Foundation Home Loans Mortgage Rates & Fees Comparison

Foundation Home Loans offers a range of fixed and variable rate mortgages that could be suitable for you.

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Matthew Boyle

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Foundation Homes Loans works with intermediaries to help their clients find residential and buy-to-let mortgages. They cater to lenders with atypical needs, such as lenders with historic credit problems and portfolio landlords, as well as offering standard mortgage schemes. An in-house team is available to discuss specific cases if necessary.

We've teamed up with L&C Mortgages to help you compare live rates from over 80 lenders.

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Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Foundation Home Loans?

  • Fixed rate Your interest rate will remain locked for a set amount of time. After your fixed-rate period ends, you’ll be switched onto a reversion rate which sits a specific percentage above the LIBOR rate.
  • Remortgages You can switch away from your existing mortgage provider via the lender’s remortgage products.
  • Buy to let This mortgage allows you to borrow money to purchase an additional property and let it out.

How to apply

You can apply for a mortgage through one of the lender’s intermediaries.

What information is needed to apply?

You’ll need to provide proof of ID, proof of residency and your last three monthly bank statements. Employed applicants must provide their most recent P60 and their last three monthly payslips. Self-employed applicants must provide two years worth of accounts.

Eligibility criteria

You must be aged between 18 and 75 buying a property in England and Wales.

Employees must have been in their current job for at least six months. Self-employed applicants must be able to show at least two years worth of accounts

Any previous CCJs or defaults you suffered must be satisfied. Any IVAs or bankruptcies must have been satisfied at least three years ago. You must not have taken out a payday loan or debt management plan in the last 12 months. Applicants receiving income support or jobseeker’s allowance will not be considered.

Contact information

For general enquiries, call 0344 770 8030, email customerservices@foundationhomeloans.co.uk or write a letter to Foundation Home Loans, 5 Arlington Square, Downshire Way, Bracknell, Berkshire, RG12 1WA.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Matthew Boyle is a banking and mortgages publisher at Finder. He has a 7-year history of publishing helpful guides to assist consumers in making better decisions. In his spare time, you will find him walking in the Norfolk countryside admiring the local wildlife. See full bio

Matthew's expertise
Matthew has written 285 Finder guides across topics including:
  • Helping first-time buyers apply for a mortgage
  • Comparing bank accounts and highlighting useful features
  • Publishing easy-to-understand guides
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