Ever wondered who would come out on top in a battle between Trading 212 vs interactive investor (ii)? Well, read on to find out how they compare for features, fees and much more.
Trading 212 and interactive investor (ii) are two of the most popular investing platforms available to UK retail investors. So, it make sense to pit Trading 212 vs ii against each other in a head-to-head battle.
Both ii and Trading 212 offer a huge range of investments and plenty of account options, including a stocks and shares ISA. So, check out our breakdown of Trading 212 vs interactive investor and hopefully this will help you pick who’s best, depending on what’s most important to you – whether that’s fees, investment choice, account types or anything else.
Trading 212 vs interactive investor: At a glance
Finder score
★★★★★
★★★★★
Customer satisfaction survey
★★★★★
★★★★★
Stocks and shares ISA available?
FSCS protected?
Fees score
★★★★★
★★★★★
Keep in mind
Capital at risk. 78% of retail CFD accounts lose money
Trading 212 and interactive investor both have excellent Finder scores, with interactive investor scoring a solid 4.1 out of 5. However, Trading 212 has the highest Finder score across all platforms with a high 4.684.3 out of 5.
However, where the platforms go different ways is with the fees score. Trading 212 has a superb 5 out of 5, whereas interactive investor has a much lower 2.7 out 5.
Round 1: Products
General investment account
Stocks and shares ISA
Lifetime ISA (LISA)
Pension (SIPP)
Junior ISA (JISA)/Junior SIPP (JSIPP)
Interest on cash balances
Keep in mind
Capital at risk. 78% of retail CFD accounts lose money
In this category, interactive investor wins hands down.
Trading 212 offers a general investment account (GIA) and a free stocks and shares ISA. You can also earn a decent rate of interest on any cash held with Trading 212.
Although Trading 212 offers a solid selection of over 13,000 investments, this pales in comparison to the interactive investor’s selection of over 40,000 assets.
The only major downside with interactive investor is that it doesn’t offer the option to buy or sell fractional shares.
This is an easy win for Trading 212 which scores pretty much flawlessly for fees. There’s no fee to open or hold an account, there’s no commission fees to buy or sell investments, you can use an ISA for free, and its 0.15% FX fee is one of the lowest around.
interactive investor (ii) on the other hand charges a flat monthly fee to hold an account and there’s a commission of at least £3.99 to buy or sell investments. However, you can avoid paying this commission by setting up a regular monthly investment.
Winner: Trading 212
Round 4: Ease of use
Ease of use score
★★★★★
★★★★★
Apple iOS rating
4.6/5
4.4/5
Google Play rating
3.9/5
4.4/5
Ways to contact customer service
Phone, email and in-app chat
Phone, post and secure in-app messaging
UI/UX
Good
Good
Desktop or web access
Mobile app
Keep in mind
Capital at risk. 78% of retail CFD accounts lose money
This is a category where both platforms seem similar on paper, the only notable difference is that Trading 212 offers a social investing option with its Pies and Communities.
interactive investor offers some more detailed insights and analysis from its experts but you’ll still likely find all the basic tools you need with Trading 212.
Winner: Trading 212
Overall winner: Is Trading 212 better than interactive investor (ii)?
interactive investor (ii) puts up a good fight with plenty of account options and a mammoth selection of investments.
However, Trading 212 manages to edge a victory with its extremely low fees and easy-to-use platform. This is reflected in the overall Finder score.
Winner: Trading 212
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.
George is a deputy editor at Finder. He has previously written for The Motley Fool UK, Nasdaq, Freetrade, Investing in the Web, MoneyMagpie, Online Mortgage Advisor, Wealth, and Compare Forex Brokers. He's focused on making personal finance and investing engaging for everyone. To do this he draws from previous work and his Level 4 Diploma for Financial Advisers (DipFA), sharing what he’s learnt. When he’s not geeking out about money, you’ll find him playing sports and staying active. See full bio
George's expertise
George has written 176 Finder guides across topics including:
Vanguard and interactive investor (ii) are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in interactive investor (ii) vs Vanguard UK.
Vanguard and Moneybox are both investment platforms with a lot to offer. We compare their fees, features, account types and more – side by side in Moneybox vs Vanguard.
Vanguard and Hargreaves Lansdown (HL) are both investment platforms with a lot to offer. We compare their fees, features, account types and more – side by side in Hargreaves Lansdown vs Vanguard UK.
Moneyfarm and Vanguard are both investment platforms with a lot to offer. We compare their fees, features, account types and more – side by side in Vanguard vs Moneyfarm.
Vanguard and InvestEngine are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in InvestEngine vs Vanguard.
Vanguard and AJ Bell are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in AJ Bell vs Vanguard.
Fidelity and Vanguard are both investment platforms with a lot to offer. We compare their features, fees, account types and more – side by side in Fidelity vs Vanguard UK.
We compare these two digital investment platforms side by side to see how they stack up. We take a look at the products and services on offer as well as the costs and digital experience of each.
Online trading giant eToro lets you buy stocks with no commission, but is it the best option for traders and investors?
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Advertiser Disclosure
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
