Mortgages

Exchange of contracts is when a property transaction becomes legally binding but what does it involve and what do the various parties need to do to get to that point?

Are you a key worker looking for a mortgage? Find out more about the relevant schemes that can help you get on the property ladder.

A comprehensive guide to giving property to children, including if it’s your home or an investment property. We explain when they will need to pay inheritance tax on it.

Borrowing 100% of a property’s value is still possible with the help of a guarantor.

Property is used as security for mortgages. Find out how this works and what your obligations are.

What can delay or derail your application?

It is possible to buy property with your pension, but there are a number of factors to be aware of before you decide whether it’s right for you.

Find out about the Older People’s Shared Ownership (OSPO) scheme in this handy guide.

By knowing the rules you can minimise your capital gains tax – and keep more of your profit from a property sale.

A scheme that allows you to rent property at a reduced rate. Find out if it could benefit you.