Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Bentley Bentayga car insurance rates

Owning and insuring the fastest SUV in the world isn’t cheap.

Get the cheapest quotes for your car

Compare providers in your area.

Your information is secure

According to our research, the average cost to insure the Bentley Bentayga is around $301 a month — or $3,612 a year. Not every insurance company is willing to take on such an expensive car, though, so your exact rates and options may be limited.

ModelMonthly insurance rateBase car price
Bentayga$132$229,100
Mulsane$270$198,500
Continental$270$303,700
Flying Spur$240$189,000
1 - 3 of 3
Name Product USFCI Gap insurance Homeowner discount Telematics Has an app? Available states
Pretected (Main Provider) logo
Varies by provider
Depends on provider
Varies by provider
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
GoodRatesFinder
GoodRatesFinder logo
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
Compare Between Top Carriers And Start Saving.
Go to site
AutoQuoteCenter
AutoQuoteCenter logo
Depends on provider
Depends on provider
Depends on provider
Depends on provider
All 50 states & DC
The AutoQuoteCenter platform makes sure you are presented with the top options in one place.
Go to site
loading

Get the cheapest quotes for your car

Compare providers in your area.

Your information is secure

How to compare insurance for the Bentley Bentayga

Compare insurance rates for the Bentley Bentayga by considering factors like:

  • Price. Bentaygas aren’t cheap to buy, and they’re usually not cheap to repair. Skimping on insurance coverage may not be in your best interest if you need to file a claim down the road.
  • Deductible. In most cases, drivers of luxury cars want to steer clear of taking a huge deductible. Unless you know you’ll be able to foot the bill for repairs before insurance kicks in, go for a moderate or low deductible.
  • Coverage. You’ll likely want coverage that goes well beyond state minimum insurance requirements. Since repairs can be costly, look into adding comprehensive and collision coverage to your policy. If you’re leasing or financing your Bentley, these coverage options may be required.
  • Restrictions. Not every insurance company covers your Bentayga, so your options could be a bit limited.
  • Manufacturer offers. Bentley offers a three-year, unlimited-mile roadside assistance package on all new vehicles, so don’t worry about adding this feature to your policy if you’re still covered by Bentley.

What factors affect car insurance for the Bentley Bentayga?

According to Bentley, the Bentayga is the fastest SUV ever made, reaching top speeds of 187 mph. With speed like that, expect insurance rates to climb. However, insuring a Bentayga likely is less expensive than insuring a luxury sports car like the Continental, Mulsanne or Flying Spur, since these cars can go faster and are typically considered high risk to insurance companies.

Your Bentayga might be a bit easier to get an insurance quote for than, say, a Mulsanne, but since SUVs are considered less risky than sports cars, you’ll still have to call around to get the most accurate quotes. Some insurance companies like Geico, Progressive and Travelers won’t even touch a Bentley — SUV or not. Others, like Allstate, might insure your Bentley, but you probably won’t get an online quote. Erie and Farmers should give you a ballpark figure online, though.

Driver factors and insurance costs

Other than the make and model of your vehicle, driver factors like your age, gender, marital status, location and credit score affect your insurance rates. If you live in a city like LA that’s known for high crime rates, for example, you might pay a higher premium than a similar driver who lives in a smaller rural town with low theft rates.

Does the Bentley Bentayga qualify for discounts?

Yes, the Bentley Bentayga comes equipped with advanced safety features that insurance companies love, such as:

  • Airbags
  • Traction control
  • Stolen vehicle tracking
  • An antitheft alarm
  • Antitheft ignition disable
  • Parking assist
  • Blind spot sensors
  • Lane departure warnings
  • A rearview camera

Reliability and safety ratings for the Bentley Bentayga

Official safety and reliability ratings aren’t available for the Bentayga, given that there aren’t that many out on the road. Plus, there really aren’t any similar super-fast SUVs out there to compare it to just yet — although Rolls-Royce and Lamborghini are slated to come out with similar models soon.

Bentleys do have a bit of a reputation for being unreliable, especially if you purchase a used model instead of buying new. But most drivers of luxury vehicles don’t use these cars as their daily driver, which could save you in repair costs and routine maintenance.

The Bentley Bentayga series maintenance

Like other Bentleys, the Bentayga could cost a pretty penny to maintain and repair. The average repair cost for this vehicle is $880, plus you can expect to pay around $500 annually for oil changes and an extra $1,400 to $2,500 per year for other routine maintenance.

Since you’ll most likely have to take your Bentayga to a Bentley dealership or specialty mechanic for repairs and maintenance, you might wait a while to get your car back, and you’ll probably pay more than you would at your average repair shop.

When did the Bentayga debut?

The Bentley Bentayga made its debut in 2016 as the brand’s first ever SUV. This vehicle, which weighs more than a big pickup truck, also tops the charts as the world’s fastest SUV to date, and there really isn’t anything else like it on the road right now.

In 2017, an extravagant Bentayga model called the Mulliner was introduced, which could cost even more to insure and repair. Not much has changed with the 2018 models, other than an optional appearance package with black wheels and more chrome and another package with a third row of seating.

Compare Bentley Bentayga competitors

Looking for other car brands? Compare car makes and models that are similar to the Bentley Bentayga.

Bottom line

Bentleys are chart-topping luxury cars with some serious speed. Because of this, you’ll pay top dollar to insure, repair and maintain one, including the record-breaking Bentayga.

Compare insurance rates from multiple providers to find the best value on coverage that makes sense for your luxury vehicle.

Frequently asked questions about the Bentley Bentayga

Gabrielle Pastorek's headshot
Publisher, Banking

Gabrielle Pastorek is an SEO strategist and publisher at Finder, specializing in banking. She's written more than 800 articles on the site and is a quoted expert in Best Company, HuffPost, Reader's Digest, MSN and MarketWatch. She's secured interviews with key stakeholders in the consumer insights industry, including a senior director at the National Retail Federation. Gabrielle has edited several creative manuscripts and holds an MFA from the University of Pittsburgh and BAs in English and French from Ohio University. See full bio

More guides on Finder

  • CashUSA: Fast But Flawed Loan Connection Up to $10k

    A review of CashUSA, a loan connection service that may match you with lenders offering loans up to $10,000.

  • How to Earn Money Playing Games

    Explore different ways you could earn money playing games with GPT apps, Twitch streaming, esports competitions, and trading cards.

  • Highest Paying Online Surveys

    Compare highly rated and legit survey sites for your next side hustle, how to maximize your survey earnings, and how to avoid scams.

  • How to Earn Money Through User Testing

    Learn how to become user tester, how much you can earn, top platforms for user testing, and how to avoid scams.

  • How to Earn Money Through Surveys

    Learn how to earn money through trusted online surveys, including top platforms, practical tips, and some red flags to watch out for.

  • Online surveys for money

    Earning extra cash can be as simple as sharing your thoughts. In this guide, we’ll walk you through some of the most trusted survey sites and show you how to get started right away.

  • Cash Advance Loans by Amount

    Cash Advance loans by amount from $100 all the way up to $1,000 USD.

  • Investing After Retirement

    Bonds, treasury securities, blue chip stocks, ETFs, REITs, CDs and annuities are some of the best investments for retirees.

  • Alternatives to GoHenry (Now Acorns Early)

    GoHenry is now Acorns Early. If you’re looking for a GoHenry alternative, try Greenlight, Step, Current, Modak Makers or Chase First.

  • Apps Like Self

    Top apps like Self that build credit include Kikoff, Grow Credit, Chime Secured Credit Builder Card, Credit Strong and Cleo.

Ask a question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site