Uphold Crypto Review
- Fiat currencies
- 27
- Supported assets
- 253
Our verdict
Trade 300+ digital assets and commodities with a user-friendly interface — but no staking.
Uphold is a great choice for beginners, thanks to its simple interface, easy signup process and clear fee structure. You can trade over 300 digital assets, fiat currencies and commodities — plus more than 250 cryptocurrencies — right from the mobile app or desktop version. However, experienced traders might find it lacking as it doesn’t offer advanced analytics. Also, while there are no trading fees, the spreads can get pricey, especially for assets with low liquidity or during volatile markets.
Pros
-
Wide range of digital assets
-
Intuitive UI interface
-
Straightforward trading structure
Cons
-
Lacks advanced trading tools
-
No equity trading available
-
No staking in the US
Details
Product details
| Product Name | Uphold - Digital Asset Platform |
| Fiat Currencies | USD, GBP, AUD, EUR, CAD, CNY, JPY, SGD, INR, NZD & 17 more |
| Cryptocurrencies | BTC, ETH, XRP, BCH, EOS, LTC, ADA, XLM, TRX, NEO, USDT, USDC, DAI & 240 more |
| Deposit Methods |
Bank transfer (ACH) Bank transfer Credit card Debit card Wire Apple Pay Google Pay |
| Trading Fee |
Most stablecoins and large FXs: 0.25% Altcoins: 1.9–2.95% BTC, ETH stablecoins: 1.4–1.6% Precious metals: 1.9–2.95% |
| Deposit Fees |
Deposits via debit card, credit card or Apple/Google Pay: 3.99% Wire transfer below $5,000: $20 Other methods: No fees |
| Withdrawal Fees |
For Fiat: ACH Instant: 1.75% Debit card, Apple Pay Instant: 1.75% Other withdrawal methods: No fee For Crypto: DAG, XDC, BTG, SGB, FLR, TRX, SOLO, CSPR, COREUM, KAS: $0.99 Other crypto assets: Depends on the asset |
Uphold is best for beginners trading a range of assets
Uphold is a solid platform for beginner investors looking to build a diverse portfolio on one platform. It allows users to invest in multiple asset types and provides a transparent fee structure alongside an intuitive interface.
What we like about Uphold
Uphold stands out for its portfolio diversification, with access to over 250 cryptocurrencies, 20 national currencies and three precious metals: gold, silver and platinum. Users can build a diverse portfolio beyond traditional investments all in one platform.
Another big advantage is Uphold’s one-step trading feature. Unlike many platforms that require you to convert assets into USD before making a trade, Uphold lets you directly trade between different asset types. For example, you can seamlessly swap bitcoin for gold or euros without extra steps, saving time and simplifying the trading process.
Uphold also boasts a transparent fee structure, so users generally know what they’ll pay for each transaction. This level of transparency can make it easier to budget and plan trades.
Where Uphold falls short
Experienced traders who rely on in-depth market analysis and customizable tools to make decisions may be left disappointed. Uphold lacks the sophisticated analytics and charting features of competitors like Kraken Pro and Gemini’s ActiveTrader.
Another downside is Uphold’s high spreads, which can reach up to 3%. These spreads may climb even higher for newly listed assets or during periods of high market volatility. This expense can significantly impact profits for traders who frequently buy and sell assets.
Users have also criticized Uphold for slow transfers and delayed responses from customer support.
Is Uphold legit?
Uphold features all the industry standards in terms of security. The platform uses KYC (Know Your Customer) verification, a process that helps prevent fraud by requiring users to provide a valid photo ID to sign up. Uphold also employs two-factor authentication to protect your account even further. Your assets are predominantly held in cold storage, minimizing the risk of hacks and security breaches.
That said, Uphold uses online storage for cryptocurrency funds since those assets aren’t covered by the FDIC, SPIC or other regulations. Any cryptocurrency you own on Uphold’s app may not hold the same level of security as fiat currencies, precious metals and other traditional financial assets on the platform.
Also, Uphold recently settled a class-action lawsuit that claimed the platform accessed customer accounts without authorization and withdrew funds without permission. While Uphold denied any wrongdoing, it agreed to a settlement, including a $500,000 fund for affected users.
