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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a McLaren 720S is $951.97 — or $11,423.64 a year. However, some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose. And your actual costs will depend on your driving history, age, ZIP and other specific factors.
| Model Year | Allstate | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2018 McLaren 720S | – | $670.49 | $677.20 | 1,366.63 | $904.77 |
| 2021 McLaren 720S | $850.00 | $748.56 | $765.17 | $1,444.13 | $951.97 |
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
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The insurance rate for a McLaren 720S can greatly vary across insurance companies. And you might qualify for more discounts than you’ll see with an online quote form. If you’re searching for the best mix of coverage options and value to insure your high-end sports car, it’s worthwhile to compare several providers to make sure you’re getting the best value for your money.
When comparing your insurance options for your McLaren 720S, consider these factors:
High-performance sports cars like the McLaren 720S can be expensive to insure, both because repairs can be pricey and because they’re often driven at higher speeds. If you have multiple vehicles, you might get a better rate if you put the McLaren on a separate policy. And while you might be able to unlock anti-theft and other safety discounts, you’re still likely to pay a pretty penny to insure this supercar.
Beyond the make and model of your vehicle, other factors that affect your car insurance rate include your age, marital status, credit, address and more. If you race your car on a private track, your insurance options could be limited, as many insurance companies won’t cover cars that actively race.
Aside from locking in a new car discount, the McLaren 720S also comes equipped with a long list of safety features that could help to cut down your rates, including:
This McLaren make and model is manufactured in England and features the new 4.0L, V8 twin-turbo M840T engine. It’s similar to McLaren’s 3.8L engine, but with a longer stroke and capacity. The 720S can accelerate from 0-60 mph in 2.7 seconds and can reach a maximum speed of 212 mph.
Most McLaren basic warranties offer coverage for about three years or up to 36,000 miles, whichever comes first. Because of this, many McLaren owners choose to purchase an extended warranty.
Insuring a high-performance vehicle like the McLaren 720S isn’t cheap, especially since you’ll likely want to insure this car for more than the state minimum requirements. And not only does its hefty price tag of nearly $300,000 make it expensive to repair, but its status as a supercar means you’re more likely to be seen as a high-risk driver who’s prone to speeding.
Compare car insurance providers to find one that’s willing to cover your luxury sports car and offers the most competitive coverage and rates.
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