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Apps like Cash App

Cash App is one of the most popular P2P money apps, but there are many others like it.

With over 50 million users, the popular money app Cash App lets you send cash to friends and family quickly without any fees. It also has a debit card with no monthly fees, and you can file your taxes, invest in stocks and crypto and even set aside money for savings. However, Cash App gets a bad rep because scammers tend to flock to it. It also doesn’t have physical branches, and its customer support live phone line has limited hours.

Cash App’s top competitors are PayPal, Venmo and Zelle. It’s also common for people to have several peer-to-peer (P2P) payment apps to send money to a variety of folks — most are free, after all. If your friends or family don’t use Cash App, or you want something else entirely, here are other apps like it.

6 apps similar to Cash App

Alternative for most similar

Venmo card

Read review
Fee$0 per month
Minimum deposit to open$0

Alternative for $0 monthly fees

Chime® Checking Account

Go to site
on Chime's secure site
Read review
Fee$0 per month
Minimum deposit to open$0

Alternative for cash back debit card

PayPal Debit Card

Go to site Read review
Fee$0 per month
Minimum deposit to open$0

For sending money in other currencies

Zelle®

Fee$0 per month

Alternative for Apple users

Apple Pay

Fee$0 per month

How Cash App compares

Cash App is one of the most popular P2P apps available — for good reason. It’s free to download and send money to other users, offers a free prepaid card that’s linked to your Cash App balance, has an investing platform, get discounts on select purchases with your Cash App Card using its Boost feature and so much more. Cash App also supports debit and credit cards from Visa, Mastercard, Amex and Discover, and some prepaid cards are also accepted.

However, it doesn’t support ATM cards, PayPal or business debit cards, and Cash App can’t really do international payments. You can send money to UK Cash App users and vice versa, but nowhere else. It also doesn’t have 24/7 customer support, and its reviews are riddled with stories about users attempting to recover their funds after falling victim to a scam.

Pros

  • Free to download and use
  • Prepaid card linked to balance
  • Discounts on purchases with Boost
  • Stock and crypto trading

Cons

  • Limited customer support hours
  • No international payments, except UK
  • Thousands of customer complaints

Frequently asked questions

Can I use Cash App with a credit card?

Yes, you can link your credit card to Cash App as a funding source. Cash App supports debit and credit cards, as well as bank accounts and some prepaid cards.

Can you send money from Venmo to a credit card?

No, you can’t send money directly in the Venmo app to someone using a credit card. You can, however, add a credit card to your Venmo account to send or add funds to your Venmo balance.

Are there cash advance apps that work with Cash App?

Yes, many cash advance apps work directly with Cash App. A few include Chime, Brigit and EarnIn.

Why is Cash App shutting down accounts?

Cash App is still very much an active and popular P2P money app and is not shutting down at the time of writing. Cash App may cancel transactions if it deems them suspicious or fraudulent, and it may ask you to confirm or deny suspicious activity.

In the past, users have shared experiences with Cash App closing accounts due to being flagged for suspicious activity or for violating Cash App’s guidelines. Other users have also claimed that various scams, with fake Cash App “representatives” asking them to confirm their identity to keep their account open, which is a common money transfer phishing scam. Contact Cash App directly if you receive suspicious emails or communications from someone claiming to be from Cash App. 18>

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To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.
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Editor, Banking

Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

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Bethany has written 424 Finder guides across topics including:
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