Godiva Mortgages – compare mortgage rates and fees

Godiva Mortgages offers a range of fixed and variable rate mortgages for the buy-to-let market.

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Matthew Boyle

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Godiva Mortgages is the Coventry Building Society’s provider of buy-to-let mortgages. An intermediary-only service, they provide a range of options, as well as an online application service and telephone advisors available to discuss your particular needs.

What types of mortgages can I get with Godiva Mortgages?

  • Fixed rate Your interest rate will remain locked for a set amount of time.
  • Remortgages You can switch from your existing provider to Godiva via one of its remortgage products.
  • Tracker With this mortgage type, the mortgage rate shifts up and down in line with the Bank of England bank rate.

How to apply

You can only apply for a mortgage through one of the lender’s intermediaries.

What information is needed to apply?

You’ll need to provide personal information with various details about your employment and income. This will need to be backed up by your latest P60 and payslips.

If applicable, the lender will also ask about the income generated by, and general information about, other properties in your buy-to-let portfolio.

Eligibility criteria

Applicants must be at least 18 years old and no older than 85 when the mortgage term is due to end. The maximum age an applicant can be when applying is 75 years old.

The applicant must have no more than 5 properties mortgaged with the Coventry Building Society and no more than 10 properties in their portfolio overall.

All applicants are subject to an affordability check, which will include a credit check and a review of your income and outgoings. The lender will expect a minimum rental income to be generated from your property in line with its Interest Coverage Ratio.

We've teamed up with L&C Mortgages to help you compare live rates from over 80 lenders.

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Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Contact information

You can get in touch with the lender’s mortgage experts by calling 0800 121 8899, visiting a Coventry Building Society branch or arranging an appointment via coventrybuildingsociety.co.uk.

Frequently asked questions

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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife. See full bio

Matthew's expertise
Matthew has written 282 Finder guides across topics including:
  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides
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