Our pick for wide availability: PayPal
Sometimes, large purchases pop up out of nowhere. Maybe your 15-year-old mattress finally hit the hay for good. Or you’ve found that special someone and now you need the ring to kick off your “I dos.”
Whatever your situation, financing solutions like Affirm could help you buy what you need now and pay it off later. Find out which stores offer Affirm financing by category and if there are any exceptions to using this service.
To check out how Affirm stacks up against other BNPL platforms, select up to 4 and click “Compare” to see their features side-by-side.
Craving a vacation? You can use Affirm to fund accommodation, transportation, package deals and more when you book through:
Keep in mind that Affirm isn’t the only way to book a getaway without paying in full upfront. Some airlines, such as Hawaiian Airlines, Qatar Airways, United Airlines, KLM and more will let you reserve a seat or book a ticket at no charge — or for a small fee — if you commit to paying in full later on. And most hotels will give you the option of paying upon arrival, rather than online.
However, always read the fine print to be aware of any interest or penalty fees that might apply, and make sure you have a plan for clearing your balance down the road.
The best alternative to Affirm financing is the method Affirm was meant to substitute in the first place: credit cards. Making an online purchase with a credit card is ideal for a few reasons, including the ability to earn rewards on your online purchases. But importantly, credit card purchases made online are exceptionally safe and typically protected by card provider policies.
The Finder buy now, pay later (BNPL) report looks into how many American adults used BNPL services in the last six months.
PayPal now offers a new buy now, pay later financing option, allowing for interest-free payment installments on your shopping purchases.
Use our easy search to view top stores that accept Klarna financing to buy now and pay later. Plus how it works and what interest rates to expect.
These 100+ online stores accept PayPal. The list includes online retailers like F21 and ASOS, travel booking agents like Expedia and Uber and more.
Find out every store in the US that offers Afterpay, the payment system that lets you pay back your purchase in installments.
Finance your online purchase with this alternative to credit cards, available at 150+ stores.
How to use Affirm for a purchase made at a store that does not indicate it at checkout?
Hello Leslie,
Thank you for your comment.
Usually, if a store allows payments using Affirm, it should be available during the checkout process. Usually, you’ll need to select “Monthly Payments with Affirm” as the payment method, enter registration and billing information, then click “Continue to Affirm.”
If this is not available at checkout, kindly ask the store, so they can walk you through or to check if they allow Affirm.
Regards,
Jhezelyn
Is Wayfair not using Affirm anymore?
Hi Wendy,
Thank you for contacting Finder.
Wayfair is still accepting Affirm as one of their payment methods. Other payment options are:
*Credit/Debit Cards
*Wayfair Gift Cards and Store Credit
*Wayfair Rewards
*PayPal
*Personal Checks, Cashier’s Checks, and Money Orders
*Purchase Orders
*Wire Transfer
I hope this helps.
Please do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash
Does affirm have any places where you can purchase travels?
Hi Megan,
Thanks for getting in touch with Finder. I hope all is well with you. :)
Yes, Affirm is available in CheapAir and Expedia where you can buy airline tickets and accommodation.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
Did Wayfair stop using Affirm? It does not populate at checkout anymore?
Hi Lisa,
Thanks for getting in touch! According to the Wayfair website, Affirm is still working to use on their website. We suggest refreshing your browser or try to call Wayfair to confirm this information. Hope this helps!
Best,
Nikki
Can you use Affirm to purchase a pet at a pet store?
Hi Thomas,
Thanks for reaching out! Our list above doesn’t show pet stores. You may want to check with your pet store if they allow payments by Affirm.Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki