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Who accepts PayPal online in Canada?
PayPal is one of the Internet's most popular and convenient ways to pay for online shopping, so we've rounded up a list of websites where you can use PayPal in Canada.
If you’re a regular online shopper, then you’ll definitely have come across PayPal at some point. It’s a quick and easy way to send and receive money using an email address and your credit card, debit card or bank account. It’s also accepted all over the world, and there’s a huge range of store websites that accept PayPal in Canada.
But where can you find the online stores that accept PayPal payments?
PayPal is an online payment system, originally created as an electronic alternative to cheques and money orders in 1999. Today, the platform boasts more than 240 million active users in 190 countries and is accepted by millions of businesses around the world.
It operates as a payment processor for many online stores that accept PayPal payments, offering perks like one-click transactions and password memory to customers who shop online. The platform even provides valuable security options like buyer’s protection.
How does PayPal work?
PayPal acts as a middleman for payments between two parties with registered accounts. It’s fast and easy to send payments to an individual or retailer without sharing personal details or banking information.
If you want to send money to an individual, all you need is the email address of the person you’re sending money to.
If you’re using PayPal to make a purchase online, click the PayPal button at checkout and log in to your account to quickly complete your order. It’s a fast and easy way to pay, which is why there are so many online stores that accept PayPal payments.
Which currencies does PayPal support?
You can use your PayPal account to seamlessly complete purchases between multiple currencies. Compatible currencies include the following:
Australian dollar (AUD)
Brazilian real 2 (BRL)
Canadian dollar (CAD)
Chinese Renmenbi 4 (CNY)
Czech koruna (CZK)
Danish krone (DKK)
Euro (EUR)
Hong Kong dollar (HKD)
Hungarian forint 1 (HUF)
Israeli new shekel (ILS)
Japanese yen 1 (JPY)
Malaysian ringgit 3 (MYR)
Mexican peso (MXN)
New Taiwan dollar 1 (TWD)
New Zealand dollar (NZD)
Norwegian krone (NOK)
Philippine peso (PHP)
Polish złoty (PLN)
Pound sterling (GBP)
Singapore dollar (SGD)
Swedish krona (SEK)
Swiss franc (CHF)
Thai baht (THB)
United States dollar (USD)
1. Currency does not support decimals. 2. Currency is supported as a payment and currency balance for in-country PayPal accounts only. If the receiver is not from Brazil, PayPal will convert the funds into the primary account holder’s currency at the applicable conversion rate. The currency conversion rate will include applicable PayPal fees. 3. Currency is supported as a payment and currency balance for in-country PayPal accounts only. 4. Currency balance for in-country PayPal accounts only.
Yes, you can use PayPal’s Checkout with Crypto feature, which allows you to convert cryptocurrency holdings to fiat currency at checkout, with no additional transactional fees. The option will appear in your PayPal wallet if you have enough funds to cover the purchase.
The platform also allows you to buy, hold and sell cryptocurrency with the same PayPal protections.
Is PayPal safe?
PayPal is generally a safe way to send and receive money. PayPal automatically encrypts confidential information sent to or from your computer using industry-standard SSL encryption. Security experts still recommend taking measures to protect your account, like enabling two-factor authentication and using a unique and secure password.
Making a purchase using PayPal is arguably safer than placing your order directly through the merchant since the recipient never has access to your financial information.
You can feel extra secure shopping with PayPal thanks to its online purchase protection program. If an item you ordered never arrives or isn’t what you expected, PayPal arranges for your money to be refunded. It can even cover the cost of return shipping. This should give you some extra peace of mind when shopping online.
Is there a fee for using PayPal?
