Sites like Fernovo

Fernovo offers instalment loans, and smaller payday loans. See what the competition looks like.

Fernovo, formally known as Quidie, is a direct lender (not a broker) providing fast, straightforward, payday and instalment loans of up to £1,000 online.

Our tool at the end of this page allows you to compare the cost of payday or short-term loans from multiple lenders. Alternatively here are some sites providing loans similar to Fernovo:

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.

Please note: High-cost short-term credit is unsuitable for sustained borrowing over long periods and would be expensive as a means of longer-term borrowing.

NameEstablishedLoan types
Fernovo Short Term Loan Fernovo Short Term Loan 2017 Instalment Loans More info
Lending Stream Instalment Loan Lending Stream Instalment Loan 2008 Instalment loans Go to site
Moneyboat Short Term Loan Moneyboat Short Term Loan 2011 Instalment loans Go to site
QuidMarket Short Term Loan QuidMarket Short Term Loan 2011 Instalment Loans Go to site
Conduit Short Term Loan Conduit Short Term Loan 2012 Instalment loans Check eligibility

Compare the cost of payday lenders

Table: promoted deals, sorted by total payable

As well as comparing short-term loans with other types of credit, it’s a good idea to shop around and compare a range of lenders before you apply for a loan. You can use the table below to get an idea of how much the loan that you have in mind might cost.

How much do you need to borrow?


How long do you need to borrow for?


1 - 5 of 5
Product UKFSL Available Amounts Monthly repayment Total payable Link
£50 to £3,000
Go to site
View details
Representative Example: Assumed credit limit: £1200. Representative 96.2% APR (variable). Annual interest rate 69.4% (variable).
£300 to £1,500
Go to site
View details
Representative example: Borrow £300 for 3 months - Interest payable £154.38 - Total amount payable: £454.38 in 3 instalments - 3 payments of £151.46 - Representative 1303.10% APR - Interest rate 292% per annum (fixed). Repayment periods are 3 months to 6 months, Additional options may be available to you as a repeat customer. Total Maximum APR 1625.60%
£100 to £1,000
Check eligibility
View details
Representative Example: If you borrow £500 over 6 weeks at a Representative rate of 497% APR and an annual interest rate of 23.1% (fixed), you would pay 1 payment of £615.50. The total charge for credit will be £115.50 and the total amount payable will be £615.50.
£200 to £1,500
Go to site
View details
Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%.
£50 to £1,500
Go to site
View details
Representative example: Borrow £200 for 6 months at a rate of 292% p.a. (fixed). Representative 1,333% APR and total payable £386.61 in 6 monthly payments of £64.44.
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Please note: You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.

We compare payday/short term loans from

Drafty Line of Credit
QuidMarket Short Term Loan
The Money Platform Short Term Loan
Moneyboat Short Term Loan
Lending Stream Instalment Loan
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Head of publishing

Chris Lilly is Head of publishing at finder.com. He's a specialist in personal finance, from day-to-day banking to investing to borrowing, and is passionate about helping UK consumers make informed decisions about their money. In his spare time Chris likes forcing his kids to exercise more. See full bio

Chris's expertise
Chris has written 602 Finder guides across topics including:
  • Loans & credit cards
  • Building credit
  • Financial health
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