Listed Uphold Crypto Exchange Assets
The Uphold platform features over 250 cryptocurrency assets, including stablecoins, major tokens, emerging coins and more.
Top 20 market cap assets on Uphold
Uphold allows users to buy and trade all top 20 cryptocurrencies by market cap, as of December 2024.
- BTC
- ETH
- USDT
- SOL
- BNB
- XRP
- DOGE
- USDC
- ADA
- TRX
- AVAX
- TON
- SHIB
- XLM
- DOT
- LINK
- BCH
- SUI
- PEPE
- NEAR
All Uphold Crypto Assets
How to sign up for Uphold
Creating an Uphold account takes only a few minutes. However, verifying your identity may take up to 24 hours, as the platform uses KYC and AML (anti-money laundering) policies and compliance procedures.
To sign up for Uphold, follow these steps:
- Download the Uphold app for Android or iOS, open it and select Sign Up.
- Enter your personal data, including email, country of residence, physical address and phone number.
- Review the terms of use and user policies.
- Provide your income, employment status and intention to use the platform.
- Upload a photo of your personal ID to verify your identity.
Uphold reviews and customer experience
| BBB accredited | No |
|---|---|
| BBB rating | F |
| Trustpilot score | 2.8 out of 5 stars, based on 9,375 customer reviews |
| App Store Score | 4.7 out of 5 stars, based on 65,900 customer reviews |
| Google Play Score | 3.6 out of 5 stars, based on 57,000 customer reviews |
| Customer reviews verified as of | 06 January 2025 |
What do people on Reddit say?
Customer feedback on Reddit is mixed. Positive reviews praise Uphold’s wide range of assets and user-friendly interface, while negative reviews center around high fees and slow responses from customer support.
Reddit users also have divided opinions on Uphold’s KYC and security measures. Some find them excessive, claiming they had to resubmit their information several times a year. Others appreciate the platform’s high level of security.
Compare Uphold to other platforms
Compare similar platforms by available asset types, trade fees and minimum deposit requirements. Select Go to site to sign up for an account.
Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
Your reviews
Julia Finder
Contributor
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fayemanuel Finder
August 13, 2019
Hi Claudia,
Thanks for contacting Finder.
I’m sorry to hear your news. As we know, cryptocurrency does have a lot of process involved once you have invested on it.
For this matter, they might need more information on what is evidently happening to your money. We recommend for you to contact Uphold. They might have a customer support team who can help you about your concern and discuss with them in detail what is happening to your money.
Hope this helps!
Would you need additional assistance please feel free to chat with us using the chat box at the lower right hand corner of the page.
Regards,
Faye
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Elio
March 04, 2019
When will Uphold Cryptocurrency Platform be available in New York?
Joshua Finder
March 05, 2019
Hi Elio,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
Uphold Cryptocurrency Platform is available in the United States and thus, it should be available in New York as well. Moreover, it is worth noting that this platform is also available to users in over 180 countries.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
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Mahambet
December 28, 2018
Does Uphold support Mongolia?
Charisse Finder
December 29, 2018
Hi Mahambet,
Thanks for reaching out to finder.
Yes, Mongolia is one of Uphold’s supported countries. If you are a member, you can hold, trade, and withdraw values using their platform.
I hope this helps.
Cheers,
Charisse
Sean
September 22, 2018
I know there is a daily limit for usd withdraw. But what about xrp? If I decide to cash out then can I withdraw any amount at once? The market fluctuates so it would be ideal to withdraw all at once in order to avoid the value dropping.
Joshua Finder
September 25, 2018
Hi Sean,
Thanks for getting in touch with finder. I hope all is well with you. :)
According to our table, there’s no specific maximum withdrawal limit for XRP. However, there’s minimum withdrawal limit which is 0.001 XRP.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
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CLAUDIA
August 12, 2019
I am having serious problems with uphold.com . They are not responding to my emails. I have 4600 EUR stuck in the account and they refuse to refund them! The money was sent from my bank account I want them refunded in the same account. I don’t know what to do! Please advise !