It’s free to create a PayPal account and making a purchase in Canada is usually free. However, there are a few fees you may encounter depending on how you use the platform:
Personal payments. It’s free to send or receive domestic personal payments from an existing balance and bank account. Using a card incurs a fee of 2.9% plus a fixed fee. When sending money to Europe I, Europe II, Northern Europe, and United States regions, you’ll have to pay a fee of $2.99 CAD using your PayPal balance or a bank account, or 2.99 CAD + 2.90% + a fixed fee when using a card. When sending money internationally to other regions, you’ll pay a fee of $4.99 CAD when using your PayPal balance or a bank account, or 4.99 CAD + 2.90% + fixed fee when using a card.
Seller fees. If you use PayPal to accept payments for goods or services sold in Canada, you’ll be charged a fee between 1.90% and 2.90% plus a fixed fee. When receiving money internationally, you’ll have to pay a set fee based on the currency plus a 0.80% and 1.00% fee.
Currency conversion fees. If you make a purchase from an overseas retailer, a small currency conversion fee may apply.
You can create a PayPal account on your desktop or mobile.
Creating an account on your computer
Select “Sign Up” in the right-hand corner.
Unless you plan to accept payments for your business through PayPal, you should choose a personal account. But don’t worry, you can always change your mind later.
Creating an account on your phone
The PayPal app is available for both iOS and Android.
Tap “Sign Up” on the bottom right-hand corner to get started.
Why can’t I create an account?
Make sure you’re using your legal first and last name when you sign up – no pseudonyms allowed. If you’re still having trouble signing up, contact PayPal directly for assistance.
How do you pay through PayPal using a credit card?
When you create your PayPal account, you’re given the option to link your credit and debit cards to your account. You can also link your bank accounts directly to avoid paying additional fees. When you transfer money or make a purchase at online stores that accept PayPal payments, choose to pay from one of your cards or through your bank account.
Like other online stores, PayPal occasionally offers extra savings through coupons. You’ll also find sign-up deals for new customers – you could save $10 or more off your first purchase through PayPal by using a PayPal promo code.
Why should I choose PayPal when shopping online?
Pros
Highly secure. Industry-standard protective technology and buyer protection help you shop with peace of mind.
No purchase fees. You won’t pay to make purchases with PayPal when you shop at Canadian retailers.
Accepted around the world. Tens of thousands of online stores accept PayPal payments, and PayPal is used by millions of shoppers.
Cons
Currency conversion fees. Making a purchase from an overseas retailer may incur a currency conversion fee.
Transaction fees can be high. If you are sending or receiving international payments, transactions can be high if not coming from the existing balance and bank account.
Not universally accepted. Not all online stores accept PayPal payments, so you may need to consider other payment methods.
Bottom line
If you’re wary about shopping online, PayPal is one of the safest ways to pay. It makes shopping more convenient with a quick log in and payment without entering your credit card every time. There are also thousands of online stores that accept PayPal payments, so it’s easy to see why it’s a popular payment method when shopping online.
Aside from online shopping, what else can I use PayPal for?
Its primary use may be paying for goods and services, but PayPal has other uses, including transferring money to friends and family or transferring money internationally.
No, PayPal is not supported as a direct payment method on Amazon.
Yes, PayPal is available as a payment option on Walmart.ca. Simply select PayPal as your payment method at checkout to complete your purchase.
Yes, PayPal offers an easy and convenient way to send money overseas, but you'll need to watch out for transfer feees and disappointing exchange rates. Check out our PayPal international money transfers review for more information.
When you're ready to checkout, select PayPal as your payment method. You'll then log in to your PayPal account and select whether you want to pay using your PayPal balance, credit card, debit card or bank account.
When setting up online store accounts, make sure you use unique, complicated passwords and use use multi-factor authentication when possible. It's also a good idea to use safe payment methods with well-established security standards, like PayPal. Any PayPal purchases made online automatically qualify you for PayPal Purchase Protection, which ensures you'll get a full refund if the item you purchased doesn't arrive or if the seller described an item inaccurately.
Gemma Henry was a writer for Finder specialising in shopping and deals. She has a passion for creative writing and thorough research. When she's not tapping away at her keyboard, you'll find Gemma exploring the great outdoors or curled up with the latest crime fiction novel. See full bio
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