Zilch store list: Which UK shops accept Zilch as a payment method?

Get it now and pay later at these UK stores that accept Zilch!

Top UK stores that offer Zilch Browse now
How does Zilch work Find out more

Zilch is a virtual payment card that allows users to shop now and pay later for goods at thousands of online stores.

The best thing about Zilch is that it can be used at almost any online store, regardless of whether or not the retailer is partnered with Zilch itself. The below retailers offer Zilch as a payment method for free, but other online retailers may charge you a fee of £2.50 to use the platform.

Top shops that offer Zilch

Retailer
Link
Category
Miscellaneous
Department store
Department store
Unisex
Beauty
Womens
Mens
Coast
Shop Now
Womens
Home & garden
Beauty
Home & garden
Miscellaneous
Department store
Beauty
Miscellaneous
Beauty
Shoes
Beauty
Womens
Beauty
Beauty
Department store
Beauty
Miscellaneous
I Saw It First
Shop Now
Womens
Beauty
Gifts
Sports & outdoors
Womens
Beauty
Beauty
Home & garden
Beauty
Womens
Womens
Miscellaneous
Miscellaneous
Womens
Womens
Sports & outdoors
Hobbies & entertainment
Womens
Sports & outdoors
Womens
Womens
Sports & outdoors
Miscellaneous
Mens
Department store
Miscellaneous
Unisex
Home & garden
Hobbies & entertainment

How does Zilch work?

Zilch is slightly different to other buy now, pay later services (such as Klarna and Clearpay) in that you will be given a virtual Zilch card. In order to use it, select your chosen store on Zilch’s website, activate the card for that store and then start shopping! After that, you can order your goods with the Zilch card and the total cost of your shopping will be divided into four even chunks. At the time of purchase, 25% of the total order cost will come out of your attached payment method. The remaining 75% of the total will be taken from your account every 2 weeks (over a period of 6 weeks) at 25% each time.

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  • Late repayments can cause you serious money problems. For help, contact the MoneyHelper.

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Georgia-Rose was a publisher at Finder.com and specialised in shopping and travel. She previously worked in retail and tourism and travelled extensively on a budget. See full bio

Georgia-Rose's expertise
Georgia-Rose has written 10 Finder guides across topics including:
  • Annual sale events (Black Friday, Boxing Day)
  • Buy now, pay later services
  • Affordable fashion & beauty trends
  • Travel industry trends

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