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The average insurance costs for a Ram 2500 is $151 a month — or $1,812 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Ram 2500 starts at a base price of $32,145. With the average insurance rate at $1,812 per year, the annual insurance cost–to–base car price ratio is 5.6%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 1500 | $148 | $26,495 |
| 2500 | $151 | $32,145 |
| 3500 | $151 | $33,245 |
| Promaster 1500 | $156 | $29,995 |
| Promaster 2500 | $156 | $32,695 |
| Promaster 3500 | $227 | $36,890 |
| Promaster City | $220 | $23,495 |
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The Ram 2500 has been around since 1994 and it is currently in its fourth generation. The pickup truck is known for its premium interior, strong turbodiesel engine and the ability to tow over 17,000 pounds. The heavy duty pickup is available with two wheel drive or four wheel drive and has a variety of styles and trims.
You could save money on car insurance for your Ram 2500 if it comes equipped with these safety features.
The 2017 Ram 2500 received a 4-Star Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The frontal barrier crash test and the rollover crash test received four stars from the government organization.
The Ram 2500 model includes rear camera, blind spot monitoring and stability control.
From a price standpoint, the Ram 2500 ranks right in the middle of our list of the 360 priciest car models to insure.
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