Yorkshire Building Society savings accounts and interest rates

Yorkshire Building Society is one of the largest building societies in the UK. It offers a very respectable range of savings accounts to its customers. Yorkshire Building Society's top savings rate of 5.25% is available on one of its regular savings accounts.

Easy access savings accounts

Yorkshire Building Society's best easy access rate of 4.35% is significantly lower than today's market-best rate of 6.89%. Compare more instant and easy access accounts up to 6.89%

Cash ISAs

Yorkshire Building Society's best cash ISA rate of 4.35% is slightly lower than today's market-best rate of 5.32%. Compare more ISAs up to 5.32%

Fixed-rate bonds

Yorkshire Building Society's best fixed-rate bond rate of 4% is slightly lower than today's market-best rate of 4.7%. Compare more fixed-rate bonds up to 4.7%

Regular savings accounts

Yorkshire Building Society's best regular savings account rate of 5.25% is lower than today's market-best rate of 7.5%. Compare more regular savings accounts up to 7.5%

About Yorkshire Building Society

Yorkshire Building Society (YBS) is the third largest building society in the UK, with more than 3 million customers and £53 billion in assets. Much of its growth has been over the last 10 years, with around 1.5 million new members joining from across the UK in that time. It still has its roots in Yorkshire, though, with its headquarters on the outskirts of Bradford.

What is Yorkshire Building Society's best savings account with the highest interest rate?

The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.

Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts Yorkshire Building Society offers, plus the highest interest rate currently available.

Savings account types include	Easy access, cash ISAs, fixed-rate bonds, regular savers
Best easy access rate	4.35%
Best cash ISA rate	4.35%
Best fixed-rate bond rate	4%
Best regular saver rate	5.25%
Fixed bond terms	1 year 1 month - 5 years 1 month
Opening options	Branch, website, post
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Is it easy to open a Yorkshire Building Society savings account?

Some of YBS’s accounts are easier to open than others.

With some of its savings options, you can register online or by post, while with others you have to go into a branch and have a face-to-face meeting.

For those on a budget but looking to squirrel away some money, you can open some accounts with as little as £1.

How do I decide which account is for me?

When comparing savings accounts, consider factors such as whether you want to be able to access your cash easily, or whether you’re happy to leave your money untouched for a while.

Fixed-rate bonds will typically give you a better return, for instance, but you have to put away a lump sum for at least a year – with no option of taking it out early.

Once you’ve worked out the type of account, these are useful aspects to bear in mind when you’re comparing accounts:

• Interest rates
• Fees (if there are any)
• Access to cash (if you need quick access, for instance)

Does Yorkshire Building Society offer online or mobile banking?

Yorkshire Building Society offers online banking and has a mobile app.

Here are some of the basic features of Yorkshire Building Society’s online and mobile banking services:

• See your latest transactions
• Move your money between accounts quickly and easily
• Get in contact with the bank securely
• View your personal details
• Check your account’s interest rate

Yorkshire Building Society customer reviews

In our independent 2024 customer satisfaction survey, 93% of Yorkshire Building Society’s users said they’d recommend the brand to a friend. Customers highlighted the bank’s competitive rates and easy application process. Here’s what some of those Yorkshire Building Society customers had to say:

“The account was easy to open and it’s easy to manage online. The interest rate is also very good”

“Excellent customer service in branch, attractive rates, good range of products, and a user friendly app”

The Yorkshire Building Society app has a rating of 4.7 out of 5 from over 37,700 reviews on the App Store. On Google Play, the app also has a score of 4.7 from more than 8,100 Android app users (updated March 2025).

Reviews are positive on Trustpilot too. The building society has a score of 4.6 out of 5, giving it an ‘Excellent’ rating. Many reviewers comment on the fantastic and professional customer service, although a few had problems opening their account (updated March 2025).

What are the pros and cons of banking with Yorkshire Building Society?

Customer service information for Yorkshire Building Society

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Bottom line

Yorkshire Building Society has a range of different savings accounts on offer – including easy access and fixed-term ones – which means you’re likely to find a savings vehicle to suit your needs. As well as its branch network, you can also manage your savings account through the building society’s online banking service and mobile app.

Be sure to check out our other reviews first, though, to see how Yorkshire Building Society savings accounts weigh up against the competition in terms of rates, fees and perks.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.