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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a BMW M2 is $233.25 — or around $2,800 annually. However, your actual costs depend on your driving history, vehicle model and year, ZIP plus other factors. And some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2016 BMW M2 | $166.92 | $148.64 | $243.26 | $202.75 | $190.39 |
| 2021 BMW M2 | $238.43 | $181.70 | $281.56 | $231.30 | $233.25 |
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
Your rates may be different based on details such as your age, location, job type, annual mileage and more.
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You’ll pay more in insurance for a BMW M2 than for a nonluxury car, but the M2 is more than a luxury sedan. The M2 has the horsepower and 0-60 mph times to make it a contender at the track. Insurance companies probably consider its power and speed abilities a higher risk for causing damage in a car accident, explaining the higher rates.
| Models similar to BMW M2 | Monthly insurance cost | Car value | Theft rate |
|---|---|---|---|
| BMW M2 | $233.25 | $59,895 | Not available |
| BMW M4 | $321.18 | $72,795 | Not available |
| Mercedes-Benz C Class | $231.54 | $42,650 | 1.23 |
| Jaguar F-Type | – | $62,750 | Not available |
| Porsche Cayman | – | $61,250 | 0.68 |
We found 2021 car values from Car and Driver’s car model reviews. We also found theft rates from the National Highway Traffic Safety Administration (NHTSA). Theft rates are not available for all models or model years.
You could save money on car insurance for your BMW M2 Series if it comes equipped with these safety features.
The BMW M2 has been around since 2016 and is the company’s flagship 2 Series model. The first sales were in United Kingdom and it later was unveiled at the 2016 North American International Auto Show. The top speed for the BMW M2 is 155 mph and features the BMW N55 engine.
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