Compare the best bundling insurance companies for 2024

Best variety of bundling discounts

Progressive

4.5

★★★★★

Finder score

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Of all the companies we compared, Progressive offers the most coverage options hands down. Plus, it offers a bundling discount when you buy any combination of its 25 policies. It's worth taking time to get its online quote and, if you're happy with it, complete the signup process online.

Telematics	Snapshot
Gap insurance	Loan/lease coverage

• Why we like it

  Of all the companies we compared, Progressive offers the most coverage options hands down. Plus, it offers a bundling discount when you buy any combination of its 25 policies. It's worth taking time to get its online quote and, if you're happy with it, complete the signup process online.

• Pros and cons

  Pros

  • Save between 5% to 12% when bundling
  • Score a bundling discount on any two or more of its 25 policies
  • Receive wide coverage options, high limits and freebies for your car, home and motorcycle policies

  Cons

  • High number of customer complaints
  • Average customer satisfaction rating

• More details

  AM Best rating	A+
  BBB rating	A
  Telematics	Snapshot
  Gap insurance	Loan/lease coverage
  Roadside assistance	Optional

Telematics	Snapshot
Gap insurance	Loan/lease coverage

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Best overall

Amica

5

★★★★★

Finder score

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Amica offers a blend of high multipolicy discounts and top-notch customer service that's hard to beat among insurers. Whether you need car, home, condo, renters, life or umbrella insurance, you can shave up to 30% off your premiums. You can also choose a dividend policy, so you get a return of the company's profits at the end of your term.

Telematics	StreetSmart
Gap insurance	Yes

• Why we like it

  Amica offers a blend of high multipolicy discounts and top-notch customer service that's hard to beat among insurers. Whether you need car, home, condo, renters, life or umbrella insurance, you can shave up to 30% off your premiums. You can also choose a dividend policy, so you get a return of the company's profits at the end of your term.

• Pros and cons

  Pros

  • Up to 30% off six types of policies
  • High customer and business ratings from review sites
  • Dividend policies provide an extra payout at the end of your term

  Cons

  • Limited coverage area
  • Can be expensive

• More details

  AM Best rating	A+
  BBB rating	A+
  Telematics	StreetSmart
  Gap insurance	Yes
  Roadside assistance	Optional

Telematics	StreetSmart
Gap insurance	Yes

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Best for multiple vehicles

Geico

4.5

★★★★★

Finder score

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Geico tops this list with high discounts for a variety of vehicle policies, including cars, motorcycles, boats and RVs. You can also score savings by bundling your car, home or renters policies. You're likely to see steep savings since Geico has some of the most competitive insurance rates to begin with.

Telematics	DriveEasy
Gap insurance	No

• Why we like it

  Geico tops this list with high discounts for a variety of vehicle policies, including cars, motorcycles, boats and RVs. You can also score savings by bundling your car, home or renters policies. You're likely to see steep savings since Geico has some of the most competitive insurance rates to begin with.

• Pros and cons

  Pros

  • Up to 25% off multi-vehicle policies
  • Low starting rates
  • 24/7 customer service online or by phone or email
  • Update your policy or file claims online or in the app

  Cons

  • Claims typically handled online only
  • Fewer local agents than competitors
  • No gap coverage available

• More details

  AM Best rating	A++
  BBB rating	A+
  Telematics	DriveEasy
  Gap insurance	No
  Roadside assistance	Optional

Telematics	DriveEasy
Gap insurance	No

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Best for bundling quotes

Gabi

3.5

★★★★★

Finder score

Gabi has an innovative service for comparing dozens of quotes at the same time. You can create an account, choose the types of insurance you need and connect your current insurance accounts. Gabi will find the best deals on all your policies, either bundled or with separate companies. However, the quoting engine only works if you have an existing policy and are comfortable giving out your phone number — you won't get called or spammed.

Gap insurance	Depends on provider

• Why we like it

  Gabi has an innovative service for comparing dozens of quotes at the same time. You can create an account, choose the types of insurance you need and connect your current insurance accounts. Gabi will find the best deals on all your policies, either bundled or with separate companies. However, the quoting engine only works if you have an existing policy and are comfortable giving out your phone number — you won't get called or spammed.

• Pros and cons

  Pros

  • Compare up to 20 quotes in two minutes
  • Manage your policy or file claims through Gabi
  • Ask a personal advisor policy questions for clarity before buying

  Cons

  • Not direct insurance
  • Access only to Gabi partners
  • Customer experience varies by provider

• More details

  AM Best rating	NR
  BBB rating	A+
  Gap insurance	Depends on provider
  Roadside assistance	Optional

Gap insurance	Depends on provider

Honorable mention

State Farm

4

★★★★★

Finder score

We couldn't leave this honorable insurer out of the ranks. We're impressed with State Farm's high discounts for multiple bundled policies, including car, home, condo, renters or life insurance premiums. Many customers also enjoy its personalized local customer service.

Telematics	Drive Safe and Save
Gap insurance	No

• Why we like it

  We couldn't leave this honorable insurer out of the ranks. We're impressed with State Farm's high discounts for multiple bundled policies, including car, home, condo, renters or life insurance premiums. Many customers also enjoy its personalized local customer service.

• Pros and cons

  Pros

  • Shave 17% off premiums for multiple types of policies
  • Enjoy personalized service from nearly 20,000 local agents
  • Insure a variety of needs like car, home, life, health or disability insurance

  Cons

  • Higher prices than competition
  • No live chat
  • Expect hard upselling

• More details

  AM Best rating	B
  BBB rating	C-
  Telematics	Drive Safe and Save
  Gap insurance	No
  Roadside assistance	Optional

Telematics	Drive Safe and Save
Gap insurance	No

How much can I save by bundling insurance?

In general, a 10% multipolicy discount runs standard. But while most insurance companies offer bundling, its policy options and discounts can vary. See how these major companies compare:

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Bottom line

Many people save money on insurance by bundling several policies with the same company. Common policy bundles include home and car, car and renters or car and motorcycle policies. But you’ll want to find insurance companies with the right mix of bundling, coverage and service options suited for you.

Common questions about the best bundling insurance

• Is bundling insurance a good idea?

  Bundling insurance works well for policyholders who want discounts as well as the convenience of managing and paying for their policies in one place. But it may not be the best option if you’re sacrificing steep savings by bundling rather than buying separate policies.

• Can you save money by bundling two cars on the same policy?

  Yes, many companies offer multi-vehicle discounts if you insure several cars or a motorcycle, boat or RV along with your car.

• Can you stack other discounts with a multipolicy discount?

  Typically, yes. But your exact savings depends on the insurance company, its discount offered and whether you qualify for more discounts.