Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Late repayments can cause you serious money problems. See our debt help guides.
Important: Clydesdale Bank has now joined forces with Virgin Money. If you’re an existing customer, you can still manage your loan as normal. If you’re a new customer, you can take out a loan with Virgin Money.
Established in Glasgow in 1836, Clydesdale Bank is one of Scotland’s largest banks, with 67 branches and a network of private banking centres. Along with Yorkshire Bank, it is part of the independent banking group CYBG PLC.
In October 2018, both Clydesdale Bank and Yorkshire Bank were taken over by Virgin Money and now operate as part of the Virgin Money brand.
Virgin Money personal loans are only available to existing customers who have a Virgin Money current account or are a Clydesdale Bank or Yorkshire Bank customer. You’ll need to have a good credit rating to be considered. If you’re approved for a personal loan with Virgin Money, it acts as a lender, not a broker – you’re borrowing from it directly.
An extra financial boost could help you pay for home improvements, a wedding or the holiday of a lifetime. Paying a large amount at one time can be difficult, but Clydesdale Bank can help you pay the money back over a set period with a competitive and flexible fixed-rate personal loan. It’s quick and simple to apply online at the Clydesdale Bank website.
All lenders must calculate the APR of their products in the same way and must tell you the APR before you sign an agreement. So for consumers, it can be a handy tool for comparison.
Bear in mind, however, that lenders are only obliged to award this rate to 51% of those who take out the loan – the other 49% could pay more. That’s why it’s often referred to as the representative APR.
You should only apply for a Clydesdale Bank personal loan if you’re certain you can meet the repayment terms. You must also:
New customers can make a loan application with Virgin Money.
You need to provide:
If you are self-employed, you will be asked to provide 3 years of accounts (or 2 years with a 3rd year projected by an accountant).
Clydesdale Bank has received mostly negative reviews from customers, according to review site Trustpilot. It currently has a rating of 1.2 out of 5, based on over 330 reviews (updated July 2023). Some customers cited poor customer service and delays in their reviews.
Abound (formerly Fintern) is a UK lender that promises to offer borrowing “reinvented”, with affordable tailored loans.
Considering an M&S Bank personal loan? Use our calculator to work out how much you’ll pay back and how M&S holds up against the competition.
Novuna (formerly Hitachi) Personal Finance is not a bank – it’s a simplified, online finance provider from Japan that makes instant decisions on personal loans. Check out whether Novuna could be the yin to your financial yang.
Planning a large expenditure like some home improvements, a wedding or a new car? Looking to simplify existing debt? Then an unsecured personal loan could help you. Here are some popular UK lenders that we review and compare.
Compare Post Office fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.
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Find out more about M&S unsecured personal loans of between £1,000.00 to £25,000.00 Enjoy a fixed rate, no setup fees and the option to defer repayments for the first three months.
Find out all you need to about personal loans from the AA. Fast, simple comparison with a range of UK lenders.
Compare Halifax fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.
Compare NatWest fixed-rate personal loans against products from a range of UK lenders. Apply online and secure a competitive rate.