurance options

Frequently asked questions about Toyota insurance

How did you get these rates?

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2018 Toyota
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Where are Toyotas made?

Toyota’s headquarters are in Japan, but some models are manufactured here in the US.

What car-related factors affect the cost of insurance?

A car’s safety record, the cost to repair and maintain the car and the car’s likelihood of being stolen all can affect the cost of car insurance.

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Written by

Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio

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