finder Lending Innovation Awards 2018
Overview
The awards recognise the most significant innovations in the marketing and delivery of lending products. This year’s winners were announced at Innovate Lending on 27 September.
Personal Loans Innovation
Shortlist:
Joint winners:
Revolut and Lending Works have demonstrated the potential of fintech alliances to pioneer innovative and efficient services to the next generation of borrowers.
Business Loans Innovation
Shortlist:
Winner:
iwoca offers offer superb flexibility and control for its customers, who can draw down loans when it suits them, top up during the loan if they need to, or repay early and save on interest.
Mortgages Innovation
Shortlist:
Winner:
Dashly is pushing boundaries for homeowners – continually estimating the value of your property (which is significant for LTV, influencing which mortgages you could be eligible for) while checking the mortgage market daily to see if you’re eligible for better products.
Credit Cards Innovation
Shortlist:
Winner:
Curve helps consumers to get more from their cards – reducing the number of cards they need to carry, tracking spending, cutting out foreign transaction fees and even earning cashback.
Short Term Loans Innovation
Shortlist:
Winner:
Drafty provides an easy-to-use line of credit to give short term borrowers an alternative to high-interest payday-style loans, with control, flexibility and competitive rates.
Peer-to-Peer Loans Innovation
Shortlist:
Winner:
Zopa is simultaneously bringing trust to the P2P space and disruption to traditional lending, with competitive rates on flexible loans.
Methodology
A finder panel of money experts reviewed each of the providers and scored the provider against a number of innovation criteria. Each criterion was scored out of 10, the winner being the provider with the highest overall score.
Innovative – is it just a good idea or a rocket ship set to revolutionise the industry?
Unique – is it a me-too product or a one-of-a-kind trailblazer?
Impact – a moderate success or a shooting star that everyone is talking about?
Value – ticked a box or delivered a significant material benefit to the customer?
More resources on Finder
More guides on Finder
-
Finder Personal Loans Customer Satisfaction Awards 2025
The results of the Finder Customer Satisfaction Awards 2025 are in, and the winner of the personal loans category has been decided.
-
Find the best emergency loan
If you need to borrow funds in a hurry to cover an unforeseen expense, this guide explores your options.
-
Wollit review
Wollit is a credit building service that aims to help improve your credit score by reporting your monthly plan payments to the UK’s 3 major credit reference agencies.
-
JN Bank personal loans review
JN Bank offers personal loans with a focus on flexible repayment options, but what rate can you expect?
-
Methodology for personal loan ratings
You’ll find customer satisfaction star ratings on some of our personal loans provider reviews. Here’s how we came up with them.
-
Gambling statistics: How many people gamble in the UK?
44% of Brits have gambled at least once in 2023. We unpacked the latest statistics to see what we are gambling on and how much we spend.
-
Loqbox review
Looking to build your credit score at no cost? Loqbox is an innovative new service designed to do just that.
-
The best personal loan rates in the UK
Looking for a personal loan? Read the definitive guide to find out how to compare interest rates, fees and features to find the right loan for you. There’s a range of loans available to apply for – we’ll help you find the right one.
-
Get a £25,000 personal loan with the best rate
Compare live rates, fees and eligibility criteria from a range of lenders to get the right loan for your needs at the lowest overall cost.
-
Compare £1,000 loans
Experiencing unexpected costs and considering a £1,000 short term loan? Use our in-depth guide to compare rates between lenders and get a fast and simple estimate of costs.