TSB savings accounts
TSB offers a broad range of savings accounts with interest rates up to 5%.

TSB is one of the oldest and biggest names in British banking. With 175 branches across the UK, as well as UK-based call centres, TSB may be a good option for those who like a face-to-face relationship with their bank.
TSB's top savings rate of 3.8% is available on one of its fixed-rate bond accounts.
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts TSB offers, plus the highest interest rate currently available.
Savings account types include | Easy access, cash ISAs, fixed-rate bonds, business |
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Best easy access rate | 1.7% |
Best cash ISA rate | 3.75% |
Best fixed-rate bond rate | 3.8% |
Best business savings account rate | 3.3% |
Fixed bond terms | 1 year - 3 years |
Opening options | Branch, website, mobile app, telephone |
FSCS protection |
Didn’t find the account type you were looking for? Check our other guides:
The process of opening a TSB savings account depends on the type of account. Fixed rate bonds, ISAs and instant access accounts can be opened online or in a branch. A Monthly Saver is available to existing TSB current account customers and can be opened online or in-branch if you book an appointment.
Depending on the account, you have the option to manage it online, in a branch, over the phone or in the TSB app.
Firstly, you need to decide what you’re looking for in a savings account. Are you looking for tax-free savings? Do you want to save a regular amount each month or just as and when you can? Or do you have a lump sum you’re happy to lock away for a year or more?
You need to work out what you need before comparing the different offers available for certain types of savings accounts. Once you’ve done that, it’s useful to look at:
Should anything go wrong, all eligible deposits with TSB up to a total of £85,000 per person are guaranteed by the British government. This is what’s known as the Financial Services Compensation Scheme (FSCS), and is the same scheme that protects customers of most, if not all, the major banks and building societies in the UK.
Our Finder Awards celebrate brands that truly stand out in their field, creating innovative personal finance products and providing outstanding service to their customers. TSB is one of these brands and was named our 2024 High Street Bank Green Award winner!
In our independent 2025 customer satisfaction survey, 83% of TSB’s users said they’d recommend its savings products to a friend.
The TSB app has a rating of 4.8 out of 5 from more than 522,000 reviews on the Apple App Store. On the Google Play Store, it has a score of 4.7 out of 5 from around 237,000 Android app users.
Over on Trustpilot, TSB scores 4.3 out of 5 from nearly 27,000 reviews.
These were checked in May 2025.
Email support | |
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Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
Whether you’re looking to save little and often or in big chunks, for yourself or for a child, TSB should have a savings account to suit. However, you should check out our other savings reviews first to see how TSB savings accounts weigh up against the competition in terms of benefits, rates and fees.
All user-submitted reviews must meet our review guidelines. These set out our standards and expectations, including that the review is from by a genuine user of the relevant product or service and that it is honest, authentic and respectful. We explicitly prohibit fake or otherwise misleading reviews and we check all submissions, but we make no guarantee as to the authenticity of any published review or reviewer. Some reviews may be submitted (regardless of sentiment) in exchange for entry into any competition(s) for which we are the promoter.
Via customer survey commissioned by Finder
Links to my own account . Have had interest paid as usual . Easy and effortless. Good customer service
Via customer survey commissioned by Finder
Excellent customer service, good rates, fraud protection
Via customer survey commissioned by Finder
I've been a customer for over 40 years and have always found TSB to be very accomodating.
Via customer survey commissioned by Finder
I have used it for years and had no issues with it
Via customer survey commissioned by Finder
It provides all I need as a savings account
Via customer survey commissioned by Finder
Great savings account with this bank they offer a good service and reward me where applicable.
Via customer survey commissioned by Finder
Good product but needs higher interest rates
Via customer survey commissioned by Finder
All good apart from no branches near by
Via customer survey commissioned by Finder
Its perfect for what i need
Via customer survey commissioned by Finder
Good interest rates
Notice ISAs are a way to make sure your savings are safely tucked away in a tax wrapper, but give you the middle ground between instant access and a fixed-rate ISA.
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A cash ISA is a savings account where you never pay tax on the interest. Use our comparison table to find the best ISA rates – whether you want to lock cash in for a set time or keep it easy access.