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Business Checking Account Bonuses
Earn between $200 and $1,000 — after meeting requirements, of course.
Banks offer account bonuses to incentivize you to open an account. Business account bonuses can range from $50 to as much as $1,000. Just remember that most bonuses come with conditions — you’ll likely have to meet certain requirements to earn that bonus cash, such as depositing a lump sum or maintaining a certain balance.
We’ve rounded up some top business checking account bonuses, including offers from Bluevine, Chase, American Express, PNC and Huntington.
| Business account | Bonus amount | Easy or hard requirements | Requirements | Learn more |
|---|---|---|---|---|
| Bluevine Business Checking | $300 | Hard | Go to site | |
| Chase Business Complete Banking | $300 | Easy | Go to site | |
| PNC Business Checking | $400 | Easy | Read Review | |
| PNC Business Checking Plus | $400 | Easy | Read Review | |
| PNC Treasury Enterprise Plan | $500 or $1,000 | Hard | Read Review | |
| PNC Analysis Business Checking | $500 or $1,000 | Hard | Read Review | |
| Truist Small Business Checking | $400 | Easy | Read Review | |
| Huntington Business Checking 100 | $100 | Easy | Read Review | |
| Huntington Unlimited Business Checking | $400 | Hard | ||
| Huntington Unlimited Plus Business Checking | $1,000 | Hard | ||
| American Express Business Checking | 30,000 Amex membership points | Hard | ||
| Bank of America Business Advantage Fundamentals Banking | $200 | Hard |
Do all bank account bonuses have requirements?
Yes, most banks have certain requirements you must meet to earn a new customer or welcome bonus. The most common requirements include setting up direct deposit, depositing a certain amount within a specified time frame, performing a number of card transactions or maintaining an average daily balance set by the bank.
Most bank bonuses are not instant, either. Bonuses are usually delivered a week or two after you’ve met the requirements, and you’re often required to keep the account in good standing.
Compare top business checking accounts
Narrow down top business accounts by monthly fees, APYs and other features. For a better comparison, tick the Compare box on up to four accounts to see the benefits side by side.
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What is the Finder Score?
The Finder Score crunches over 300 checking accounts from hundreds of financial institutions. It takes into account the product's monthly fees, overdraft fees, opening deposit, customer support options, ATM network and features — this gives you a simple score out of 10.
To provide a Score, Finder’s banking experts analyze hundreds of checking accounts against what we consider is the best option: no monthly fees, no overdraft fees, a large ATM network of 50,000 or more, additional features outside of typical banking services, and the optional perk of earning interest. Accounts that are nearly free to maintain and use are scored the highest, while accounts with costly fees and few features are scored the lowest.
Bottom line
With nearly every account bonus, there are certain requirements you need to meet. But just because a bank offers a high welcome bonus doesn’t mean it’s the best account for your business. Compare the best business checking accounts to find the right one for your business.
Frequently asked questions
How fast are bank account bonuses delivered?
Bank account bonuses are typically delivered 30 to 60 days after you meet the requirements. Some bonuses may take much longer, such as the American Express Business Checking welcome offer that’s delivered eight to 12 weeks after you’ve met the criteria to earn it.
Are there any instant bank account bonuses?
Unfortunately, instant bank account bonuses are not common. Most welcome offers or account bonuses are awarded after you’ve met certain requirements, which may take a month or so to meet, such as maintaining an average account balance for 30 days. Once the requirements are met, banks often deliver bonuses within 30 to 90 days.
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