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The average insurance costs for a Lexus RC is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Lexus RC starts at a base price of $40,155. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 6.6%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| CT | $171.00 | $31,250 |
| ES | $167.00 | $38,900 |
| GS | $220.00 | $46,310 |
| GS F | $220.00 | $83,940 |
| GX | $161.00 | $51,680 |
| IS | $162.00 | $37,825 |
| LS | $155.00 | $72,520 |
| LX | $161.00 | $89,880 |
| NX | $167.00 | $35,285 |
| RC | $220.00 | $40,155 |
| RC F | $156.00 | $64,165 |
| RX | $154.00 | $43,120 |
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The Lexus RC costs more to insure because it’s a high-end vehicle that requires premium parts and a more complicated repair process. Also, some owners may prefer a premium quality auto shop, adding to higher insurance costs.
The Lexus RC has been around since 2015. The RC name represents Radical Coupe. The small luxury car is known for its strong engine options, luxurious interior and high safety and reliability scores. In 2016, there were over 11,000 sales in the United States.
You could save money on car insurance for your Lexus RC if it comes equipped with these safety features.
The 2017 Lexus RC was named a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS). The IIHS gave good ratings, highest possible rating, to all crash tests.
The latest model of the Lexus RC include blind spot monitoring, side impact airbags and antilock brakes.
From a price standpoint, the Lexus RC ranks right in the middle of our list of the 360 priciest car models to insure.
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