This sporty coupe was a staple of the Toyota brand between 1971 and 2006. It handles well and comes with a powerful 1.8-litre engine. In this guide, you will learn everything you need to know about insuring this vehicle.
Which insurance group does the Toyota Celica fall under?
All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Toyota Celica models range from insurance group 27 to 33, meaning the car insurance will cost slightly above average to insure.
The costs will vary slightly between different Toyota Celica models. As an example, a 30-year-old driver in an average postcode could pay around £831 for cover on a Toyota Celica 1.8 VVTi 3d that is in insurance group 27 or around £769 for a Toyota Celica 1.8 VVTLi T Sport 3d that is in insurance group 33. This is an example of the premium pricing you can expect when one car is in a higher insurance group.
You can find the insurance group, and likely cost, of your Toyota Celica model in the table below.
These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).
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There are other factors that affect the cost of your car insurance premiums, and location is one of the biggest.
To show you an example of how impactful your address can be, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Toyota Celica 1.8 VVTi 3d.
Expensive: £2,202 (London SE1)
Average: £831 (Newcastle NE1)
Cheap: £962.14 (Galashiels TD1)
These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).
Which factors affect my Toyota Celica insurance rate?
Along with a vehicle’s insurance group, here are some more key factors that impact your insurance costs:
Engine type and capacity. Cars with larger engines typically cost more to insure. That’s because larger engines cost more to repair or replace. However, in this case, all models of the Toyota Celica have a 1.8-litre engine, meaning this won’t be a factor that affects the premiums.
Driver location. Insurers will factor in the likelihood of you making a claim on your policy, based on previous data. This will play a role in the size of the premium offered to you. A 30-year-old in central London may pay £1,600 for insurance for a Toyota Celica 1.8 VVTi Blue 3d, while the same 30-year-old in Newcastle may only pay £680.
Driver age. The youngest drivers statistically represent a bigger risk to insurers, and that’s why they are charged higher premiums. Here’s an example. The average 20-year-old driver in London may pay £27,963 for the Toyota Celica 1.8 VVTLi T Sport 3d, while the average 40-year-old Londoner will only pay £1,699. This huge gap between a 20-year-old and a 40-year-old is not uncommon, regardless of the vehicle they are trying to insure.
Other factors that influence the cost of your insurance include:
Car insurance may be an obligatory purchase, but that doesn’t mean it needs to break the bank. Here are some tricks you can try to lower the cost of your premium.
Limit your car usage (where possible). When you limit your annual mileage, you are deemed as being less of a risk of making a claim and will often be rewarded with a lower premium.
Pay annually rather than monthly. When you make a big upfront payment, you avoid having to pay interest on monthly instalments.
Install extra safety precautions. Extra safety features lower the risk of you having to make a claim on your policy, and you’ll often be rewarded with a lower premium when you install them.
Shop around for the best deal every year. Use price comparison websites to find the best deal for insuring your vehicle. You’ll usually get a better deal if you switch away from your existing provider.
Bottom line
There are plenty of editions of the Toyota Celica that have hit the UK roads since its initial release in the 1970s. For all of them, you’ll pay below the average rate to insure it – and the tips in this guide will help you reduce your premiums even further.
Frequently asked questions
Depending on the model version, Toyota Celicas can reach top speeds of 127 mph.
In its Euro NCAP tests, this vehicle rated as four stars out of five for protecting adult and child occupants.
The UK standard car tax rate starts at £140 per year. However, you might pay more or less depending on your car’s emissions.
Toyota is no longer producing new Celica models. However, you can pick up second-hand models online or directly from previous owners.
All models come with a 1.8-litre engine.
It’s an eye-catching coupe with great handling and a powerful engine. You’ll enjoy driving this vehicle.
You can compare the costs of insuring this vehicle on any price comparison website.
This depends on the specific model of Toyota Celica you have, the insurance group it falls under and your own personal situation. Toyota Celica models can be found in insurance groups ranging from 27 to 33. This means this vehicle will cost slightly more to insure than the average car.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’24). 51% of car insurance customers could save £523.17
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio
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