Bask Bank Interest Savings Account is a small, online bank with just two savings accounts. Both products are solid, with the Interest Savings Account offering an excellent APY. The savings account you choose comes down to which type of reward you want to earn on your deposit.
Bask’s Interest savings account offers an impressive 4.65% APY with no balance requirements or deposit requirements. This is one of the highest APYs available on a savings account, thrusting it into consideration as one of the top contenders for savings accounts.
Bask Bank’s APY is quite generous given the lack of minimum deposit required to open the account and lack of account fees. Interest also compounds daily which helps grow your deposit faster.
Bask’s Mileage Savings is a unique take on the traditional savings account. It’s best for American Airlines loyalists who want to earn AAdvantage miles on their savings balance. You’ll earn 2.5 American Airlines AAdvantage miles for every dollar you deposit into the account — an unusual perk. The miles accrue daily and are awarded monthly, based on your average monthly balance.
There’s no cap on the number of miles you can earn, so you can watch them build up and rollover into your AAdvantage account each month. The account has no fees or minimum balance requirements, so you’re free to use your funds as you wish.
But it doesn’t earn interest, which is a standard feature found among all savings accounts. Unless you regularly fly with American Airlines, you’ll earn more with Bask Bank’s Interest Savings account.
Bask Bank is smaller than other banks on the market, though has been backed by Texas Capital Bank since 1999.
Bask Bank isn’t a bank that can fulfill all of your banking needs. But the products it does offer are solid or otherwise fulfill an interesting niche.
The Finder Score crunches over 250 savings accounts from hundreds of financial institutions. It takes into account the product's interest rate, fees, opening deposit and features - this gives you a simple score out of 10.
To provide a Score, Finder’s banking experts analyze hundreds of savings accounts against FDIC-reported national averages as a baseline. Accounts with rates well over the national average are scored the highest, while accounts with rates well below are scored low.
You can contact Bask Bank customer service in the following ways.
Bask Bank Interest Savings Account is one of the top choices available on the market for savings accounts thanks to its leading 4.65% APY and lack of minimum deposit or balance requirements. However, Bask Bank lacks other products of note, so you’ll need to look elsewhere for your checking needs. You can compare more high-yield accounts to find a bank that best fits your needs.
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