Easy access
JN Bank savings accounts review
JN Bank offers a variety of savings accounts with interest rates up to 4.48%.
No reviews yet.
Write a review
JN Bank is a Jamaican member-owned bank, which has been operating in the UK since 1988. The bank subsequently launched its first savings and loan products in the UK in 2020.
JN Bank's top savings rate of 4.48% is available on one of its fixed-rate bond accounts.
Easy access savings accounts
Table: sorted by interest rate
JN Bank's best easy access rate of 3.76% is significantly lower than today's market-best rate of 6.89%.
1 - 1 of 1
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFixed-rate bonds
Table: sorted by interest rate
JN Bank's best fixed-rate bond rate of 4.48% is very slightly lower than today's market-best rate of 4.65%.
1 - 5 of 6
Compare other products
We currently don't have that product, but here are others to consider:
How we picked these
What is JN Bank's best savings account with the highest interest rate?
The best savings account depends on what you want from your savings. If you're after fast access to your money, then an easy-access account should suit you. However, if you're happy to lock your money away for a time to access a higher rate, then a fixed-rate bond is a good option.
Finally, if you're looking to maximise your returns and shield them from income tax, consider an ISA. Below, we've listed the different types of accounts JN Bank offers, plus the highest interest rate currently available.
| Savings account types include | Easy access, fixed-rate bonds |
|---|---|
| Best easy access rate | 3.76% |
| Best fixed-rate bond rate | 4.48% |
| Fixed bond terms | 1 year - 5 years |
| Opening options | Website |
| FSCS protection |
Eligibility criteria
To be eligible for a JN Bank savings account, you will need to:
- be aged 18 or over
- be a UK resident
- have a UK phone number and email address
- have a UK bank account
Savings accounts can be registered in your name only. Joint accounts are not available.
How to apply
You can apply for a JN Bank savings account via its UK website. Simply find the product you want to apply for, then click the “Apply Now” button in the top right of the screen.
Alternatively, you can visit its branch in Brixton, London or call its customer services team on 0808 196 1945 for assistance.
How to contact JN Bank
For general queries, call 0800 328 0387 or send an email to ukrepoffice@janouk.com.
Pros and cons
Pros
- Open an account with just £1
- A good range of fixed-rate accounts
- Manage your account online
- Apply online, by phone or in-branch
Cons
- No ISAs or regular savings accounts
- Joint accounts not available
- Only one UK branch
Customer service information for JN Bank
| Email support | |
|---|---|
| Telephone support | |
| In-app or live chat | |
| Contact form | |
| Branch support |
Bottom line
JN Bank currently offers a competitive range of fixed-term accounts and a fairly decent instant access savings account. Read our savings reviews to see how it weighs up against other savings providers and check if it’s the right choice for you.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
FREE interest rate alerts
Sign up to receive the latest deals, expert tips, and a chance to win £800! (T&Cs)
Error placeholder Click here to sign in
More resources on Finder
More guides on Finder
-
Working from home statistics: How many people work from home?
Our research found that 41% of Brits work from home at least some of the time as of March 2025. We look at who is working from home and how working from home affects productivity.
-
Compare savings accounts with compound interest
We look at the definition of compound interest, what it concretely means and how you can use it to grow your savings more quickly.
-
Offshore savings accounts
Learn how offshore savings accounts work, which taxes you need to pay and how to score the best deal.
-
Halifax savings rates review, from savings accounts to ISAs
Whatever you’re saving for, find the right Halifax savings account for you. Our detailed guide walks you through which of Halifax’s savings accounts is for you.
-
Tesco Bank savings rates
Learn about the savings options at Tesco Bank, from ISAs to fixed rate savings. We highlight Tesco Bank savings accounts’ features and pros and cons.
-
Santander savings accounts
Our guide to Santander’s savings accounts. From ISAs to regular savings, from fixed-term to junior saving accounts, Santander might have the option for you.
-
Yorkshire Building Society savings accounts and interest rates
Yorkshire Building Society offers a range of savings accounts. If you’re looking to save, see our guide for more.
-
Nationwide savings account rates compared
Nationwide’s savings account options explained. Whether you’re happy to tie up your money or need instant access, we’ve covered the options.
-
Best Post Office savings account rates evaluated
Read about the Post Office and the savings accounts they offer. Find out more about the services Post Office Money provide, and see if they are right for you.
-
Barclays savings rates
Whatever you’re saving for, big or small, Barclays Bank offers a full range of savings accounts. Our guide takes you through the full range.