Zelle is one of the most widely used peer-to-peer (P2P) payment services that allows you to send and receive money within minutes using an email address or phone number. Today, Zelle works with over 2,000 banks and credit unions. Read on to learn if Chase is also compatible with Zelle and, if so, how to use it.
Yes, Chase is compatible with Zelle. With Zelle, you could send and receive money from your Chase bank account with people who have US bank accounts and have enrolled in the payment service. This service lets you easily transfer money into your recipient’s account or receive payment by just using simple contact information.
Chase Total Checking®
Chase Total Checking® is easy to use and gives you access to more than 15,000 Chase ATMs and more than 4,700 branches.
If you have an account with Chase but haven’t tried using Zelle yet, here’s a quick step-by-step guide on how to get started:
To send money to someone you know, you’ll just need their email or US phone number. If that person hasn’t enrolled in Zelle yet, they’ll get a text notification or email letting them know you’ve sent them money and go through some steps to get enrolled.
Once they’ve signed up, the funds will be sent to the bank account they used to enroll. Note that if they fail to sign up within 14 days, the money will be returned to your account.
Yes, Zelle is free with Chase, which means you won’t be charged additional fees for Zelle transactions.
But to use Zelle at Chase, you’ll need to have a Chase checking account first. Depending on the type of checking account you sign up for, you may have to pay associated account fees.
Chase’s Zelle limits vary based on several factors, including your recipient. Each transaction falls under a specific tier, which determines the maximum amount you can send to all recipients within that tier per day.
You can see your limit for a transaction in the Chase mobile app when you set it up. If you’ve already sent money that day, Chase will let you know the remaining amount of your daily limit if you want to send money to another person within the same tier.
If Zelle doesn’t seem like the option for you, you have many other P2P payment apps to choose from, including the following:
Chase is fully integrated with Zelle, which means that as long as you have a Chase checking account, you can start using Zelle without downloading a separate app.
However, Chase isn’t the only major bank that supports this P2P money transfer service. Compare more top banks that work with Zelle.
See how to earn up to $1,500 when you open a new Capital One savings or checking account with qualifying deposits.
PNC is compatible with Zelle and is easy to integrate. See a step-by-step guide on how to use Zelle with your PNC bank account.
The $500 Axos Bank bonus is now expired, but you can still earn $50 per qualifying referral, plus up to $400 with a new business account.
Discover only offers a bonus on its savings account, and it has a high deposit requirement. See how to get it here.
Earn a checking account bonus of $200 by getting the Upgrade Card and making 3 qualifying transactions.
Earn $25 with Varo by referring a friend. See the fine print on how to earn this bonus here.
Chime offers a competitive $100 referral bonus and a $100 direct deposit bonus when you meet certain requirements. See details here.
SoFi offers several bonus offers, including a direct deposit bonus, welcome offers and referral bonuses. See how to snag up to $300.
Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.
