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The average cost of insuring a Kia is $187 a month, or $2,240 a year. Your premium will vary depending on your provider, driving record, where you live, how often you drive and the level of coverage you’re looking for. It’s also based on the year, model and trim of your car.
When you’re comparing coverage, search for the specific rates for your state. Expect to pay less in states like Ohio, Maine, Iowa and New Hampshire, and more in Michigan, West Virginia, Georgia and Washington, DC, where car insurance is notoriously expensive across all makes and models.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Cadenza | $220.00 | $31,990 |
| Forte | $180.00 | $16,600 |
| K900 | $220.00 | $49,900 |
| Optima | $181.00 | $22,200 |
| Rio | $187.00 | $14,165 |
| SEdona | $190.00 | $26,900 |
| Sorento | $165.00 | $25,600 |
| Soul | $176.00 | $16,100 |
| Soul Ev | $174.00 | $32,250 |
| Sportage | $174.00 | $23,200 |
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Your premium reflects your insurance company, driving history, where you live and the way you drive. For a Kia Stinger, the insurance rate is affected by these factors:
Aside from the make and model of your car, providers look at a number of driver-specific factors to determine your premiums, including your age, gender, marital status, location, credit score and driving history. If you and your nominated drivers have a driving record that’s free from major traffic violations and claims in the past three to five years, you’ll most likely be rewarded with a cheaper rate.
It all comes down to risk. The riskier you are to insure, the pricier your policy will be.
Kia has a slew of special programs. If you’re in the military, you may be eligible for a cashback bonus when you purchase or lease a new Kia Stinger.
The manufacturer also offers an Owner Loyalty Bonus of $1,500 for the Stinger’s Base and Premium trims and $3,000 for the GT, GT1 and GT2 models. To qualify, you’ll need to prove you own a Kia vehicle.
Finally, the Competitive Bonus gives buyers an incentive to switch to Kia from one of its competitor brands. To find out if your car qualifies, talk to your local Kia dealer. If it does, you’ll earn a $1,500 to $3,000 bonus on your new purchase.
Yes. Discounts vary between providers, but typically you can save 5% to 30% for purchasing a new car and equipping it with extra safety features. The Kia Stinger may be eligible for these discounts.
The 2018 Kia Stinger hasn’t undergone crash testing by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). It only recently rolled out in US showrooms, so that’s not unusual.
However, US News ranked the Stinger as #1 in its luxury small cars category. It gave the car a score of 9.1 out of 10 thanks to its athleticism, design, spaciousness and long list of standard features. JD Power backs this up, awarding the Stinger an above-average reliability rating of 4 out of 5 stars. It also gave the car a score of 83 out of 100 based on safety, quality and performance.
The Stinger is equipped with a slew of safety features. Many of the more sophisticated safety features come at a cost. For $2,000, you can add a tech-savvy package made up of forward-collision warnings, adaptive cruise control, lane-keeping assistance, lane departure warnings, emergency automatic braking and blind spot warnings. While Kia isn’t alone in asking drivers to pay extra for these features, critics point out that forward-collision warnings come standard with most sports sedans. They do praise the short stopping distance and smooth steering, though.
The Kia Stinger hasn’t had any recalls, and no consumer complaints have been filed.
The car’s fuel economy could be better, with the average fuel cost ringing in at $2,450 a year. That number reflects current fuel prices, as well as a mix of highway and city driving over 15,000 annual miles. It’ll cost you around $55 to fill the 15.9-gallon tank. According to Fuel Economy, you can expect to pay $4,500 more in fuel over five years in comparison to the average new car.
The word Kia is made up of the Sino-Korean characters ki (to come out) and a (East). In English, this roughly translates to “rising out of the East.” This is fitting for a few reasons: Kia hails from South Korea in eastern Asia, and even though it only started manufacturing cars in the ‘40s, it has a pretty powerful reach around the world.
To name its cars, Kia looks to geography for inspiration. For example, Cerato is the Greek word for peak, Sorento is a beautiful coastal town in Italy and Mohave is a county in Arizona.
Still searching for the perfect set of wheels? Find similar cars or compare makes that are completely different.
While the Kia Stinger is on the pricier side to insure, the rates reflect its status as a luxury small car. You’ll need to pay extra for the most sophisticated safety features, but Kia makes up for that with its fantastic warranty and maintenance program. The manufacturer rewards military members and loyal customers with cashback bonuses, and your provider may also offer discounts for safe driving and paying your premium up front. Compare insurance providers to get the most value for insuring your Kia Stinger.
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