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Land Rover insurance rates

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Land Rovers cost a pretty penny, and covering them isn’t cheap either. On average, you’ll pay $2,378 yearly for insurance, or around $198 a month.

High MSRPs are the biggest culprits for the heftier insurance costs. However, your premium will be tempered somewhat by Land Rover’s safety features, which may lessen the need for collision repairs.

ModelMonthly insurance rateBase car price
Discovery$227$49,990
Discovery Sport$161$37,695
Range Rover$156$85,650
Range Rover Evoque$220$41,800
Range Rover Sport$227$65,650
Range Rover Velar$185$49,900
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How a Land Rover affects insurance costs

Insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors, when determining the cost of insurance.

Land Rovers don’t make it onto any top stolen cars lists, but they are expensive to repair or replace, which makes this an expensive vehicle to insure.

Although Land Rover is a luxury manufacturer, most major providers like Allstate and AAA will cover it.

Pros and cons of insuring a Land Rover

Pros

  • Not target by thieves

Cons

  • Not dependable
  • Expensive to repair or replace

About the Land Rover brand

Land Rover is an iconic British brand, having manufactured vehicles since 1948. It’s owned by Jaguar Land Rover, which in turn is owned by India-based Tata Motors.

Crafted as farm vehicles decades ago, Land Rovers are now coveted luxury cars. Especially popular is the Range Rover SUV, which turns heads everywhere it goes.

Land Rover Financial Group offers financing through authorized dealerships, but you can also get an auto loan from a bank or online lender to finance a Land Rover.

Are there any standout Land Rover models?

The new Range Rover PHEV is Land Rover’s plug-in hybrid. The PHEV features an intelligent plug-in hybrid display, intelligent routing, plug-in hybrid fuel economy and a refined, silent ride.

This hybrid accelerates to 60 mph in 6.4 seconds, has 398 HP and has a range of 31 miles in full electric vehicle mode. Prices start at $78,300.

What is Land Rover Adventure Travel?

Do you have a desire to venture out to different remote and beautiful locations around the world behind the wheel of a Land Rover? It’s possible when you sign up for one of Land Rover’s Adventure Travel journeys. Experiences include ice driving in the Arctic, trail and off-road driving in Utah and an all-terrain adventure in Africa.

Land Rover car facts

  • Land Rovers aren’t known as especially reliable vehicles — they’re consistently panned for frequent breakdowns.
  • You may want more than minimum liability coverage for this upscale vehicle brand, expanding your protection through comprehensive coverage.
  • You won’t find safety ratings for Land Rovers. However, many of the vehicles come with safety features like driver alertness warnings and automatic emergency braking. This helps mitigate damage during accidents, helping to keep your insurance from shooting through the roof.

Compare Land Rover competitors

Need help considering some other car manufacturers?

Bottom line

Land Rovers are expensive to purchase and expensive to insure, so be sure to shop around to find the best car insurance for you.

Frequently asked questions about Land Rover

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Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio

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