Is it illegal to sleep in your car?

Catching a snooze in your vehicle may or may not be allowed, depending on the state or city’s laws. Even in areas where it’s legal, you might not be allowed to park on city main streets, the highway or public property not designated for parking. However, you can find a few locations that are commonly open to overnight visitors.

Is sleeping in your car legal?

You won’t find a nationwide law banning people from sleeping in their cars. However, you must follow the state’s and city’s parking laws and any specific laws against sleeping in your car. In general, it’s best to find designated overnight parking areas ahead of time.

Sleeping in your car laws by state

When is it illegal to sleep in your car?

It’s illegal if you’re sleeping in a city with ordinances specifically against sleeping in your car. Otherwise, you need to follow parking signs at rest areas, parking lots and on main streets to determine whether extended parking is allowed.

Laws for overnight parking and sleeping in your car may vary by city because they have different consequences depending on where you are. For example, overnight parking on main city streets could lead to a bottleneck in traffic flow.

But regardless of city or state laws, sleeping in your car while intoxicated is illegal in most states. Many states’ DUI laws include provisions against having control over your vehicle, even if it’s off and parked. This may include any intoxicated person being in the driver’s seat, with keys in the ignition or otherwise with the capability of driving the car. That means you could get a DUI even if you’re only sleeping in your car and don’t intend to drive it.

Where is it legal to sleep in your car?

While many cities have specific laws for car camping, you have several options for doing it legally. Those include:

Is it illegal to sleep in other vehicles?

Parking laws and sleeping in car laws tend to apply to vehicles in general, which includes unconventional vehicles, such as an RV, bus, van or camper. Be aware of any additional parking rules for oversized vehicles in cities and protecting yourself from the risks that accompany living on the road.

• RV. You may be allowed to sleep in your home on wheels at truck stops or designated parking areas, just be sure to check the signs. Consider purchasing an RV insurance policy so you’re protected for accidents, liability and any damage to your personal belongings.
• Popup camper. If you’re sleeping in a camper you tow, you might still be able to sleep at truck stops and designated parking areas. You may consider a combination of trailer insurance coverage to protect your trailer for physical damage and liability.
• School bus conversion. In most states, you can park your bus at rest stops and designated parking areas for free, like a Wal Mart. Just be sure to check the signs, or ask the specific location if RV parking is allowed. Insuring your bus conversion may be a tricky feat. Your bus has to meet many specifications to qualify for insurance, such as living quarters similar to an RV. Some skoolies suggest they’ve had the most luck with State Farm.
• Bus conversion. A non-school bus conversion has the same parking rules, you might be able to find parking at rest stops, designated parking areas and even campsites or national parks. However, if you’re insuring a bus you live in — that wasn’t a school bus in a past life — you may have an easier time finding bus conversion insurance. In most cases, your bus conversion must be completed by a professional to qualify.
• Van. If you’re a van dweller full-time, it’s easy to find legal parking at campsites, designated parking areas and rest stops. As always with oversized vehicles, check the signs and posted rules for parking. The combination of van insurance and add-ons you need will depend on which type of van you drive, and if you want protection for your belongings. You’ll need to meet the same insurance requirements as other vehicles on the road with liability coverage. Some states may also require uninsured motorist coverage and personal injury protection.

Is sleeping in your car safe?

Sleeping in your car offers less security than a locked home or private hotel room because of the car’s open view and fewer locks than a home.

Where you park your car matters

If you choose to get a night’s rest in your trusty vehicle, take care when choosing where you park. Some areas have higher crime rates than others, so you might stay away from alleys, or deserted or poorly lit sections of town. To pick a safe place to park, search for online crime maps or call the local police station to ask about crime in the area.

Don’t leave the engine running

Letting your engine run while you’re sleeping can be dangerous if carbon monoxide levels start to rise. This is especially risky if the car is parked in an enclosed area like a garage.

Carbon monoxide levels can rise:

• If the exhaust pipe gets blocked.
• If you open your SUV or truck’s tailgate without opening the car’s vents or windows.
• If a car malfunctions and blocks airflow.

Hide your belongings in the car

Passers-by can see your belongings in full view when items are packed inside your car. If an experienced thief sees valuables, they may break into your car while you’re distracted or away.

Get a good night’s sleep

Consider the health implications of sleeping in your car, such as aggravating back or neck problems. Also, many avid car campers attest they don’t get as good a night’s rest as they do in a bed. Over time, these issues could take a toll on your health.

Resources to help you get back in a home

If you’ve lost your home and need help while you get back on your feet, explore resources that offer assistance during this time. Look to local and national programs for help:

1. Dial 2-1-1 to speak to someone in your area who can assist you in finding help.
2. Search for state-based assistance on your state’s community or housing department sire.
3. Find local help by choosing Need housing assistance? from the Department of Housing and Urban Development (HUD) website.

How does sleeping in your car affect car insurance?

Car insurance should still pay out whether you’re sleeping in your car or not. However, you may need extra coverage in some situations.

Coverage for your belongings

Keep in mind that standard car insurance policies don’t cover your belongings inside the car. A few companies may offer a personal effects add-on for these situations.

However, your home policy or renters insurance might cover stolen belongings if you have that coverage. If not, you could opt for a separate personal property insurance policy.

Collision with a parked car

Car insurance should cover you for these collisions as long as the driver has the proper coverage.

• If you collide with a parked car: You would need property damage liability to cover that car’s damage and collision coverage to repair your car.
• If someone collides with you: That person’s property damage liability should cover your car while bodily injury liability should cover any injuries you received.
• Uninsured or underinsured motorists: You might need uninsured or underinsured motorist coverage to pay for your repairs if you’re hit by an underinsured driver.

Need to insure your ride?

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Bottom line

If you choose to sleep in your car, make sure to abide by all local laws and pick safe areas to stay overnight. While car insurance should cover you the same wherever you lay your head, you might need extra car insurance coverage to protect against car damage. Consider multiple coverage and car insurance options to find what suits you best.

Frequently asked questions about sleeping in your car

What should I do if I’m restricted from sleeping or living in my car?
If you find out your local area doesn’t allow this practice, you may have a few options:

• If it’s not banned entirely, stop at designated parking areas for the time allowed, like two or four hours.
• If only banned on public property, find private parking like a Walmart or truck stop that allows it.
• Find paid lodging like a motel or campsite.
• Try a community shelter.
• Relocate to a city that doesn’t include specific laws against it.

How can I find out which areas I’m allowed to park in?
You can ask an owner, manager or local police about overnight parking guidelines. Or you can look up sites ahead of time. Apps like AllStays or Hipcamp can help you find the best parking spots or land available.

Are there specific parking lots for homeless people?
It depends on the city. Some cities have safe parking lot programs with lots set aside specifically for the homeless. However, you might check with the local police department or online for details.