Easy to set up, according to customers
Covers cats and dogs onlyArgos offers insurance policies for both feline friends and canine companions. See how they work and compare policies now.
Argos is a British retailer that was founded in 1972 and is currently a subsidiary of Sainsbury’s. Along with its retail operations, Argos also offers financial products including credit cards and has offered pet insurance since 2002.
Argos offers pet insurance for both dogs and cats, with three levels of cover available.
These are:
Some of the features of this policy are:
The features of the policy include:
It includes:
Argos’ pet insurance policies offer cover for a number of different risks and incidents. The things you can claim will vary based on the level of cover you get, and the claim limits will also vary between policies. This is the level of cover offered by each policy:
| Benefits | Silver | Gold | Platinum |
|---|---|---|---|
| Veterinary fees | £2,500 | £4,000 | £7,000 |
| Complementary treatment | Five hydrotherapy sessions for each condition | Five hydrotherapy sessions for each condition | Five hydrotherapy sessions for each condition |
| Third party liability (dogs only) | £1 million | £1.5 million | £2 million |
| Accidental damage | N/A | £500 | £500 |
| Boarding fees | £150 | £500 | £1,000 |
| Theft or straying | £250 | £750 | £1,500 |
| Advertising and reward | £250 | £750 | £1,000 |
| Death from accident | £250 | £750 | £1,500 |
| Death from illness | £250 | £750 | £1,500 |
| Holiday cancellation | £250 | £1,500 | £3,000 |
| Food | N/A | N/A | 4 weeks |
| Cremation | £100 | £100 | £100 |
Argos pet insurance also offers travel cover in countries that are members of the PETS travel scheme. This includes:
| Benefits | Silver | Gold | Platinum |
|---|---|---|---|
| Quarantine costs | £150 | £500 | £1,500 |
| Loss of healthcare certificate | £250 | £250 | £250 |
| Tick and worming treatment | £150 | £250 | £1,000 |
| Emergency expenses abroad | £150 | £250 | £1,000 |
You can get kitten and puppy insurance for pets that are at least 8 weeks old, and also get 24-hour medical advice from the Argos vetfone.
Argos currently does not offer cover for pets other than cats and dogs. Argos pet insurance does not protect against any pre-existing conditions your pet may have, and will only cover dental work that is the result of an accident.
You’ll receive a 10% discount if you insure more than one pet under the same policy, and you can insure up to 10 pets on the one policy.
Your insurance excess is the amount you pay each time you make a claim. This is in addition to the insurance premium you pay as part of your policy.
The size of your excess will depend on the level of cover you have, the age of your pet and the nature of your claim. There is a standard £65 excess fee for each vet visit across all levels of cover, but you can choose to pay a voluntary excess of £25, £50 or £100 in order to cut the cost of your premium.
You will also need to pay a £100 excess for any third party liability or accidental damage claim.
You can make a claim by downloading a claim form from the Argos pet insurance website. You will then need to send the form to claims@argospetinsurance.co.uk or by mailing the form to Argos Pet Claims, Freepost – RSTK-EEBG-CJYS, PO BOX 1364, Peterborough, PE2 2RA. You can also phone the Argos call centre on 0345 078 7500.
You will need to provide the following information:
Argos Pet Insurance aims to assess your claim within 5 working days, but some claims may take up to 15 days. You can track the progress of your claim online.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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