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The 812’s average insurance rate is $1,188 per month, or $14,256 per year. That cost is about $12,800 above the national average of $1,426, a pricey rate even by Ferrari standards.
| Model | Monthly insurance rate | Base car Price |
|---|---|---|
| 488 GTB | $783 | $245,400 |
| 488 Spider | $868 | $272,700 |
| 812 | $1,188 | $335,275 |
| California T | $648 | $202,723 |
| F12 Berlinetta & TDF | $1,015 | $319,995 |
| FF | $935 | $295,000 |
| GTC4 Lusso | $953 | $300,000 |
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The 812 Superfast needs specialized parts for repair and may warrant extra coverage. However, all Ferraris come with a 7-year maintenance plan that will help you keep the car in top condition.
The Ferrari 812 costs more to insure because it has one of the most powerful car engines on the market, it’s built for speed and performance making it high-risk for accidents. Also, this car has premium Italian parts that are high in price when in need of repair or replacement.
Due to this car’s need for speed, Ferrari has included several safety features. You may qualify for a safety discount with these:
The Superfast comes with an insurance rate that’s well above average. Several reasons for the increased rate include:
The 812 is a fairly new model for Ferrari, succeeding the F12berlinetta. Its new addition to the market means you won’t find much information on safety and reliability yet.
The model has also not yet seen any recalls, unlike other Ferraris which tend to receive recalls in the first few years on the market.
Because the Ferrari 812 is built for speed and needs specialized parts for repair, your insurance rates will stay high. However, it hasn’t received any recalls, suggesting its reliability.
Compare car insurance providers for the 812 or look at another make or model.
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