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Chevrolet Volt insurance rates

Average insurance cost for your Chevy Volt? $168. But shop to drop this sensible hybrid even lower.

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The average cost of car insurance for a 2019 Chevrolet Volt is $168.07 a month —or $2,016.84 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Chevrolet Volt car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2019 Chevrolet Volt is $168.07. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Chevrolet Volt$113.24$99.29$182.76$166.10$140.35
2016 Chevrolet Volt$129.08$113.29$182.79$188.28$153.36
2019 Chevrolet Volt$149.58$121.49$197.39$203.83$168.07

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

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Other factors that can affect your auto insurance rate

  • Acura MDX’s model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle
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About the Chevrolet Volt

The Chevrolet Volt has been around since 2011. The plug-in hybrid car is known for its powerful acceleration and high safety scores. The latest model was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration and was rated as a Top Safety Pick+ by the Insurance Institute for Highway Safety. In 2016, the Chevrolet Volt was named Green Car of the Year by the Green Car Journal. The Chevrolet Volt was ranked as the top selling plug-in electric car until 2015, when it was surpassed by the Nissan Leaf.

Insurance companies determine the insurance cost for a Chevrolet Volt based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Chevrolet shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Chevrolet Volt shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

How does the Chevrolet Volt compare to other car models?

From a price standpoint, the Chevrolet Volt ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models.

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Publisher

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full bio

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