Pensions

Saving enough money to guarantee yourself a comfortable retirement can be complicated. If you’re thinking of investing, a SIPP can be a viable option.

Do you have a final salary or career average pension? If so, you’re in a minority. We explain the ins and outs of defined benefit pensions.

Our guide explains everything you need to know about SIPP inheritance tax and how the tax rules work if you inherit a pension.

The main differences between SIPPs and standard personal pensions are investment choice and price.

Moving multiple pensions into one scheme could cut costs and save time. We explain the pros and cons of consolidating your pension.

In this guide, we take a look at pension beneficiary rules and how to make sure the right person inherits your pension.

We outline the pros and cons of Moneyfarm’s personal pension to help you decide if it’s the right home for your retirement savings.

We give you the lowdown on when you can access the money in your pension pot, the various ways to take money from your pension and how pension freedoms work.

You can use this calculator to find out how much tax on pension contributions you may be able to reclaim from HMRC if your pension scheme uses ‘relief at source’.

Use our simple guide to understand how much state pension to expect, how it’s calculated and if you can boost it.